HomeWisconsinWinnebago CountyOshkosh city
Oshkosh city, Wisconsin: commercial real estate data.
Oshkosh city is a Census city of 66,729 people across 27.55 square miles of land, in Winnebago County. Median household income is $62,188, 55.0 percent of occupied homes are owned, and the SBA record carries 70 7(a) approvals to borrowers here worth $40.9 m.
78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Oshkosh
What Oshkosh is
- Census place typecity
- Land area27.55 sq mi
- Water area1.04 sq mi
- Population per square mile of land2,423
- County holding the largest share of its areaWinnebago County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oshkosh
How many people live in Oshkosh
- Population66,729
- Median age34.4
- Population under 1811,550
- Share under 1817.3 percent
- Population 65 and over10,291
- Share 65 and over15.4 percent
- Households27,451
- Family households13,052
- Share of households that are families47.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oshkosh
Income and work in Oshkosh
- Median household income$62,188
- Per capita income$33,003
- Civilian labor force36,020
- Employed35,017
- Unemployed1,003 plus or minus 238
- Unemployment rate2.8 percent plus or minus 0.7
- Adults 25 and over43,110
- Adults 25 and over with a high school diploma or higher93.1 percent
- Adults 25 and over with a bachelor degree or higher27.3 percent
- Adults 25 and over with a graduate degree8.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oshkosh
Housing in Oshkosh
- Housing units29,423
- Occupied units27,451
- Vacant units1,972
- Vacancy rate6.7 percent
- Owner occupied15,094
- Renter occupied12,357
- Ownership rate55.0 percent
- Median owner-occupied home value$177,700
- Median gross rent, monthly$935
- Annual rent as a share of median income18.0 percent
- Single family units17,634
- Share single family59.9 percent
- Units in buildings of two or more11,494
- Share in buildings of two or more39.1 percent
- Mobile homes295 plus or minus 120
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oshkosh
How Oshkosh gets to work
- Workers 16 and over who commute30,505
- Commuting under 15 minutes15,097
- Share commuting under 15 minutes49.5 percent
- Commuting 30 minutes or more5,848
- Share commuting 30 minutes or more19.2 percent
- Drove alone75.8 percent
- Carpooled8.2 percent
- Public transport0.8 percent plus or minus 0.4
- Walked3.3 percent plus or minus 0.9
- Worked from home10.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oshkosh
SBA loans in Oshkosh (7(a))
- Approvals70
- Gross approval$40,856,100
- Average approval$583,659
- Median approval$180,000
- Ninetieth percentile approval$1,852,000
- Largest approval$5,000,000
- Jobs supported1,265
- Jobs per approval18.1
- Loans with a final outcome17
- Paid in full17
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more15.7 percent
- Share to franchises17.1 percent
- Distinct lenders31
- Distinct industries by NAICS48
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oshkosh
SBA loans in Oshkosh (504)
- Approvals54
- Gross approval$46,207,000
- Average approval$855,685
- Median approval$582,000
- Largest approval$4,109,000
- Jobs supported628
- Loans with a final outcome19
- Charged off4
- Charge-off rate over resolved loans21.1 percent
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Winnebago County, not Oshkosh
Winnebago County context, not Oshkosh figures
These are Winnebago County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oshkosh measurements.
- Establishments in Winnebago County3,784
- Employment at those establishments, Winnebago County91,036
- Covered employment, Winnebago County93,556
- Average annual pay, Winnebago County$64,380
- Average weekly wage, Winnebago County$1,238
- Housing units permitted, Winnebago County656
- Of those, single family, Winnebago County293
- County product, 2024, Winnebago County$13,881,100,000
- County product change over the prior year, Winnebago County5.1 percent
- Average income of an arriving household, Winnebago County$67,172
Every figure in this section is published for Winnebago County as a whole and is not a measurement of Oshkosh. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Oshkosh questions, answered from the record.
How many people live in Oshkosh, Wisconsin?
66,729, in 27,451 households. Oshkosh city covers 27.55 square miles of land, which is 2,423 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oshkosh in?
Winnebago County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oshkosh?
$62,188. The median owner-occupied home is valued at $177,700. Median gross rent is $935 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oshkosh businesses?
70 7(a) approvals totalling $40.9 m, across 31 lenders, median approval $180,000, plus 54 504 approvals worth $46.2 m. These count approvals to borrowers whose address is in Oshkosh, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oshkosh borrowers get paid back?
Of the 17 loans that have reached a final outcome, 17 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Oshkosh figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Winnebago County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oshkosh.
Is zoning published for Oshkosh?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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