HomeWisconsinWashburn CountyShell Lake city
Shell Lake city, Wisconsin: commercial real estate data.
Shell Lake city is a Census city of 1,459 people across 5.85 square miles of land, in Washburn County. Median household income is $57,500, 77.6 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $1.8 m.
76 sourced place values · tier FULL · 8 sections
Shell Lake
What Shell Lake is
- Census place typecity
- Land area5.85 sq mi
- Water area4.4 sq mi
- Population per square mile of land250
- County holding the largest share of its areaWashburn County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shell Lake
How many people live in Shell Lake
- Population1,459
- Median age49.8
- Population under 18323 plus or minus 66
- Share under 1822.1 percent
- Population 65 and over448
- Share 65 and over30.7 percent
- Households616
- Family households371
- Share of households that are families60.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shell Lake
Income and work in Shell Lake
- Median household income$57,500 plus or minus $12,843
- Per capita income$42,316
- Civilian labor force563
- Employed560
- Unemployed3 plus or minus 4
- Unemployment rate0.5 percent plus or minus 0.7
- Adults 25 and over1,056
- Adults 25 and over with a high school diploma or higher92.0 percent
- Adults 25 and over with a bachelor degree or higher32.0 percent
- Adults 25 and over with a graduate degree9.3 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shell Lake
Housing in Shell Lake
- Housing units945
- Occupied units616
- Vacant units329 plus or minus 72
- Vacancy rate34.8 percent
- Owner occupied478
- Renter occupied138 plus or minus 31
- Ownership rate77.6 percent
- Median owner-occupied home value$229,400
- Median gross rent, monthly$450 plus or minus $284
- Annual rent as a share of median income9.4 percent plus or minus 6.3
- Single family units789
- Share single family83.5 percent
- Units in buildings of two or more129 plus or minus 42
- Share in buildings of two or more13.7 percent plus or minus 4.2
- Mobile homes22 plus or minus 22
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shell Lake
How Shell Lake gets to work
- Workers 16 and over who commute478
- Commuting under 15 minutes195 plus or minus 51
- Share commuting under 15 minutes40.8 percent plus or minus 8.6
- Commuting 30 minutes or more114 plus or minus 35
- Share commuting 30 minutes or more23.8 percent plus or minus 6.3
- Drove alone69.5 percent plus or minus 15.5
- Carpooled13.6 percent plus or minus 7.6
- Public transport0.0 percent
- Walked1.8 percent plus or minus 1.4
- Worked from home12.3 percent plus or minus 5.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shell Lake
SBA 7(a) lending to Shell Lake borrowers
- Approvals3
- Gross approval$1,751,000
- Average approval$583,667
- Median approval$300,000
- Ninetieth percentile approval$1,350,000
- Largest approval$1,350,000
- Jobs supported152
- Jobs per approval50.7
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Shell Lake
SBA 504 lending to Shell Lake borrowers
- Approvals2
- Gross approval$2,337,000
- Average approval$1,168,500
- Median approval$1,652,000
- Largest approval$1,652,000
- Jobs supported5
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Washburn County, not Shell Lake
Washburn County context, not Shell Lake figures
These are Washburn County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Shell Lake measurements.
- Establishments in Washburn County499
- Employment at those establishments, Washburn County4,261
- Covered employment, Washburn County5,523
- Average annual pay, Washburn County$44,282
- Average weekly wage, Washburn County$852
- Housing units permitted, Washburn County157
- Of those, single family, Washburn County137
- County product, 2024, Washburn County$799,536,000
- County product change over the prior year, Washburn County2.7 percent
- Average income of an arriving household, Washburn County$76,666
Every figure in this section is published for Washburn County as a whole and is not a measurement of Shell Lake. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Shell Lake questions, answered from the record.
How many people live in Shell Lake, Wisconsin?
1,459, in 616 households. Shell Lake city covers 5.85 square miles of land, which is 250 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Shell Lake in?
Washburn County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Shell Lake?
$57,500. The median owner-occupied home is valued at $229,400. Median gross rent is $450 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Shell Lake businesses?
3 7(a) approvals totalling $1.8 m, across 2 lenders, median approval $300,000, plus 2 504 approvals worth $2.3 m. These count approvals to borrowers whose address is in Shell Lake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Shell Lake borrowers get paid back?
No rate is published for Shell Lake. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Shell Lake figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Washburn County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Shell Lake.
Is zoning published for Shell Lake?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby