HomeWisconsinWaukesha CountyOconomowoc
Oconomowoc, Wisconsin: commercial real estate data.
Oconomowoc is a Census city of 19,080 people across 11.82 square miles of land, in Waukesha County. Median household income is $106,425, 69.1 percent of occupied homes are owned, and the SBA record carries 76 7(a) approvals to borrowers here worth $36.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oconomowoc
What Oconomowoc is
- Census place typecity
- Land area11.82 sq mi
- Water area0.68 sq mi
- Population per square mile of land1,614
- County holding the largest share of its areaWaukesha County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oconomowoc
How many people live in Oconomowoc
- Population19,080
- Median age42.6
- Population under 183,957
- Share under 1820.7 percent
- Population 65 and over3,803
- Share 65 and over19.9 percent
- Households7,833
- Family households4,831
- Share of households that are families61.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oconomowoc
Income and work in Oconomowoc
- Median household income$106,425
- Per capita income$53,735
- Civilian labor force10,311
- Employed10,080
- Unemployed231 plus or minus 131
- Unemployment rate2.2 percent plus or minus 1.3
- Adults 25 and over13,595
- Adults 25 and over with a high school diploma or higher97.9 percent
- Adults 25 and over with a bachelor degree or higher48.4 percent
- Adults 25 and over with a graduate degree14.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oconomowoc
Housing in Oconomowoc
- Housing units8,025
- Occupied units7,833
- Vacant units192 plus or minus 141
- Vacancy rate2.4 percent plus or minus 1.8
- Owner occupied5,416
- Renter occupied2,417
- Ownership rate69.1 percent
- Median owner-occupied home value$394,500
- Median gross rent, monthly$1,301
- Annual rent as a share of median income14.7 percent
- Single family units5,492
- Share single family68.4 percent
- Units in buildings of two or more2,527
- Share in buildings of two or more31.5 percent
- Mobile homes6 plus or minus 9
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oconomowoc
How Oconomowoc gets to work
- Workers 16 and over who commute8,235
- Commuting under 15 minutes2,556
- Share commuting under 15 minutes31.0 percent
- Commuting 30 minutes or more3,261
- Share commuting 30 minutes or more39.6 percent
- Drove alone74.9 percent
- Carpooled4.6 percent plus or minus 2.2
- Public transport0.2 percent plus or minus 0.2
- Walked1.2 percent plus or minus 0.7
- Worked from home18.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oconomowoc
SBA loans in Oconomowoc (7(a))
- Approvals76
- Gross approval$36,732,600
- Average approval$483,324
- Median approval$255,000
- Ninetieth percentile approval$1,303,750
- Largest approval$2,700,000
- Jobs supported868
- Jobs per approval11.4
- Loans with a final outcome16
- Paid in full15
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more19.7 percent
- Share to franchises14.5 percent
- Distinct lenders21
- Distinct industries by NAICS50
Counted by borrower city: approvals to borrowers whose address is in Oconomowoc, in any county, FY2020 to FY2026. Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oconomowoc
SBA loans in Oconomowoc (504)
- Approvals24
- Gross approval$22,717,000
- Average approval$946,542
- Median approval$809,000
- Largest approval$2,704,000
- Jobs supported271
- Loans with a final outcome7
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Oconomowoc, in any county, FY2010 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oconomowoc
Flood risk in Oconomowoc
- NFIP communityCity of Oconomowoc
- NFIP community number550488
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/19/23
The City of Oconomowoc participates in the National Flood Insurance Program as community 550488 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Waukesha County, not Oconomowoc
Waukesha County context, not Oconomowoc figures
- Establishments in Waukesha County12,761
- Covered employment, Waukesha County247,891
- Average annual pay, Waukesha County$69,989
- Housing units permitted, Waukesha County1,917
Every figure in this section is published for Waukesha County as a whole and is not a measurement of Oconomowoc.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oconomowoc questions, answered from the record.
How many people live in Oconomowoc, Wisconsin?
19,080, in 7,833 households. Oconomowoc city covers 11.82 square miles of land, which is 1,614 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oconomowoc in?
Waukesha County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oconomowoc?
$106,425. The median owner-occupied home is valued at $394,500. Median gross rent is $1,301 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oconomowoc businesses?
76 7(a) approvals totaling $36.7 m since FY2020, across 21 lenders, median approval $255,000, plus 24 504 approvals worth $22.7 m since FY2010. These count approvals to borrowers whose address is in Oconomowoc, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oconomowoc borrowers get paid back?
No rate is published for Oconomowoc. Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oconomowoc in the National Flood Insurance Program?
Yes. Oconomowoc appears in the FEMA Community Status Book as Oconomowoc, city of, community 550488, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oconomowoc figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Waukesha County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oconomowoc.
Is zoning published for Oconomowoc?
No. Nothing on this page presents parcel level zoning.
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