HomeWisconsinOzaukee CountyCedarburg
Cedarburg, Wisconsin: commercial real estate data.
Cedarburg is a Census city of 12,605 people across 4.92 square miles of land, in Ozaukee County. Median household income is $84,896, 61.9 percent of occupied homes are owned, and the SBA record carries 33 7(a) approvals to borrowers here worth $8.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cedarburg
What Cedarburg is
- Census place typecity
- Land area4.92 sq mi
- Water area0.05 sq mi
- Population per square mile of land2,562
- County holding the largest share of its areaOzaukee County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedarburg
How many people live in Cedarburg
- Population12,605
- Median age42.4
- Population under 182,634
- Share under 1820.9 percent
- Population 65 and over2,495
- Share 65 and over19.8 percent
- Households5,445
- Family households3,321
- Share of households that are families61.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedarburg
Income and work in Cedarburg
- Median household income$84,896
- Per capita income$59,138
- Civilian labor force6,935
- Employed6,791
- Unemployed144 plus or minus 79
- Unemployment rate2.1 percent plus or minus 1.1
- Adults 25 and over8,678
- Adults 25 and over with a high school diploma or higher98.4 percent
- Adults 25 and over with a bachelor degree or higher57.7 percent
- Adults 25 and over with a graduate degree18.1 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedarburg
Housing in Cedarburg
- Housing units5,704
- Occupied units5,445
- Vacant units259 plus or minus 167
- Vacancy rate4.5 percent plus or minus 2.9
- Owner occupied3,372
- Renter occupied2,073
- Ownership rate61.9 percent
- Median owner-occupied home value$422,000
- Median gross rent, monthly$1,116
- Annual rent as a share of median income15.8 percent
- Single family units3,830
- Share single family67.1 percent
- Units in buildings of two or more1,874
- Share in buildings of two or more32.9 percent
- Mobile homes0
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedarburg
How Cedarburg gets to work
- Workers 16 and over who commute5,626
- Commuting under 15 minutes1,714 plus or minus 365
- Share commuting under 15 minutes30.5 percent plus or minus 6.1
- Commuting 30 minutes or more1,933 plus or minus 387
- Share commuting 30 minutes or more34.4 percent
- Drove alone75.3 percent
- Carpooled5.8 percent plus or minus 2.3
- Public transport0.0 percent
- Walked1.8 percent plus or minus 1.0
- Worked from home16.4 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedarburg
SBA loans in Cedarburg (7(a))
- Approvals33
- Gross approval$8,942,400
- Average approval$270,982
- Median approval$116,000
- Ninetieth percentile approval$821,200
- Largest approval$1,060,400
- Jobs supported226
- Jobs per approval6.8
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more6.1 percent
- Share to franchises18.2 percent
- Distinct lenders16
- Distinct industries by NAICS23
Counted by borrower city: approvals to borrowers whose address is in Cedarburg, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cedarburg
SBA loans in Cedarburg (504)
- Approvals10
- Gross approval$4,923,000
- Average approval$492,300
- Median approval$388,000
- Largest approval$994,000
- Jobs supported96
- Loans with a final outcome2
- Charged off1
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Cedarburg, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cedarburg
Flood risk in Cedarburg
- NFIP communityCity of Cedarburg
- NFIP community number550312
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/31/24
The City of Cedarburg participates in the National Flood Insurance Program as community 550312 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ozaukee County, not Cedarburg
Ozaukee County context, not Cedarburg figures
- Establishments in Ozaukee County2,832
- Covered employment, Ozaukee County41,266
- Average annual pay, Ozaukee County$58,909
- Housing units permitted, Ozaukee County689
Every figure in this section is published for Ozaukee County as a whole and is not a measurement of Cedarburg.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cedarburg questions, answered from the record.
How many people live in Cedarburg, Wisconsin?
12,605, in 5,445 households. Cedarburg city covers 4.92 square miles of land, which is 2,562 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cedarburg in?
Ozaukee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cedarburg?
$84,896. The median owner-occupied home is valued at $422,000. Median gross rent is $1,116 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cedarburg businesses?
33 7(a) approvals totaling $8.9 m since FY2020, across 16 lenders, median approval $116,000, plus 10 504 approvals worth $4.9 m since FY2010. These count approvals to borrowers whose address is in Cedarburg, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cedarburg borrowers get paid back?
No rate is published for Cedarburg. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cedarburg in the National Flood Insurance Program?
Yes. Cedarburg appears in the FEMA Community Status Book as Cedarburg, city of, community 550312, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cedarburg figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ozaukee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cedarburg.
Is zoning published for Cedarburg?
No. Nothing on this page presents parcel level zoning.
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