HomeWisconsinOzaukee CountyGrafton
Grafton, Wisconsin: commercial real estate data.
Grafton is a Census village of 12,445 people across 5.33 square miles of land, in Ozaukee County. Median household income is $89,861, 61.3 percent of occupied homes are owned, and the SBA record carries 28 7(a) approvals to borrowers here worth $17.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Grafton
What Grafton is
- Census place typevillage
- Land area5.33 sq mi
- Water area0.06 sq mi
- Population per square mile of land2,335
- County holding the largest share of its areaOzaukee County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grafton
How many people live in Grafton
- Population12,445
- Median age41.5
- Population under 182,419
- Share under 1819.4 percent
- Population 65 and over2,558
- Share 65 and over20.6 percent
- Households5,575
- Family households3,338
- Share of households that are families59.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grafton
Income and work in Grafton
- Median household income$89,861
- Per capita income$47,360
- Civilian labor force7,088
- Employed6,921
- Unemployed167 plus or minus 105
- Unemployment rate2.4 percent plus or minus 1.5
- Adults 25 and over8,799
- Adults 25 and over with a high school diploma or higher97.8 percent
- Adults 25 and over with a bachelor degree or higher47.2 percent
- Adults 25 and over with a graduate degree16.6 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grafton
Housing in Grafton
- Housing units5,769
- Occupied units5,575
- Vacant units194 plus or minus 130
- Vacancy rate3.4 percent plus or minus 2.2
- Owner occupied3,415
- Renter occupied2,160
- Ownership rate61.3 percent
- Median owner-occupied home value$328,800
- Median gross rent, monthly$1,310
- Annual rent as a share of median income17.5 percent
- Single family units3,451
- Share single family59.8 percent
- Units in buildings of two or more2,309
- Share in buildings of two or more40.0 percent
- Mobile homes9 plus or minus 15
- Median year structure built1986
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grafton
How Grafton gets to work
- Workers 16 and over who commute5,824
- Commuting under 15 minutes1,972
- Share commuting under 15 minutes33.9 percent
- Commuting 30 minutes or more2,105
- Share commuting 30 minutes or more36.1 percent
- Drove alone78.4 percent
- Carpooled5.8 percent plus or minus 2.5
- Public transport0.0 percent
- Walked0.5 percent plus or minus 0.5
- Worked from home15.0 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grafton
SBA loans in Grafton (7(a))
- Approvals28
- Gross approval$17,148,500
- Average approval$612,446
- Median approval$350,000
- Ninetieth percentile approval$1,392,000
- Largest approval$3,215,000
- Jobs supported417
- Jobs per approval14.9
- Loans with a final outcome5
- Paid in full4
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more10.7 percent
- Share to franchises7.1 percent
- Distinct lenders16
- Distinct industries by NAICS20
Counted by borrower city: approvals to borrowers whose address is in Grafton, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grafton
SBA loans in Grafton (504)
- Approvals16
- Gross approval$11,346,000
- Average approval$709,125
- Median approval$459,000
- Largest approval$2,762,000
- Jobs supported108
- Loans with a final outcome6
- Charged off0
- Median term270 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Grafton, in any county, FY2010 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Grafton
Flood risk in Grafton
- NFIP communityVillage of Grafton
- NFIP community number550314
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/31/24
The Village of Grafton participates in the National Flood Insurance Program as community 550314 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ozaukee County, not Grafton
Ozaukee County context, not Grafton figures
- Establishments in Ozaukee County2,832
- Covered employment, Ozaukee County41,266
- Average annual pay, Ozaukee County$58,909
- Housing units permitted, Ozaukee County689
Every figure in this section is published for Ozaukee County as a whole and is not a measurement of Grafton.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Grafton questions, answered from the record.
How many people live in Grafton, Wisconsin?
12,445, in 5,575 households. Grafton village covers 5.33 square miles of land, which is 2,335 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Grafton in?
Ozaukee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Grafton?
$89,861. The median owner-occupied home is valued at $328,800. Median gross rent is $1,310 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Grafton businesses?
28 7(a) approvals totaling $17.1 m since FY2020, across 16 lenders, median approval $350,000, plus 16 504 approvals worth $11.3 m since FY2010. These count approvals to borrowers whose address is in Grafton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Grafton borrowers get paid back?
No rate is published for Grafton. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Grafton in the National Flood Insurance Program?
Yes. Grafton appears in the FEMA Community Status Book as Grafton, village of, community 550314, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Grafton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ozaukee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Grafton.
Is zoning published for Grafton?
No. Nothing on this page presents parcel level zoning.
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