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HomeWisconsinFond du Lac CountySt. Cloud village

St. Cloud village, Wisconsin: commercial real estate data.

St. Cloud village is a Census village of 454 people across 0.92 square miles of land, in Fond du Lac County. Median household income is $100,357, 85.3 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $878,000.

66 sourced place values · tier FULL · 7 sections

St. Cloud

What St. Cloud is

  • Census place typevillage
  • Land area0.92 sq mi
  • Water area0.02 sq mi
  • Population per square mile of land493
  • County holding the largest share of its areaFond du Lac County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

St. Cloud

How many people live in St. Cloud

  • Population454
  • Median age43.0
  • Population under 1895 plus or minus 26
  • Share under 1820.9 percent plus or minus 4.5
  • Population 65 and over67 plus or minus 20
  • Share 65 and over14.8 percent plus or minus 3.6
  • Households190
  • Family households134 plus or minus 30
  • Share of households that are families70.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

St. Cloud

Income and work in St. Cloud

  • Median household income$100,357
  • Per capita income$42,720
  • Civilian labor force270
  • Employed263
  • Unemployed7 plus or minus 9
  • Unemployment rate2.6 percent plus or minus 3.3
  • Adults 25 and over341
  • Adults 25 and over with a high school diploma or higher98.8 percent
  • Adults 25 and over with a bachelor degree or higher20.2 percent plus or minus 5.9
  • Adults 25 and over with a graduate degree2.9 percent plus or minus 3.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

St. Cloud

Housing in St. Cloud

  • Housing units201
  • Occupied units190
  • Vacant units11 plus or minus 12
  • Vacancy rate5.5 percent plus or minus 5.9
  • Owner occupied162
  • Renter occupied28 plus or minus 17
  • Ownership rate85.3 percent
  • Median owner-occupied home value$194,600
  • Median gross rent, monthly$757
  • Annual rent as a share of median income9.1 percent
  • Single family units163
  • Share single family81.1 percent
  • Units in buildings of two or more36 plus or minus 23
  • Share in buildings of two or more17.9 percent plus or minus 11.2
  • Mobile homes2 plus or minus 3
  • Median year structure built1953

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

St. Cloud

How St. Cloud gets to work

  • Workers 16 and over who commute232 plus or minus 49
  • Commuting under 15 minutes45 plus or minus 19
  • Share commuting under 15 minutes19.4 percent plus or minus 6.9
  • Commuting 30 minutes or more74 plus or minus 22
  • Share commuting 30 minutes or more31.9 percent plus or minus 6.8
  • Drove alone83.9 percent
  • Carpooled3.1 percent plus or minus 2.6
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home11.1 percent plus or minus 5.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

St. Cloud

SBA 7(a) lending to St. Cloud borrowers

  • Approvals2
  • Gross approval$878,000
  • Average approval$439,000
  • Median approval$803,000
  • Ninetieth percentile approval$803,000
  • Largest approval$803,000
  • Jobs supported10
  • Jobs per approval5.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term300 months
  • Share on real estate terms of 20 years or more50.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Fond du Lac County, not St. Cloud

Fond du Lac County context, not St. Cloud figures

These are Fond du Lac County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as St. Cloud measurements.

  • Establishments in Fond du Lac County2,227
  • Employment at those establishments, Fond du Lac County42,508
  • Covered employment, Fond du Lac County45,047
  • Average annual pay, Fond du Lac County$58,238
  • Average weekly wage, Fond du Lac County$1,120
  • Housing units permitted, Fond du Lac County183
  • Of those, single family, Fond du Lac County173
  • County product, 2024, Fond du Lac County$6,749,318,000
  • County product change over the prior year, Fond du Lac County2.5 percent
  • Average income of an arriving household, Fond du Lac County$57,887

Every figure in this section is published for Fond du Lac County as a whole and is not a measurement of St. Cloud. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

St. Cloud questions, answered from the record.

How many people live in St. Cloud, Wisconsin?

454, in 190 households. St. Cloud village covers 0.92 square miles of land, which is 493 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is St. Cloud in?

Fond du Lac County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in St. Cloud?

$100,357. The median owner-occupied home is valued at $194,600. Median gross rent is $757 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to St. Cloud businesses?

2 7(a) approvals totalling $878,000, across 1 lenders, median approval $803,000. These count approvals to borrowers whose address is in St. Cloud, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to St. Cloud borrowers get paid back?

No rate is published for St. Cloud. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page St. Cloud figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Fond du Lac County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of St. Cloud.

Is zoning published for St. Cloud?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.