HomeWest VirginiaOhio County
Ohio County, West Virginia: commercial real estate data.
Ohio County, West Virginia had an estimated 41,090 residents on July 1, 2024, down 3.1 percent since the 2020 census base of 42,405, across 106 square miles. County output reached $5.06 bn in 2024, 1,320 establishments operate here, and the SBA record carries 34 7(a) approvals worth $14.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ohio County
How many people live in Ohio County
- Population, American Community Survey 2020-202441,582
- Households18,342
- Average household size2.27
- Median household income$57,094
- Median age42.7
- Median gross rent$821 per month
- Median owner-occupied home value$166,000
- Home value to household income2.9 times
- Annual rent as a share of median income17.3 percent
- Adults 25 and over with a bachelor degree or higher33.9 percent
- Adults 25 and over with a graduate degree14.3 percent
- Adults 25 and over29,362
- Population under 188,060
- Share under 1819.4 percent
- Population 65 and over9,473
- Share 65 and over22.8 percent
- Working age population, 18 to 6424,049
- Civilian labor force20,006
- Unemployment rate6.0 percent
- Labor force participation, adults 18 and over59.7 percent
- Rank by population among West Virginia counties12th of 55
- Rank by population among US county-equivalents, Puerto Rico included1175th of 3,222
Ohio County is the 12th largest of 55 West Virginia counties by population. A median home costs 2.9 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 22.8 percent against 19.4 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Ohio County
Is Ohio County's population growing?
- Population, July 1, 202441,090
- Census 2020 base population42,405
- Population change since the 2020 census base-3.10 percent
- Population change, 2023 to 2024-131
- Births, 2024340
- Deaths, 2024582
- Natural change, 2024-242
- Net domestic migration, 202444
- Net international migration, 202468
- Total net migration, 2024112
- Cumulative net domestic migration, 2021 to 2024-208
- Rank by growth among US county-equivalents2758th of 3,144
The county has lost 3.10 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Ohio County
Where are people moving to Ohio County from?
- Tax returns filed by households arriving989
- People arriving, from those returns1,712
- Tax returns filed by households leaving1,130
- Net household movement-141
- Adjusted gross income arriving$50.0 m
- Net adjusted gross income movement$-17.6 m
- Average income of an arriving household$50,602
- Average income of a leaving household$59,850
- Largest single originMarshall County (185 households)
- Largest single destinationMarshall County (214 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Marshall County | 185 | 335 | $9.6 m |
| Belmont County | 149 | 244 | $5.3 m |
| Brooke County | 55 | 101 | $3.3 m |
| Washington County | 35 | 61 | $1.4 m |
| Allegheny County | 32 | 47 | $3.2 m |
| Jefferson County | 20 | 44 | $814,000 |
Households arriving report $9,248 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Marshall County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Ohio County
What is the Ohio County economy?
- County GDP, 2024$5.06 bn
- County GDP, 2023$4.78 bn
- GDP change, 2023 to 20245.8 percent
- GDP change over five years41.0 percent
- Rank by GDP among the West Virginia areas BEA publishes6th of 55
- Rank by GDP among the US county areas BEA publishes712th of 3,127
- GDP per resident$121,607
Output grew 5.8 percent in the latest year and 41.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Ohio County
Employment by industry in Ohio County
- Covered employment, annual average27,100
- Establishments reporting1,794
- Average annual pay$55,864
- Average weekly wage$1,074
- Health care and social assistance, employment5,683
- Health care and social assistance, average annual pay$63,889
- Retail trade, employment2,979
- Retail trade, average annual pay$36,973
- Accommodation and food services, employment2,823
- Accommodation and food services, average annual pay$24,087
- Administrative and support and waste management services, employment1,578
- Administrative and support and waste management services, average annual pay$46,045
- Finance and insurance, employment1,148
- Wholesale trade, employment1,123
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 5,683 | 286 | $63,889 |
| Retail trade | 2,979 | 202 | $36,973 |
| Accommodation and food services | 2,823 | 142 | $24,087 |
| Administrative and support and waste management services | 1,578 | 106 | $46,045 |
| Finance and insurance | 1,148 | 93 | $80,178 |
| Wholesale trade | 1,123 | 102 | $62,106 |
| Manufacturing | 1,090 | 50 | $55,443 |
| Professional, scientific and technical services | 1,081 | 223 | $73,266 |
Health care and social assistance is the largest private sector at 5,683 jobs, 21.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Ohio County
How many businesses are in Ohio County?
- Establishments, all industries1,320
- Employment at those establishments23,642
- Annual payroll$1.25 bn
- Establishments per 1,000 residents31.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Ohio County
Building permits in Ohio County
- Housing units authorized by permit, 20240
- Declared construction value permitted$0
- Single family units authorized0
- Multifamily units authorized0
No residential units were authorized by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Ohio County
SBA loans in Ohio County (7(a) and 504)
- 7(a) approvals recorded34
- 7(a) gross approval dollars$14.3 m
- Average 7(a) approval$420,459
- Median 7(a) approval$150,000
- 10th percentile approval$20,000
- 90th percentile approval$958,050
- Largest single approval$4,920,000
- Jobs reported supported, 7(a)436
- Jobs per approval12.8
- Distinct 7(a) lenders active16
- Distinct industries receiving approvals26
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer5.9 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter26
- Franchise loans7
- Franchise share of approvals20.6 percent
- Most active lenderThe Huntington National Bank (13)
- 504 approvals recorded8
- 504 gross approval dollars$8.1 m
- Average 504 approval$1,016,625
- Median 504 approval$426,500
- Distinct CDCs active1
- 504 jobs per approval8.1
- 504 jobs per million dollars approved8.0
- Most active CDCRegional Development Funding Corporation (8)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$22.4 m
The average approval of $420,459 sits well above the median of $150,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 5.9 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ohio County
SBA loan default and charge-off rates in Ohio County
Do SBA loans in Ohio County get paid back?
- Loans with a final outcome recorded5
- Paid in full5
- Charged off0
- Status: Exempt from disclosure25
- Status: Paid in full5
- Status: Cancelled3
- Status: Committed, not yet disbursed1
Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ohio County
SBA lending by place in Ohio County
- Borrower cities with recorded lending4
- Wheeling, approvals28
- Triadelphia, approvals3
- Tridelphia, approvals2
- Valley Grove, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Wheeling | 28 | $11,168,100 |
| Triadelphia | 3 | $2,450,000 |
| Tridelphia | 2 | $415,000 |
| Valley Grove | 1 | $262,500 |
Wheeling accounts for 28 approvals against 3 in Triadelphia. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ohio County
How large is Ohio County?
- Land area106 sq mi
- Rank by land area among West Virginia counties53rd of 55
- Width, east to west11.3 mi
- Height, north to south11.8 mi
- Geographies sharing a boundary5
- Residents per square mile of land392
- Establishments per square mile12.45
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Ohio County
Flood risk in Ohio County
- Participation of the county's own NFIP community Ohio County, unincorporated areasParticipating, community 540149
- Communities in the county in the NFIP Community Status Book7
- Of those, participating in the NFIP7
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Ohio County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Ohio County (community 540149), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Ohio County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Ohio County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Ohio County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202441,582
- Households18,342
- Average household size2.27
- Median household income$57,094
- Median age42.7
Common questions
Ohio County questions, answered from the record.
How many people live in Ohio County, West Virginia?
The Census Bureau estimates 41,090 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 41,582, in 18,342 households, ranking 12th of 55 West Virginia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Ohio County's population growing?
The population has fallen 3.10 percent since the 2020 census base of 42,405, to 41,090 on July 1, 2024. In 2024 there were 340 births against 582 deaths, with net migration of 112. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Ohio County?
$57,094. The median owner-occupied home is valued at $166,000, which is 2.9 times income, and median gross rent is $821 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Ohio County?
1,320 establishments, employing 23,642 people with an annual payroll of $1.25 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Ohio County?
Health care and social assistance is the largest private sector at 5,683 jobs, 21.0 percent of covered employment. Covered employment averages 27,100 jobs at an average annual pay of $55,864, or $1,074 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Ohio County?
34 7(a) approvals totaling $14.3 m since FY2020, across 16 lenders, with a median approval of $150,000, plus 8 504 approvals worth $8.1 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Ohio County?
No residential units were authorized by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Ohio County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Ohio County come from?
The largest single origin is Marshall County, with 185 households. Arriving households report an average income of $50,602 against $59,850 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Ohio County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Ohio County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Ohio County
Cities and places in Ohio.
6 Census places lie wholly or partly in Ohio County. All 6 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Wheeling | city | 26,350 | 28 | Wholly in this county |
| Bethlehem | village | 2,592 | None recorded | Wholly in this county |
| West Liberty | town | 1,481 | None recorded | Wholly in this county |
| Triadelphia | town | 825 | 3 | Wholly in this county |
| Clearview | village | 500 | None recorded | Wholly in this county |
| Valley Grove | village | 363 | 1 | Wholly in this county |
A further 2 of the county's 34 SBA 7(a) approvals are to borrowers in cities that match no Census place in Ohio County, the largest being Tridelphia (2). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.