HomeWisconsinOconto CountyOconto Falls
Oconto Falls, Wisconsin: commercial real estate data.
Oconto Falls is a Census city of 3,001 people across 2.88 square miles of land, in Oconto County. Median household income is $51,228, 61.4 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $6.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oconto Falls
What Oconto Falls is
- Census place typecity
- Land area2.88 sq mi
- Water area0.22 sq mi
- Population per square mile of land1,043
- County holding the largest share of its areaOconto County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oconto Falls
How many people live in Oconto Falls
- Population3,001
- Median age43.2
- Population under 18727 plus or minus 173
- Share under 1824.2 percent plus or minus 5.8
- Population 65 and over587 plus or minus 156
- Share 65 and over19.6 percent plus or minus 5.2
- Households1,451
- Family households791
- Share of households that are families54.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oconto Falls
Income and work in Oconto Falls
- Median household income$51,228
- Per capita income$31,809
- Civilian labor force1,349
- Employed1,310
- Unemployed39 plus or minus 60
- Unemployment rate2.9 percent plus or minus 4.4
- Adults 25 and over2,114
- Adults 25 and over with a high school diploma or higher91.1 percent
- Adults 25 and over with a bachelor degree or higher25.8 percent plus or minus 6.8
- Adults 25 and over with a graduate degree6.5 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oconto Falls
Housing in Oconto Falls
- Housing units1,509
- Occupied units1,451
- Vacant units58 plus or minus 64
- Vacancy rate3.8 percent plus or minus 4.2
- Owner occupied891
- Renter occupied560 plus or minus 129
- Ownership rate61.4 percent
- Median owner-occupied home value$162,800
- Median gross rent, monthly$687
- Annual rent as a share of median income16.1 percent
- Single family units958
- Share single family63.5 percent
- Units in buildings of two or more520 plus or minus 144
- Share in buildings of two or more34.5 percent plus or minus 9.1
- Mobile homes31 plus or minus 31
- Median year structure built1969
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oconto Falls
How Oconto Falls gets to work
- Workers 16 and over who commute1,077
- Commuting under 15 minutes438 plus or minus 135
- Share commuting under 15 minutes40.7 percent plus or minus 10.7
- Commuting 30 minutes or more466 plus or minus 129
- Share commuting 30 minutes or more43.3 percent plus or minus 9.7
- Drove alone80.7 percent plus or minus 17.9
- Carpooled3.5 percent plus or minus 3.0
- Public transport0.0 percent
- Walked0.9 percent plus or minus 1.3
- Worked from home11.3 percent plus or minus 6.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oconto Falls
SBA loans in Oconto Falls (7(a))
- Approvals6
- Gross approval$6,553,100
- Average approval$1,092,183
- Median approval$1,102,000
- Largest approval$2,340,000
- Jobs supported203
- Jobs per approval33.8
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises33.3 percent
- Distinct lenders5
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Oconto Falls, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oconto Falls
SBA loans in Oconto Falls (504)
- Approvals1
- Gross approval$595,000
- Average approval$595,000
- Median approval$595,000
- Largest approval$595,000
- Jobs supported0
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Oconto Falls, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oconto Falls
Flood risk in Oconto Falls
- NFIP communityCity of Oconto Falls
- NFIP community number550298
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/06/10
The City of Oconto Falls participates in the National Flood Insurance Program as community 550298 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Oconto County, not Oconto Falls
Oconto County context, not Oconto Falls figures
- Establishments in Oconto County781
- Covered employment, Oconto County9,125
- Average annual pay, Oconto County$46,685
- Housing units permitted, Oconto County189
Every figure in this section is published for Oconto County as a whole and is not a measurement of Oconto Falls.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oconto Falls questions, answered from the record.
How many people live in Oconto Falls, Wisconsin?
3,001, in 1,451 households. Oconto Falls city covers 2.88 square miles of land, which is 1,043 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oconto Falls in?
Oconto County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oconto Falls?
$51,228. The median owner-occupied home is valued at $162,800. Median gross rent is $687 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oconto Falls businesses?
6 7(a) approvals totaling $6.6 m since FY2020, across 5 lenders, median approval $1,102,000, plus 1 504 approvals worth $595,000 since FY2010. These count approvals to borrowers whose address is in Oconto Falls, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oconto Falls borrowers get paid back?
No rate is published for Oconto Falls. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oconto Falls in the National Flood Insurance Program?
Yes. Oconto Falls appears in the FEMA Community Status Book as Oconto Falls, city of, community 550298, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oconto Falls figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Oconto County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oconto Falls.
Is zoning published for Oconto Falls?
No. Nothing on this page presents parcel level zoning.