HomeWisconsinFond du Lac County
Fond du Lac County, Wisconsin: commercial real estate data.
Fond du Lac County, Wisconsin had an estimated 104,269 residents on July 1, 2024, up 0.1 percent since the 2020 census base of 104,144, across 720 square miles. County output reached $6.75 bn in 2024, 2,227 establishments operate here, and the SBA record carries 101 7(a) approvals worth $58.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Fond du Lac County
How many people live in Fond du Lac County
- Population, American Community Survey 2020-2024104,137
- Households43,243
- Average household size2.41
- Median household income$74,275
- Median age41.9
- Median gross rent$960 per month
- Median owner-occupied home value$222,800
- Home value to household income3.0 times
- Annual rent as a share of median income15.5 percent
- Adults 25 and over with a bachelor degree or higher22.3 percent
- Adults 25 and over with a graduate degree7.1 percent
- Adults 25 and over73,265
- Population under 1821,999
- Share under 1821.1 percent
- Population 65 and over20,614
- Share 65 and over19.8 percent
- Working age population, 18 to 6461,524
- Civilian labor force54,614
- Unemployment rate3.2 percent
- Labor force participation, adults 18 and over66.5 percent
- Rank by population among Wisconsin counties16th of 72
- Rank by population among US county-equivalents, Puerto Rico included601st of 3,222
Fond du Lac County is the 16th largest of 72 Wisconsin counties by population. A median home costs 3.0 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 21.1 percent against 19.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Fond du Lac County
Is Fond du Lac County's population growing?
- Population, July 1, 2024104,269
- Census 2020 base population104,144
- Population change since the 2020 census base0.12 percent
- Population change, 2023 to 2024134
- Births, 2024989
- Deaths, 20241,115
- Natural change, 2024-126
- Net domestic migration, 2024-112
- Net international migration, 2024372
- Total net migration, 2024260
- Cumulative net domestic migration, 2021 to 2024-184
- Rank by growth among US county-equivalents1785th of 3,144
The county has grown 0.12 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Fond du Lac County
Where are people moving to Fond du Lac County from?
- Tax returns filed by households arriving2,363
- People arriving, from those returns3,952
- Tax returns filed by households leaving2,462
- Net household movement-99
- Adjusted gross income arriving$136.8 m
- Net adjusted gross income movement$-6.6 m
- Average income of an arriving household$57,887
- Average income of a leaving household$58,231
- Largest single originDodge County (340 households)
- Largest single destinationWinnebago County (386 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Dodge County | 340 | 630 | $19.3 m |
| Winnebago County | 280 | 474 | $14.1 m |
| Washington County | 160 | 257 | $12.3 m |
| Milwaukee County | 141 | 201 | $5.7 m |
| Green Lake County | 111 | 183 | $6.5 m |
| Sheboygan County | 103 | 169 | $6.0 m |
| Dane County | 69 | 108 | $4.5 m |
| Waukesha County | 66 | 102 | $4.6 m |
Households arriving report $344 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Dodge County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Fond du Lac County
What is the Fond du Lac County economy?
- County GDP, 2024$6.75 bn
- County GDP, 2023$6.58 bn
- GDP change, 2023 to 20242.5 percent
- GDP change over five years25.6 percent
- Rank by GDP among the Wisconsin areas BEA publishes16th of 72
- Rank by GDP among the US county areas BEA publishes600th of 3,127
- GDP per resident$64,812
Output grew 2.5 percent in the latest year and 25.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Fond du Lac County
Employment by industry in Fond du Lac County
- Covered employment, annual average45,047
- Establishments reporting2,535
- Average annual pay$58,238
- Average weekly wage$1,120
- Manufacturing, employment9,908
- Manufacturing, average annual pay$68,785
- Health care and social assistance, employment5,695
- Health care and social assistance, average annual pay$68,434
- Retail trade, employment5,348
- Retail trade, average annual pay$36,241
- Accommodation and food services, employment3,768
- Accommodation and food services, average annual pay$19,742
- Construction, employment3,042
- Wholesale trade, employment1,718
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 9,908 | 154 | $68,785 |
| Health care and social assistance | 5,695 | 426 | $68,434 |
| Retail trade | 5,348 | 291 | $36,241 |
| Accommodation and food services | 3,768 | 227 | $19,742 |
| Construction | 3,042 | 262 | $84,722 |
| Wholesale trade | 1,718 | 126 | $75,861 |
| Other services, except public administration | 1,494 | 184 | $32,274 |
| Finance and insurance | 1,487 | 136 | $79,161 |
Manufacturing is the largest private sector at 9,908 jobs, 22.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Fond du Lac County
How many businesses are in Fond du Lac County?
- Establishments, all industries2,227
- Employment at those establishments42,508
- Annual payroll$2.36 bn
- Establishments per 1,000 residents21.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Fond du Lac County
Building permits in Fond du Lac County
- Housing units authorized by permit, 2024183
- Declared construction value permitted$67.9 m
- Single family units authorized173
- Multifamily units authorized10
- Multifamily share of units5.5 percent
- Average declared value per unit$370,994
- Units authorized per 1,000 households4.2
Single-family homes are 94.5 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Fond du Lac County
SBA loans in Fond du Lac County (7(a) and 504)
- 7(a) approvals recorded101
- 7(a) gross approval dollars$58.7 m
- Average 7(a) approval$581,443
- Median 7(a) approval$244,700
- 10th percentile approval$50,000
- 90th percentile approval$1,715,000
- Largest single approval$4,798,000
- Jobs reported supported, 7(a)1,449
- Jobs per approval14.3
- Distinct 7(a) lenders active28
- Distinct industries receiving approvals63
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer21.8 percent
- Loans on real estate terms22
- Loans on working capital terms, 120 months or shorter67
- Franchise loans18
- Franchise share of approvals17.8 percent
- Most active lenderBank First, N.A. (37)
- 504 approvals recorded48
- 504 gross approval dollars$48.2 m
- Average 504 approval$1,004,729
- Median 504 approval$556,500
- Distinct CDCs active3
- 504 jobs per approval15.7
- 504 jobs per million dollars approved15.6
- Most active CDCWBD, Inc. (46)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$107.0 m
The average approval of $581,443 sits well above the median of $244,700, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 21.8 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Fond du Lac County
SBA loan default and charge-off rates in Fond du Lac County
Do SBA loans in Fond du Lac County get paid back?
- Loans with a final outcome recorded29
- Paid in full27
- Charged off2
- Status: Paid in full27
- Status: Cancelled9
- Status: Exempt from disclosure61
- Status: Charged off2
- Status: Committed, not yet disbursed2
Only 29 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fond du Lac County
SBA lending by place in Fond du Lac County
- Borrower cities with recorded lending13
- Fond du Lac, approvals58
- Ripon, approvals12
- Campbellsport, approvals12
- Waupun, approvals4
- Rosendale, approvals3
- Kewaskum, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Fond du Lac | 58 | $38,365,800 |
| Ripon | 12 | $7,171,500 |
| Campbellsport | 12 | $7,083,000 |
| Waupun | 4 | $1,120,200 |
| Rosendale | 3 | $765,000 |
| Kewaskum | 2 | $1,751,200 |
| St. Cloud | 2 | $878,000 |
| Eden | 2 | $429,000 |
| 5 other borrower cities | 6 | $1,162,000 |
Fond du Lac accounts for 58 approvals against 12 in Ripon. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fond du Lac County
How large is Fond du Lac County?
- Land area720 sq mi
- Rank by land area among Wisconsin counties40th of 72
- Width, east to west36.2 mi
- Height, north to south27.3 mi
- Geographies sharing a boundary6
- Residents per square mile of land145
- Establishments per square mile3.09
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Fond du Lac County
Flood risk in Fond du Lac County
- Participation of the county's own NFIP community Fond Du Lac County, unincorporated areasParticipating, community 550131
- Communities in the county in the NFIP Community Status Book14
- Of those, participating in the NFIP14
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
- Communities carrying a CRS class2
- Radon levels in Fond du Lac County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Fond Du Lac County (community 550131), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Fond du Lac County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 7, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Fond du Lac County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Fond du Lac County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024104,137
- Households43,243
- Average household size2.41
- Median household income$74,275
- Median age41.9
Common questions
Fond du Lac County questions, answered from the record.
How many people live in Fond du Lac County, Wisconsin?
The Census Bureau estimates 104,269 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 104,137, in 43,243 households, ranking 16th of 72 Wisconsin counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Fond du Lac County's population growing?
The population has grown 0.12 percent since the 2020 census base of 104,144, to 104,269 on July 1, 2024. In 2024 there were 989 births against 1,115 deaths, with net migration of 260. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Fond du Lac County?
$74,275. The median owner-occupied home is valued at $222,800, which is 3.0 times income, and median gross rent is $960 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Fond du Lac County?
2,227 establishments, employing 42,508 people with an annual payroll of $2.36 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Fond du Lac County?
Manufacturing is the largest private sector at 9,908 jobs, 22.0 percent of covered employment. Covered employment averages 45,047 jobs at an average annual pay of $58,238, or $1,120 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Fond du Lac County?
101 7(a) approvals totaling $58.7 m since FY2020, across 28 lenders, with a median approval of $244,700, plus 48 504 approvals worth $48.2 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Fond du Lac County?
183 housing units were authorized by permit in 2024, with a declared construction value of $67.9 m. Multifamily was 5.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Fond du Lac County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Fond du Lac County come from?
The largest single origin is Dodge County, with 340 households. Arriving households report an average income of $57,887 against $58,231 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Fond du Lac County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Fond du Lac County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Fond du Lac County
Cities and places in Fond du Lac.
17 Census places lie wholly or partly in Fond du Lac County. All 17 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Fond du Lac | city | 44,494 | 58 | Wholly in this county |
| Waupun | city | 11,174 | 4 | 47.6 percent here, 52.4 percent Dodge County |
| Ripon | city | 7,772 | 12 | Wholly in this county |
| North Fond du Lac | village | 5,392 | 1 | Wholly in this county |
| Kewaskum | village | 4,461 | 2 | 2.5 percent here, 97.5 percent Washington County |
| Campbellsport | village | 1,973 | 12 | Wholly in this county |
| St. Peter | CDP | 1,413 | None recorded | Wholly in this county |
| Oakfield | village | 1,182 | None recorded | Wholly in this county |
| Brandon | village | 913 | 1 | Wholly in this county |
| Rosendale | village | 853 | 3 | Wholly in this county |
| Taycheedah | CDP | 801 | None recorded | Wholly in this county |
| Van Dyne | CDP | 752 | None recorded | Wholly in this county |
| Eden | village | 732 | 2 | Wholly in this county |
| Mount Calvary | village | 642 | 1 | Wholly in this county |
| St. Cloud | village | 454 | 2 | Wholly in this county |
| Fairwater | village | 350 | None recorded | Wholly in this county |
| Alto | CDP | 122 | None recorded | Wholly in this county |
A further 3 of the county's 101 SBA 7(a) approvals are to borrowers in cities that match no Census place in Fond du Lac County, the largest being Malone (2), New Holstein (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby