HomeWashingtonKitsap CountyPort Orchard
Port Orchard, Washington: commercial real estate data.
Port Orchard is a Census city of 17,149 people across 9.64 square miles of land, in Kitsap County. Median household income is $89,795, 62.0 percent of occupied homes are owned, and the SBA record carries 83 7(a) approvals to borrowers here worth $43.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Port Orchard
What Port Orchard is
- Census place typecity
- Land area9.64 sq mi
- Water area1.56 sq mi
- Population per square mile of land1,778
- County holding the largest share of its areaKitsap County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Orchard
How many people live in Port Orchard
- Population17,149
- Median age35.0
- Population under 184,003
- Share under 1823.3 percent
- Population 65 and over2,691
- Share 65 and over15.7 percent
- Households6,965
- Family households4,703
- Share of households that are families67.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Orchard
Income and work in Port Orchard
- Median household income$89,795
- Per capita income$45,489
- Civilian labor force7,585
- Employed7,290
- Unemployed295 plus or minus 166
- Unemployment rate3.9 percent plus or minus 2.2
- Adults 25 and over11,849
- Adults 25 and over with a high school diploma or higher94.6 percent
- Adults 25 and over with a bachelor degree or higher34.9 percent
- Adults 25 and over with a graduate degree9.6 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Orchard
Housing in Port Orchard
- Housing units7,559
- Occupied units6,965
- Vacant units594 plus or minus 220
- Vacancy rate7.9 percent plus or minus 2.9
- Owner occupied4,321
- Renter occupied2,644
- Ownership rate62.0 percent
- Median owner-occupied home value$539,700
- Median gross rent, monthly$1,797
- Annual rent as a share of median income24.0 percent
- Single family units5,312
- Share single family70.3 percent
- Units in buildings of two or more2,087 plus or minus 447
- Share in buildings of two or more27.6 percent plus or minus 5.7
- Mobile homes160 plus or minus 85
- Median year structure built1999
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Orchard
How Port Orchard gets to work
- Workers 16 and over who commute6,860
- Commuting under 15 minutes1,248 plus or minus 311
- Share commuting under 15 minutes18.2 percent plus or minus 4.3
- Commuting 30 minutes or more2,726
- Share commuting 30 minutes or more39.7 percent
- Drove alone68.1 percent
- Carpooled7.4 percent plus or minus 3.4
- Public transport6.8 percent plus or minus 2.7
- Walked2.4 percent plus or minus 1.8
- Worked from home13.4 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Port Orchard
SBA loans in Port Orchard (7(a))
- Approvals83
- Gross approval$43,059,000
- Average approval$518,783
- Median approval$150,000
- Ninetieth percentile approval$1,459,200
- Largest approval$4,834,000
- Jobs supported545
- Jobs per approval6.6
- Loans with a final outcome16
- Paid in full16
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more18.1 percent
- Share to franchises9.6 percent
- Distinct lenders31
- Distinct industries by NAICS44
Counted by borrower city: approvals to borrowers whose address is in Port Orchard, in any county, FY2020 to FY2026. Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Port Orchard
SBA loans in Port Orchard (504)
- Approvals13
- Gross approval$9,753,000
- Average approval$750,231
- Median approval$332,000
- Largest approval$2,600,000
- Jobs supported84
- Loans with a final outcome5
- Charged off1
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Port Orchard, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Port Orchard
Flood risk in Port Orchard
- NFIP communityCity of Port Orchard
- NFIP community number530094
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/03/17
The City of Port Orchard participates in the National Flood Insurance Program as community 530094 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Kitsap County, not Port Orchard
Kitsap County context, not Port Orchard figures
- Establishments in Kitsap County6,272
- Covered employment, Kitsap County93,571
- Average annual pay, Kitsap County$71,579
- Housing units permitted, Kitsap County1,294
Every figure in this section is published for Kitsap County as a whole and is not a measurement of Port Orchard.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Port Orchard questions, answered from the record.
How many people live in Port Orchard, Washington?
17,149, in 6,965 households. Port Orchard city covers 9.64 square miles of land, which is 1,778 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Port Orchard in?
Kitsap County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Port Orchard?
$89,795. The median owner-occupied home is valued at $539,700. Median gross rent is $1,797 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Port Orchard businesses?
83 7(a) approvals totaling $43.1 m since FY2020, across 31 lenders, median approval $150,000, plus 13 504 approvals worth $9.8 m since FY2010. These count approvals to borrowers whose address is in Port Orchard, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Port Orchard borrowers get paid back?
No rate is published for Port Orchard. Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Port Orchard in the National Flood Insurance Program?
Yes. Port Orchard appears in the FEMA Community Status Book as Port Orchard, city of, community 530094, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Port Orchard figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kitsap County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Port Orchard.
Is zoning published for Port Orchard?
No. Nothing on this page presents parcel level zoning.