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HomeWisconsinManitowoc CountyKiel

Kiel, Wisconsin: commercial real estate data.

Kiel is a Census city of 3,943 people across 2.53 square miles of land, lying across Manitowoc County and Calumet County. Median household income is $75,953, 77.8 percent of occupied homes are owned, and the SBA record carries 20 7(a) approvals to borrowers here worth $13.1 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Kiel

What Kiel is

  • Census place typecity
  • Land area2.53 sq mi
  • Water area0.13 sq mi
  • Population per square mile of land1,560
  • County holding the largest share of its areaManitowoc County, 84.2 percent
  • Counties this place lies inManitowoc County 84.2 percent, Calumet County 15.8 percent

Kiel crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Kiel

How many people live in Kiel

  • Population3,943
  • Median age45.2
  • Population under 18769 plus or minus 171
  • Share under 1819.5 percent plus or minus 4.3
  • Population 65 and over773
  • Share 65 and over19.6 percent
  • Households1,647
  • Family households1,093
  • Share of households that are families66.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Kiel

Income and work in Kiel

  • Median household income$75,953
  • Per capita income$38,395
  • Civilian labor force2,163
  • Employed2,118
  • Unemployed45 plus or minus 41
  • Unemployment rate2.1 percent plus or minus 1.9
  • Adults 25 and over2,866
  • Adults 25 and over with a high school diploma or higher91.2 percent
  • Adults 25 and over with a bachelor degree or higher19.2 percent plus or minus 4.7
  • Adults 25 and over with a graduate degree4.8 percent plus or minus 2.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Kiel

Housing in Kiel

  • Housing units1,712
  • Occupied units1,647
  • Vacant units65 plus or minus 66
  • Vacancy rate3.8 percent plus or minus 3.8
  • Owner occupied1,281
  • Renter occupied366 plus or minus 92
  • Ownership rate77.8 percent
  • Median owner-occupied home value$191,500
  • Median gross rent, monthly$787
  • Annual rent as a share of median income12.4 percent
  • Single family units1,259
  • Share single family73.5 percent
  • Units in buildings of two or more420 plus or minus 130
  • Share in buildings of two or more24.5 percent plus or minus 7.3
  • Mobile homes33 plus or minus 27
  • Median year structure built1971

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Kiel

How Kiel gets to work

  • Workers 16 and over who commute1,934
  • Commuting under 15 minutes951
  • Share commuting under 15 minutes49.2 percent
  • Commuting 30 minutes or more408 plus or minus 120
  • Share commuting 30 minutes or more21.1 percent plus or minus 5.8
  • Drove alone76.3 percent
  • Carpooled9.8 percent plus or minus 5.7
  • Public transport0.0 percent
  • Walked3.6 percent plus or minus 2.7
  • Worked from home7.7 percent plus or minus 3.5

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Kiel

SBA loans in Kiel (7(a))

  • Approvals20
  • Gross approval$13,138,200
  • Average approval$656,910
  • Median approval$340,600
  • Ninetieth percentile approval$1,952,970
  • Largest approval$2,732,000
  • Jobs supported211
  • Jobs per approval10.6
  • Loans with a final outcome4
  • Paid in full4
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more15.0 percent
  • Share to franchises5.0 percent
  • Distinct lenders7
  • Distinct industries by NAICS15

Counted by borrower city: approvals to borrowers whose address is in Kiel, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Kiel

SBA loans in Kiel (504)

  • Approvals5
  • Gross approval$3,632,000
  • Average approval$726,400
  • Median approval$773,000
  • Largest approval$1,192,000
  • Jobs supported30
  • Loans with a final outcome1
  • Charged off0
  • Median term300 months
  • Distinct CDCs2

Counted by borrower city: approvals to borrowers whose address is in Kiel, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Kiel

Flood risk in Kiel

  • NFIP communityCity of Kiel
  • NFIP community number550239
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date08/02/11

The City of Kiel participates in the National Flood Insurance Program as community 550239 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Manitowoc County, not Kiel

Manitowoc County context, not Kiel figures

  • Establishments in Manitowoc County1,726
  • Covered employment, Manitowoc County33,444
  • Average annual pay, Manitowoc County$53,550
  • Housing units permitted, Manitowoc County112

Every figure in this section is published for Manitowoc County as a whole and is not a measurement of Kiel.

All Manitowoc County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Kiel questions, answered from the record.

How many people live in Kiel, Wisconsin?

3,943, in 1,647 households. Kiel city covers 2.53 square miles of land, which is 1,560 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Kiel in?

Kiel lies in more than one. By area it is 84.2 percent in Manitowoc County, 15.8 percent in Calumet County. This page sits under Manitowoc County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.

What is the median household income in Kiel?

$75,953. The median owner-occupied home is valued at $191,500. Median gross rent is $787 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Kiel businesses?

20 7(a) approvals totaling $13.1 m since FY2020, across 7 lenders, median approval $340,600, plus 5 504 approvals worth $3.6 m since FY2010. These count approvals to borrowers whose address is in Kiel, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Kiel borrowers get paid back?

No rate is published for Kiel. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Kiel in the National Flood Insurance Program?

Yes. Kiel appears in the FEMA Community Status Book as Kiel, city of, community 550239, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Kiel figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Manitowoc County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kiel.

Is zoning published for Kiel?

No. Nothing on this page presents parcel level zoning.