HomeWisconsinWashburn CountySpooner
Spooner, Wisconsin: commercial real estate data.
Spooner is a Census city of 2,278 people across 4.03 square miles of land, in Washburn County. Median household income is $44,737, 56.8 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $1.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Spooner
What Spooner is
- Census place typecity
- Land area4.03 sq mi
- Water area0.24 sq mi
- Population per square mile of land565
- County holding the largest share of its areaWashburn County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spooner
How many people live in Spooner
- Population2,278
- Median age52.3
- Population under 18425 plus or minus 103
- Share under 1818.7 percent plus or minus 4.1
- Population 65 and over596
- Share 65 and over26.2 percent
- Households1,086
- Family households519
- Share of households that are families47.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spooner
Income and work in Spooner
- Median household income$44,737 plus or minus $15,893
- Per capita income$30,963
- Civilian labor force996
- Employed897
- Unemployed99 plus or minus 38
- Unemployment rate9.9 percent plus or minus 3.5
- Adults 25 and over1,653
- Adults 25 and over with a high school diploma or higher90.4 percent
- Adults 25 and over with a bachelor degree or higher22.9 percent plus or minus 5.3
- Adults 25 and over with a graduate degree4.6 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spooner
Housing in Spooner
- Housing units1,168
- Occupied units1,086
- Vacant units82 plus or minus 101
- Vacancy rate7.0 percent plus or minus 8.6
- Owner occupied617
- Renter occupied469 plus or minus 98
- Ownership rate56.8 percent
- Median owner-occupied home value$165,500
- Median gross rent, monthly$763
- Annual rent as a share of median income20.5 percent plus or minus 7.6
- Single family units827
- Share single family70.8 percent
- Units in buildings of two or more282 plus or minus 70
- Share in buildings of two or more24.1 percent plus or minus 5.1
- Mobile homes59 plus or minus 31
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spooner
How Spooner gets to work
- Workers 16 and over who commute755
- Commuting under 15 minutes381 plus or minus 101
- Share commuting under 15 minutes50.5 percent plus or minus 10.5
- Commuting 30 minutes or more249 plus or minus 90
- Share commuting 30 minutes or more33.0 percent plus or minus 10.6
- Drove alone71.4 percent
- Carpooled8.0 percent plus or minus 5.2
- Public transport0.0 percent
- Walked4.2 percent plus or minus 3.0
- Worked from home15.3 percent plus or minus 6.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spooner
SBA loans in Spooner (7(a))
- Approvals3
- Gross approval$1,788,800
- Average approval$596,267
- Median approval$250,000
- Largest approval$1,330,000
- Jobs supported30
- Jobs per approval10.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term192 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises66.7 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Spooner, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Spooner
SBA loans in Spooner (504)
- Approvals3
- Gross approval$874,000
- Average approval$291,333
- Median approval$283,000
- Largest approval$341,000
- Jobs supported30
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Spooner, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Spooner
Flood risk in Spooner
- NFIP communityCity of Spooner
- NFIP community number550470
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/02/12
The City of Spooner participates in the National Flood Insurance Program as community 550470 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Washburn County, not Spooner
Washburn County context, not Spooner figures
- Establishments in Washburn County499
- Covered employment, Washburn County5,523
- Average annual pay, Washburn County$44,282
- Housing units permitted, Washburn County157
Every figure in this section is published for Washburn County as a whole and is not a measurement of Spooner.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Spooner questions, answered from the record.
How many people live in Spooner, Wisconsin?
2,278, in 1,086 households. Spooner city covers 4.03 square miles of land, which is 565 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Spooner in?
Washburn County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Spooner?
$44,737. The median owner-occupied home is valued at $165,500. Median gross rent is $763 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Spooner businesses?
3 7(a) approvals totaling $1.8 m since FY2020, across 3 lenders, median approval $250,000, plus 3 504 approvals worth $874,000 since FY2010. These count approvals to borrowers whose address is in Spooner, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Spooner borrowers get paid back?
No rate is published for Spooner. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Spooner in the National Flood Insurance Program?
Yes. Spooner appears in the FEMA Community Status Book as Spooner, city of, community 550470, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Spooner figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Washburn County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Spooner.
Is zoning published for Spooner?
No. Nothing on this page presents parcel level zoning.
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