HomeWisconsinOneida CountyThree Lakes CDP
Three Lakes CDP, Wisconsin: commercial real estate data.
Three Lakes CDP is a Census CDP of 410 people across 2.82 square miles of land, in Oneida County. Median household income is $44,844, 82.9 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.4 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Three Lakes
What Three Lakes is
- Census place typeCDP
- Land area2.82 sq mi
- Water area0.23 sq mi
- Population per square mile of land145 plus or minus 52
- County holding the largest share of its areaOneida County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Three Lakes
How many people live in Three Lakes
- Population410 plus or minus 147
- Median age51.7
- Population under 18109 plus or minus 62
- Share under 1826.6 percent plus or minus 11.8
- Population 65 and over86 plus or minus 32
- Share 65 and over21.0 percent
- Households210 plus or minus 63
- Family households93 plus or minus 44
- Share of households that are families44.3 percent plus or minus 16.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Three Lakes
Income and work in Three Lakes
- Median household income$44,844
- Per capita income$31,051 plus or minus $7,117
- Civilian labor force233 plus or minus 108
- Employed233 plus or minus 108
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over292 plus or minus 94
- Adults 25 and over with a high school diploma or higher90.8 percent plus or minus 38.5
- Adults 25 and over with a bachelor degree or higher35.3 percent plus or minus 12.3
- Adults 25 and over with a graduate degree4.8 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Three Lakes
Housing in Three Lakes
- Housing units389 plus or minus 95
- Occupied units210 plus or minus 63
- Vacant units179 plus or minus 74
- Vacancy rate46.0 percent plus or minus 15.3
- Owner occupied174 plus or minus 59
- Renter occupied36 plus or minus 16
- Ownership rate82.9 percent
- Median owner-occupied home value$170,000 plus or minus $53,231
- Median gross rent, monthly$770
- Annual rent as a share of median income20.6 percent plus or minus 5.5
- Single family units293 plus or minus 87
- Share single family75.3 percent
- Units in buildings of two or more47 plus or minus 33
- Share in buildings of two or more12.1 percent plus or minus 7.9
- Mobile homes49 plus or minus 41
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Three Lakes
How Three Lakes gets to work
- Workers 16 and over who commute210 plus or minus 105
- Commuting under 15 minutes87 plus or minus 45
- Share commuting under 15 minutes41.4 percent
- Commuting 30 minutes or more69 plus or minus 47
- Share commuting 30 minutes or more32.9 percent plus or minus 15.5
- Drove alone95.0 percent
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home5.0 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Three Lakes
SBA loans in Three Lakes (7(a))
- Approvals6
- Gross approval$1,432,200
- Average approval$238,700
- Median approval$150,000
- Ninetieth percentile approval$890,000
- Largest approval$890,000
- Jobs supported61
- Jobs per approval10.2
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS3
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Three Lakes
SBA loans in Three Lakes (504)
- Approvals2
- Gross approval$626,000
- Average approval$313,000
- Median approval$438,000
- Largest approval$438,000
- Jobs supported15
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oneida County, not Three Lakes
Oneida County context, not Three Lakes figures
These are Oneida County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Three Lakes measurements.
- Establishments in Oneida County1,387
- Employment at those establishments, Oneida County13,728
- Covered employment, Oneida County16,637
- Average annual pay, Oneida County$53,857
- Average weekly wage, Oneida County$1,036
- Housing units permitted, Oneida County293
- Of those, single family, Oneida County293
- County product, 2024, Oneida County$2,431,611,000
- County product change over the prior year, Oneida County4.4 percent
- Average income of an arriving household, Oneida County$87,844
Every figure in this section is published for Oneida County as a whole and is not a measurement of Three Lakes. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Three Lakes questions, answered from the record.
How many people live in Three Lakes, Wisconsin?
410, in 210 households. Three Lakes CDP covers 2.82 square miles of land, which is 145 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Three Lakes in?
Oneida County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Three Lakes?
$44,844. The median owner-occupied home is valued at $170,000. Median gross rent is $770 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Three Lakes businesses?
6 7(a) approvals totalling $1.4 m, across 5 lenders, median approval $150,000, plus 2 504 approvals worth $626,000. These count approvals to borrowers whose address is in Three Lakes, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Three Lakes borrowers get paid back?
No rate is published for Three Lakes. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Three Lakes figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Oneida County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Three Lakes.
Is zoning published for Three Lakes?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby