HomeWest VirginiaPendleton County
Pendleton County, West Virginia: commercial real estate data.
Pendleton County, West Virginia had an estimated 5,944 residents on July 1, 2024, down 3.2 percent since the 2020 census base of 6,141, across 696 square miles. County output reached $232.6 m in 2024, 140 establishments operate here, and the SBA record carries 4 7(a) approvals worth $1.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Pendleton County
How many people live in Pendleton County
- Population, American Community Survey 2020-20246,043
- Households2,342
- Average household size2.58
- Median household income$64,931
- Median age50.7
- Median gross rent$770 per month
- Median owner-occupied home value$183,800
- Home value to household income2.8 times
- Annual rent as a share of median income14.2 percent
- Adults 25 and over with a bachelor degree or higher18.5 percent
- Adults 25 and over with a graduate degree6.1 percent
- Adults 25 and over4,459
- Population under 181,136
- Share under 1818.8 percent
- Population 65 and over1,802
- Share 65 and over29.8 percent
- Working age population, 18 to 643,105
- Civilian labor force2,601
- Unemployment rate6.3 percent
- Labor force participation, adults 18 and over53.0 percent
- Rank by population among West Virginia counties54th of 55
- Rank by population among US county-equivalents, Puerto Rico included2807th of 3,222
Pendleton County is the 54th largest of 55 West Virginia counties by population. A median home costs 2.8 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 29.8 percent against 18.8 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Pendleton County
Is Pendleton County's population growing?
- Population, July 1, 20245,944
- Census 2020 base population6,141
- Population change since the 2020 census base-3.21 percent
- Population change, 2023 to 2024-54
- Births, 202456
- Deaths, 2024102
- Natural change, 2024-46
- Net domestic migration, 2024-13
- Net international migration, 20244
- Total net migration, 2024-9
- Cumulative net domestic migration, 2021 to 202443
- Rank by growth among US county-equivalents2774th of 3,144
The county has lost 3.21 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Pendleton County
Where are people moving to Pendleton County from?
- Tax returns filed by households arriving102
- People arriving, from those returns197
- Tax returns filed by households leaving102
- Net household movement0
- Adjusted gross income arriving$5.2 m
- Net adjusted gross income movement$770,000
- Average income of an arriving household$51,029
- Average income of a leaving household$43,480
- Largest single destinationGrant County (23 households)
| Origin | Households | People | Adjusted gross income |
|---|
Households arriving report $7,549 more average income than households leaving, so the migration is raising local spending power rather than just moving it around.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Pendleton County
What is the Pendleton County economy?
- County GDP, 2024$232.6 m
- County GDP, 2023$206.8 m
- GDP change, 2023 to 202412.5 percent
- GDP change over five years48.2 percent
- Rank by GDP among the West Virginia areas BEA publishes50th of 55
- Rank by GDP among the US county areas BEA publishes2839th of 3,127
- GDP per resident$38,487
Output grew 12.5 percent in the latest year and 48.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Pendleton County
Employment by industry in Pendleton County
- Covered employment, annual average1,496
- Establishments reporting228
- Average annual pay$40,455
- Average weekly wage$778
- Retail trade, employment144
- Retail trade, average annual pay$28,036
- Transportation and warehousing, employment82
- Transportation and warehousing, average annual pay$60,843
- Other services, except public administration, employment48
- Other services, except public administration, average annual pay$38,060
- Administrative and support and waste management services, employment36
- Administrative and support and waste management services, average annual pay$50,036
- Construction, employment34
- Information, employment23
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 144 | 20 | $28,036 |
| Transportation and warehousing | 82 | 9 | $60,843 |
| Other services, except public administration | 48 | 15 | $38,060 |
| Administrative and support and waste management services | 36 | 12 | $50,036 |
| Construction | 34 | 21 | $33,654 |
| Information | 23 | 5 | $49,115 |
Retail trade is the largest private sector at 144 jobs, 9.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Pendleton County
How many businesses are in Pendleton County?
- Establishments, all industries140
- Employment at those establishments1,030
- Annual payroll$39.9 m
- Establishments per 1,000 residents23.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Pendleton County
Building permits in Pendleton County
- Housing units authorized by permit, 202438
- Declared construction value permitted$10.9 m
- Single family units authorized38
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$287,158
- Units authorized per 1,000 households16.2
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Pendleton County
SBA loans in Pendleton County (7(a) and 504)
- 7(a) approvals recorded4
- 7(a) gross approval dollars$1.1 m
- Average 7(a) approval$266,250
- Median 7(a) approval$275,000
- Largest single approval$450,000
- Jobs reported supported, 7(a)12
- Jobs per approval3.0
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals3
- Median 7(a) term90 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter4
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pendleton County
SBA loan default and charge-off rates in Pendleton County
Do SBA loans in Pendleton County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure3
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pendleton County
SBA lending by place in Pendleton County
- Borrower cities with recorded lending2
- Upper Tract, approvals2
- Franklin, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Upper Tract | 2 | $850,000 |
| Franklin | 2 | $215,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pendleton County
How large is Pendleton County?
- Land area696 sq mi
- Rank by land area among West Virginia counties5th of 55
- Width, east to west32 mi
- Height, north to south37.7 mi
- Geographies sharing a boundary7
- Residents per square mile of land9
- Establishments per square mile0.20
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Pendleton County
Flood risk in Pendleton County
- Participation of the county's own NFIP community Pendleton County, unincorporated areasParticipating, community 540153
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Pendleton County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Pendleton County (community 540153), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Pendleton County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Pendleton County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Pendleton County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20246,043
- Households2,342
- Average household size2.58
- Median household income$64,931
- Median age50.7
Common questions
Pendleton County questions, answered from the record.
How many people live in Pendleton County, West Virginia?
The Census Bureau estimates 5,944 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 6,043, in 2,342 households, ranking 54th of 55 West Virginia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Pendleton County's population growing?
The population has fallen 3.21 percent since the 2020 census base of 6,141, to 5,944 on July 1, 2024. In 2024 there were 56 births against 102 deaths, with net migration of -9. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Pendleton County?
$64,931. The median owner-occupied home is valued at $183,800, which is 2.8 times income, and median gross rent is $770 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Pendleton County?
140 establishments, employing 1,030 people with an annual payroll of $39.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Pendleton County?
Retail trade is the largest private sector at 144 jobs, 9.6 percent of covered employment. Covered employment averages 1,496 jobs at an average annual pay of $40,455, or $778 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Pendleton County?
4 7(a) approvals totaling $1.1 m since FY2020, across 3 lenders, with a median approval of $275,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Pendleton County?
38 housing units were authorized by permit in 2024, with a declared construction value of $10.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Pendleton County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Are traffic counts available for Pendleton County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Pendleton County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Pendleton County
Cities and places in Pendleton.
2 Census places lie wholly or partly in Pendleton County. All 2 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Franklin | town | 435 | 2 | Wholly in this county |
| Brandywine | CDP | 267 | None recorded | Wholly in this county |
A further 2 of the county's 4 SBA 7(a) approvals are to borrowers in cities that match no Census place in Pendleton County, the largest being Upper Tract (2). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.