HomeWisconsinOconto CountyOconto
Oconto, Wisconsin: commercial real estate data.
Oconto is a Census city of 4,625 people across 6.78 square miles of land, in Oconto County. Median household income is $61,506, 62.7 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $2.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oconto
What Oconto is
- Census place typecity
- Land area6.78 sq mi
- Water area0.35 sq mi
- Population per square mile of land682
- County holding the largest share of its areaOconto County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oconto
How many people live in Oconto
- Population4,625
- Median age50.7
- Population under 18651 plus or minus 168
- Share under 1814.1 percent plus or minus 3.6
- Population 65 and over1,270
- Share 65 and over27.5 percent
- Households2,135
- Family households1,213
- Share of households that are families56.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oconto
Income and work in Oconto
- Median household income$61,506
- Per capita income$37,331
- Civilian labor force2,470
- Employed2,457
- Unemployed13 plus or minus 20
- Unemployment rate0.5 percent plus or minus 0.8
- Adults 25 and over3,539
- Adults 25 and over with a high school diploma or higher95.4 percent
- Adults 25 and over with a bachelor degree or higher12.4 percent plus or minus 3.8
- Adults 25 and over with a graduate degree4.6 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oconto
Housing in Oconto
- Housing units2,324
- Occupied units2,135
- Vacant units189 plus or minus 99
- Vacancy rate8.1 percent plus or minus 4.2
- Owner occupied1,339
- Renter occupied796
- Ownership rate62.7 percent
- Median owner-occupied home value$148,700
- Median gross rent, monthly$785
- Annual rent as a share of median income15.3 percent
- Single family units1,554
- Share single family66.9 percent
- Units in buildings of two or more674 plus or minus 155
- Share in buildings of two or more29.0 percent plus or minus 6.2
- Mobile homes96 plus or minus 45
- Median year structure built1962
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oconto
How Oconto gets to work
- Workers 16 and over who commute2,289
- Commuting under 15 minutes993
- Share commuting under 15 minutes43.4 percent
- Commuting 30 minutes or more938
- Share commuting 30 minutes or more41.0 percent
- Drove alone79.2 percent
- Carpooled11.7 percent plus or minus 4.1
- Public transport0.0 percent
- Walked1.1 percent plus or minus 1.1
- Worked from home6.3 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oconto
SBA loans in Oconto (7(a))
- Approvals5
- Gross approval$2,195,000
- Average approval$439,000
- Median approval$150,000
- Largest approval$1,300,000
- Jobs supported40
- Jobs per approval8.0
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term168 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises40.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Oconto, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oconto
SBA loans in Oconto (504)
- Approvals1
- Gross approval$720,000
- Average approval$720,000
- Median approval$720,000
- Largest approval$720,000
- Jobs supported0
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Oconto, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oconto
Flood risk in Oconto
- NFIP communityCity of Oconto
- NFIP community number550297
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/21/23
The City of Oconto participates in the National Flood Insurance Program as community 550297 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Oconto County, not Oconto
Oconto County context, not Oconto figures
- Establishments in Oconto County781
- Covered employment, Oconto County9,125
- Average annual pay, Oconto County$46,685
- Housing units permitted, Oconto County189
Every figure in this section is published for Oconto County as a whole and is not a measurement of Oconto.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oconto questions, answered from the record.
How many people live in Oconto, Wisconsin?
4,625, in 2,135 households. Oconto city covers 6.78 square miles of land, which is 682 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oconto in?
Oconto County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oconto?
$61,506. The median owner-occupied home is valued at $148,700. Median gross rent is $785 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oconto businesses?
5 7(a) approvals totaling $2.2 m since FY2020, across 3 lenders, median approval $150,000, plus 1 504 approvals worth $720,000 since FY2010. These count approvals to borrowers whose address is in Oconto, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oconto borrowers get paid back?
No rate is published for Oconto. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oconto in the National Flood Insurance Program?
Yes. Oconto appears in the FEMA Community Status Book as Oconto, city of, community 550297, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oconto figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Oconto County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oconto.
Is zoning published for Oconto?
No. Nothing on this page presents parcel level zoning.
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