HomeWisconsinWashington CountyGermantown
Germantown, Wisconsin: commercial real estate data.
Germantown is a Census village of 20,962 people across 34.38 square miles of land, in Washington County. Median household income is $100,231, 77.2 percent of occupied homes are owned, and the SBA record carries 38 7(a) approvals to borrowers here worth $27.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Germantown
What Germantown is
- Census place typevillage
- Land area34.38 sq mi
- Water area0.02 sq mi
- Population per square mile of land610
- County holding the largest share of its areaWashington County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
How many people live in Germantown
- Population20,962
- Median age44.1
- Population under 184,707
- Share under 1822.5 percent
- Population 65 and over3,731
- Share 65 and over17.8 percent
- Households8,601
- Family households5,762
- Share of households that are families67.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
Income and work in Germantown
- Median household income$100,231
- Per capita income$53,035
- Civilian labor force11,446
- Employed11,204
- Unemployed242 plus or minus 179
- Unemployment rate2.1 percent plus or minus 1.6
- Adults 25 and over15,119
- Adults 25 and over with a high school diploma or higher96.0 percent
- Adults 25 and over with a bachelor degree or higher47.4 percent
- Adults 25 and over with a graduate degree16.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
Housing in Germantown
- Housing units8,771
- Occupied units8,601
- Vacant units170 plus or minus 98
- Vacancy rate1.9 percent plus or minus 1.1
- Owner occupied6,636
- Renter occupied1,965
- Ownership rate77.2 percent
- Median owner-occupied home value$373,600
- Median gross rent, monthly$1,355
- Annual rent as a share of median income16.2 percent
- Single family units6,366
- Share single family72.6 percent
- Units in buildings of two or more2,209
- Share in buildings of two or more25.2 percent
- Mobile homes196 plus or minus 77
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
How Germantown gets to work
- Workers 16 and over who commute9,001
- Commuting under 15 minutes2,836
- Share commuting under 15 minutes31.5 percent
- Commuting 30 minutes or more3,003
- Share commuting 30 minutes or more33.4 percent
- Drove alone73.7 percent
- Carpooled5.8 percent plus or minus 1.9
- Public transport0.0 percent
- Walked0.4 percent plus or minus 0.4
- Worked from home19.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
SBA loans in Germantown (7(a))
- Approvals38
- Gross approval$27,690,600
- Average approval$728,700
- Median approval$262,250
- Ninetieth percentile approval$2,739,570
- Largest approval$4,408,000
- Jobs supported432
- Jobs per approval11.4
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more18.4 percent
- Share to franchises21.1 percent
- Distinct lenders24
- Distinct industries by NAICS25
Counted by borrower city: approvals to borrowers whose address is in Germantown, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Germantown
SBA loans in Germantown (504)
- Approvals25
- Gross approval$13,453,000
- Average approval$538,120
- Median approval$477,000
- Largest approval$1,280,000
- Jobs supported142
- Loans with a final outcome6
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Germantown, in any county, FY2010 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Germantown
Flood risk in Germantown
- NFIP communityVillage of Germantown
- NFIP community number550472
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/20/26
The Village of Germantown participates in the National Flood Insurance Program as community 550472 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Washington County, not Germantown
Washington County context, not Germantown figures
- Establishments in Washington County3,427
- Covered employment, Washington County58,417
- Average annual pay, Washington County$58,316
- Housing units permitted, Washington County447
Every figure in this section is published for Washington County as a whole and is not a measurement of Germantown.
All Washington County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Germantown questions, answered from the record.
How many people live in Germantown, Wisconsin?
20,962, in 8,601 households. Germantown village covers 34.38 square miles of land, which is 610 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Germantown in?
Washington County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Germantown?
$100,231. The median owner-occupied home is valued at $373,600. Median gross rent is $1,355 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Germantown businesses?
38 7(a) approvals totaling $27.7 m since FY2020, across 24 lenders, median approval $262,250, plus 25 504 approvals worth $13.5 m since FY2010. These count approvals to borrowers whose address is in Germantown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Germantown borrowers get paid back?
No rate is published for Germantown. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Germantown in the National Flood Insurance Program?
Yes. Germantown appears in the FEMA Community Status Book as Germantown, village of, community 550472, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Germantown figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Washington County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Germantown.
Is zoning published for Germantown?
No. Nothing on this page presents parcel level zoning.
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