HomeWisconsinMilwaukee CountyOak Creek city
Oak Creek city, Wisconsin: commercial real estate data.
Oak Creek city is a Census city of 37,325 people across 28.45 square miles of land, in Milwaukee County. Median household income is $96,555, 57.5 percent of occupied homes are owned, and the SBA record carries 59 7(a) approvals to borrowers here worth $35.1 m.
78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Oak Creek
What Oak Creek is
- Census place typecity
- Land area28.45 sq mi
- Water area0 sq mi
- Population per square mile of land1,312
- County holding the largest share of its areaMilwaukee County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Creek
How many people live in Oak Creek
- Population37,325
- Median age39.4
- Population under 187,888
- Share under 1821.1 percent
- Population 65 and over5,627
- Share 65 and over15.1 percent
- Households15,728
- Family households9,251
- Share of households that are families58.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Creek
Income and work in Oak Creek
- Median household income$96,555
- Per capita income$48,445
- Civilian labor force21,659
- Employed21,383
- Unemployed276 plus or minus 133
- Unemployment rate1.3 percent plus or minus 0.6
- Adults 25 and over26,896
- Adults 25 and over with a high school diploma or higher95.1 percent
- Adults 25 and over with a bachelor degree or higher39.4 percent
- Adults 25 and over with a graduate degree12.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Creek
Housing in Oak Creek
- Housing units16,183
- Occupied units15,728
- Vacant units455 plus or minus 212
- Vacancy rate2.8 percent plus or minus 1.3
- Owner occupied9,040
- Renter occupied6,688
- Ownership rate57.5 percent
- Median owner-occupied home value$331,700
- Median gross rent, monthly$1,452
- Annual rent as a share of median income18.0 percent
- Single family units9,283
- Share single family57.4 percent
- Units in buildings of two or more6,678
- Share in buildings of two or more41.3 percent
- Mobile homes179 plus or minus 96
- Median year structure built1991
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Creek
How Oak Creek gets to work
- Workers 16 and over who commute18,545
- Commuting under 15 minutes5,468
- Share commuting under 15 minutes29.5 percent
- Commuting 30 minutes or more5,919
- Share commuting 30 minutes or more31.9 percent
- Drove alone77.6 percent
- Carpooled8.1 percent plus or minus 2.6
- Public transport0.2 percent plus or minus 0.2
- Walked1.0 percent plus or minus 0.7
- Worked from home11.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Creek
SBA loans in Oak Creek (7(a))
- Approvals59
- Gross approval$35,065,000
- Average approval$594,322
- Median approval$200,000
- Ninetieth percentile approval$1,994,900
- Largest approval$4,885,000
- Jobs supported594
- Jobs per approval10.1
- Loans with a final outcome16
- Paid in full12
- Charged off4
- Charge-off rate over resolved loans25.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more15.3 percent
- Share to franchises22.0 percent
- Distinct lenders29
- Distinct industries by NAICS40
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oak Creek
SBA loans in Oak Creek (504)
- Approvals26
- Gross approval$28,138,000
- Average approval$1,082,231
- Median approval$830,000
- Largest approval$5,000,000
- Jobs supported240
- Loans with a final outcome11
- Charged off2
- Charge-off rate over resolved loans18.2 percent
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Milwaukee County, not Oak Creek
Milwaukee County context, not Oak Creek figures
These are Milwaukee County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oak Creek measurements.
- Establishments in Milwaukee County20,466
- Employment at those establishments, Milwaukee County435,400
- Covered employment, Milwaukee County469,055
- Average annual pay, Milwaukee County$69,142
- Average weekly wage, Milwaukee County$1,330
- Housing units permitted, Milwaukee County1,005
- Of those, single family, Milwaukee County189
- County product, 2024, Milwaukee County$78,804,158,000
- County product change over the prior year, Milwaukee County5.2 percent
- Average income of an arriving household, Milwaukee County$66,513
Every figure in this section is published for Milwaukee County as a whole and is not a measurement of Oak Creek. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Oak Creek questions, answered from the record.
How many people live in Oak Creek, Wisconsin?
37,325, in 15,728 households. Oak Creek city covers 28.45 square miles of land, which is 1,312 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oak Creek in?
Milwaukee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oak Creek?
$96,555. The median owner-occupied home is valued at $331,700. Median gross rent is $1,452 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oak Creek businesses?
59 7(a) approvals totalling $35.1 m, across 29 lenders, median approval $200,000, plus 26 504 approvals worth $28.1 m. These count approvals to borrowers whose address is in Oak Creek, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oak Creek borrowers get paid back?
Of the 16 loans that have reached a final outcome, 12 were paid in full and 4 charged off, a charge off rate of 25.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Oak Creek figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Milwaukee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oak Creek.
Is zoning published for Oak Creek?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.