Augusta County, Virginia: commercial real estate data.

Augusta County

How many people live in Augusta County

• Population, American Community Survey 2020-202478,033
• Households31,083
• Average household size2.51
• Median household income$82,049
• Median age45.1
• Median gross rent$1,136 per month
• Median owner-occupied home value$306,100
• Home value to household income3.7 times
• Annual rent as a share of median income16.6 percent
• Adults 25 and over with a bachelor degree or higher25.1 percent
• Adults 25 and over with a graduate degree8.7 percent
• Adults 25 and over57,803
• Population under 1814,340
• Share under 1818.4 percent
• Population 65 and over17,626
• Share 65 and over22.6 percent
• Working age population, 18 to 6446,067
• Civilian labor force39,745
• Unemployment rate2.4 percent
• Labor force participation, adults 18 and over62.4 percent
• Rank by population among Virginia counties28th of 133
• Rank by population among US county-equivalents, Puerto Rico included740th of 3,222

Augusta County is the 28th largest of 133 Virginia counties by population. A median home costs 3.7 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 22.6 percent against 18.4 percent, which points demand at health care, services and single story product rather than schools.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Augusta County

Where are people moving to Augusta County from?

• Tax returns filed by households arriving2,293
• People arriving, from those returns4,138
• Tax returns filed by households leaving1,899
• Net household movement394
• Adjusted gross income arriving$150.6 m
• Net adjusted gross income movement$44.9 m
• Average income of an arriving household$65,683
• Average income of a leaving household$55,674
• Largest single originStaunton city (425 households)
• Largest single destinationStaunton city (371 households)

Households arriving report $10,009 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Staunton city, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Augusta County

How many businesses are in Augusta County?

• Establishments, all industries1,439
• Employment at those establishments22,743
• Annual payroll$1.27 bn
• Establishments per 1,000 residents18.4

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Augusta County

SBA loans in Augusta County (7(a) and 504)

• 7(a) approvals recorded20
• 7(a) gross approval dollars$15.1 m
• Average 7(a) approval$755,575
• Median 7(a) approval$306,500
• 10th percentile approval$70,000
• 90th percentile approval$1,603,400
• Largest single approval$5,000,000
• Jobs reported supported, 7(a)226
• Jobs per approval11.3
• Distinct 7(a) lenders active14
• Distinct industries receiving approvals18
• Median 7(a) term120 months
• Share of loans on real estate terms, 240 months or longer30.0 percent
• Loans on real estate terms6
• Loans on working capital terms, 120 months or shorter14
• Franchise loans3
• Franchise share of approvals15.0 percent
• Most active lenderBayFirst National Bank (3)
• 504 approvals recorded7
• 504 gross approval dollars$2.9 m
• Average 504 approval$414,714
• Median 504 approval$290,000
• Distinct CDCs active3
• 504 jobs per approval9.7
• 504 jobs per million dollars approved23.4
• Most active CDCBusiness Finance Group, Inc. (5)
• Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$18.0 m

The average approval of $755,575 sits well above the median of $306,500, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 30.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Augusta County

SBA lending by place in Augusta County

• Borrower cities with recorded lending9
• Fishersville, approvals5
• Staunton, approvals4
• Waynesboro, approvals3
• Stuarts Draft, approvals2
• Verona, approvals2
• Fort Defiance, approvals1

Fishersville accounts for 5 approvals against 4 in Staunton. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Augusta County

Flood risk in Augusta County

• Participation of the county's own NFIP community Augusta County, unincorporated areasParticipating, community 510013
• Communities in the county in the NFIP Community Status Book2
• Of those, participating in the NFIP2
• NFIP participation rate100.0 percent
• Communities carrying a CRS class0
• Radon levels in Augusta County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1

The county's own community in the status book, unincorporated Augusta County (community 510013), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Augusta County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Feasibility studies

When a Augusta County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Augusta County site starts with the figures you are reading, carrying the same source and period into the credit file.

• Population, American Community Survey 2020-202478,033
• Households31,083
• Average household size2.51
• Median household income$82,049
• Median age45.1

How a feasibility study works →

Augusta County

Cities and places in Augusta.

20 Census places lie wholly or partly in Augusta County. All 20 carry enough published place level data for a page of their own and are linked.

A further 9 of the county's 20 SBA 7(a) approvals are to borrowers in cities that match no Census place in Augusta County, the largest being Staunton (4), Waynesboro (3), Fort Defiance (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.