HomeWisconsinDane CountyMonona
Monona, Wisconsin: commercial real estate data.
Monona is a Census city of 8,527 people across 3.26 square miles of land, in Dane County. Median household income is $87,773, 53.6 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $9.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Monona
What Monona is
- Census place typecity
- Land area3.26 sq mi
- Water area0.1 sq mi
- Population per square mile of land2,618
- County holding the largest share of its areaDane County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monona
How many people live in Monona
- Population8,527
- Median age43.7
- Population under 181,625
- Share under 1819.1 percent
- Population 65 and over1,869
- Share 65 and over21.9 percent
- Households4,159
- Family households2,261
- Share of households that are families54.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monona
Income and work in Monona
- Median household income$87,773
- Per capita income$58,658
- Civilian labor force4,688
- Employed4,572
- Unemployed116 plus or minus 67
- Unemployment rate2.5 percent plus or minus 1.4
- Adults 25 and over6,262
- Adults 25 and over with a high school diploma or higher97.6 percent
- Adults 25 and over with a bachelor degree or higher58.3 percent
- Adults 25 and over with a graduate degree23.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monona
Housing in Monona
- Housing units4,341
- Occupied units4,159
- Vacant units182 plus or minus 113
- Vacancy rate4.2 percent plus or minus 2.6
- Owner occupied2,230
- Renter occupied1,929
- Ownership rate53.6 percent
- Median owner-occupied home value$427,900
- Median gross rent, monthly$1,275
- Annual rent as a share of median income17.4 percent
- Single family units2,500
- Share single family57.6 percent
- Units in buildings of two or more1,841
- Share in buildings of two or more42.4 percent
- Mobile homes0
- Median year structure built1963
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monona
How Monona gets to work
- Workers 16 and over who commute3,455
- Commuting under 15 minutes1,173 plus or minus 241
- Share commuting under 15 minutes34.0 percent
- Commuting 30 minutes or more645 plus or minus 178
- Share commuting 30 minutes or more18.7 percent plus or minus 4.9
- Drove alone64.9 percent
- Carpooled6.9 percent plus or minus 2.6
- Public transport1.1 percent plus or minus 0.9
- Walked0.8 percent plus or minus 0.6
- Worked from home24.1 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monona
SBA loans in Monona (7(a))
- Approvals12
- Gross approval$9,778,100
- Average approval$814,842
- Median approval$385,000
- Largest approval$3,550,000
- Jobs supported168
- Jobs per approval14.0
- Loans with a final outcome6
- Paid in full5
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises8.3 percent
- Distinct lenders8
- Distinct industries by NAICS10
Counted by borrower city: approvals to borrowers whose address is in Monona, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Monona
SBA loans in Monona (504)
- Approvals10
- Gross approval$5,194,000
- Average approval$519,400
- Median approval$330,000
- Largest approval$1,381,000
- Jobs supported68
- Loans with a final outcome4
- Charged off0
- Median term270 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Monona, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Monona
Flood risk in Monona
- NFIP communityCity of Monona
- NFIP community number550088
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/09/25
The City of Monona participates in the National Flood Insurance Program as community 550088 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Dane County, not Monona
Dane County context, not Monona figures
- Establishments in Dane County14,765
- Covered employment, Dane County359,249
- Average annual pay, Dane County$74,481
- Housing units permitted, Dane County5,477
Every figure in this section is published for Dane County as a whole and is not a measurement of Monona.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Monona questions, answered from the record.
How many people live in Monona, Wisconsin?
8,527, in 4,159 households. Monona city covers 3.26 square miles of land, which is 2,618 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Monona in?
Dane County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Monona?
$87,773. The median owner-occupied home is valued at $427,900. Median gross rent is $1,275 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Monona businesses?
12 7(a) approvals totaling $9.8 m since FY2020, across 8 lenders, median approval $385,000, plus 10 504 approvals worth $5.2 m since FY2010. These count approvals to borrowers whose address is in Monona, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Monona borrowers get paid back?
No rate is published for Monona. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Monona in the National Flood Insurance Program?
Yes. Monona appears in the FEMA Community Status Book as Monona, city of, community 550088, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Monona figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dane County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Monona.
Is zoning published for Monona?
No. Nothing on this page presents parcel level zoning.