HomeAlabamaCovington CountyAndalusia
Andalusia, Alabama: commercial real estate data.
Andalusia is a Census city of 8,766 people across 19.81 square miles of land, in Covington County. Median household income is $42,611, 62.3 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $1.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Andalusia
What Andalusia is
- Census place typecity
- Land area19.81 sq mi
- Water area0.16 sq mi
- Population per square mile of land442
- County holding the largest share of its areaCovington County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Andalusia
How many people live in Andalusia
- Population8,766
- Median age37.8
- Population under 182,243
- Share under 1825.6 percent
- Population 65 and over1,800
- Share 65 and over20.5 percent
- Households3,148
- Family households1,974
- Share of households that are families62.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Andalusia
Income and work in Andalusia
- Median household income$42,611
- Per capita income$24,879
- Civilian labor force3,522
- Employed3,287
- Unemployed235 plus or minus 98
- Unemployment rate6.7 percent plus or minus 2.7
- Adults 25 and over5,878
- Adults 25 and over with a high school diploma or higher81.8 percent
- Adults 25 and over with a bachelor degree or higher20.2 percent
- Adults 25 and over with a graduate degree8.6 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Andalusia
Housing in Andalusia
- Housing units4,029
- Occupied units3,148
- Vacant units881 plus or minus 238
- Vacancy rate21.9 percent plus or minus 5.8
- Owner occupied1,960
- Renter occupied1,188
- Ownership rate62.3 percent
- Median owner-occupied home value$153,200
- Median gross rent, monthly$730
- Annual rent as a share of median income20.6 percent plus or minus 4.1
- Single family units3,282
- Share single family81.5 percent
- Units in buildings of two or more677 plus or minus 187
- Share in buildings of two or more16.8 percent plus or minus 4.5
- Mobile homes70 plus or minus 49
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Andalusia
How Andalusia gets to work
- Workers 16 and over who commute3,086
- Commuting under 15 minutes1,741
- Share commuting under 15 minutes56.4 percent
- Commuting 30 minutes or more442 plus or minus 133
- Share commuting 30 minutes or more14.3 percent plus or minus 4.1
- Drove alone84.8 percent
- Carpooled8.1 percent plus or minus 3.5
- Public transport0.0 percent
- Walked0.7 percent plus or minus 1.2
- Worked from home5.3 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Andalusia
SBA loans in Andalusia (7(a))
- Approvals3
- Gross approval$1,585,000
- Average approval$528,333
- Median approval$150,000
- Largest approval$1,410,000
- Jobs supported25
- Jobs per approval8.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Andalusia, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Andalusia
SBA loans in Andalusia (504)
- Approvals11
- Gross approval$4,633,000
- Average approval$421,182
- Median approval$325,000
- Largest approval$1,771,000
- Jobs supported102
- Loans with a final outcome4
- Charged off1
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Andalusia, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Andalusia
Flood risk in Andalusia
- NFIP communityCity of Andalusia
- NFIP community number010331
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/04/09(M)
The City of Andalusia participates in the National Flood Insurance Program as community 010331 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Covington County, not Andalusia
Covington County context, not Andalusia figures
- Establishments in Covington County864
- Covered employment, Covington County12,174
- Average annual pay, Covington County$47,800
- Housing units permitted, Covington County14
Every figure in this section is published for Covington County as a whole and is not a measurement of Andalusia.
All Covington County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Andalusia questions, answered from the record.
How many people live in Andalusia, Alabama?
8,766, in 3,148 households. Andalusia city covers 19.81 square miles of land, which is 442 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Andalusia in?
Covington County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Andalusia?
$42,611. The median owner-occupied home is valued at $153,200. Median gross rent is $730 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Andalusia businesses?
3 7(a) approvals totaling $1.6 m since FY2020, across 3 lenders, median approval $150,000, plus 11 504 approvals worth $4.6 m since FY2010. These count approvals to borrowers whose address is in Andalusia, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Andalusia borrowers get paid back?
No rate is published for Andalusia. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Andalusia in the National Flood Insurance Program?
Yes. Andalusia appears in the FEMA Community Status Book as Andalusia, city of, community 010331, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Andalusia figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Covington County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Andalusia.
Is zoning published for Andalusia?
No. Nothing on this page presents parcel level zoning.
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