HomeAlabamaCovington CountyOpp city
Opp city, Alabama: commercial real estate data.
Opp city is a Census city of 6,709 people across 23.67 square miles of land, in Covington County. Median household income is $41,347, 71.2 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $5.1 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Opp
What Opp is
- Census place typecity
- Land area23.67 sq mi
- Water area0.92 sq mi
- Population per square mile of land283
- County holding the largest share of its areaCovington County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Opp
How many people live in Opp
- Population6,709
- Median age44.9
- Population under 181,565
- Share under 1823.3 percent
- Population 65 and over1,630
- Share 65 and over24.3 percent
- Households2,707
- Family households1,726
- Share of households that are families63.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Opp
Income and work in Opp
- Median household income$41,347
- Per capita income$24,607
- Civilian labor force2,754
- Employed2,611
- Unemployed143 plus or minus 98
- Unemployment rate5.2 percent plus or minus 3.5
- Adults 25 and over4,720
- Adults 25 and over with a high school diploma or higher85.0 percent
- Adults 25 and over with a bachelor degree or higher10.1 percent plus or minus 2.2
- Adults 25 and over with a graduate degree3.8 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Opp
Housing in Opp
- Housing units3,306
- Occupied units2,707
- Vacant units599 plus or minus 137
- Vacancy rate18.1 percent plus or minus 4.0
- Owner occupied1,928
- Renter occupied779
- Ownership rate71.2 percent
- Median owner-occupied home value$115,700
- Median gross rent, monthly$720
- Annual rent as a share of median income20.9 percent
- Single family units2,683
- Share single family81.2 percent
- Units in buildings of two or more398 plus or minus 111
- Share in buildings of two or more12.0 percent plus or minus 3.3
- Mobile homes225 plus or minus 70
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Opp
How Opp gets to work
- Workers 16 and over who commute2,546
- Commuting under 15 minutes1,002 plus or minus 220
- Share commuting under 15 minutes39.4 percent
- Commuting 30 minutes or more870 plus or minus 213
- Share commuting 30 minutes or more34.2 percent plus or minus 7.5
- Drove alone79.8 percent
- Carpooled12.0 percent plus or minus 4.3
- Public transport0.3 percent plus or minus 0.5
- Walked1.9 percent plus or minus 2.2
- Worked from home1.4 percent plus or minus 0.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Opp
SBA loans in Opp (7(a))
- Approvals5
- Gross approval$5,078,000
- Average approval$1,015,600
- Median approval$1,324,100
- Ninetieth percentile approval$2,185,400
- Largest approval$2,185,400
- Jobs supported8
- Jobs per approval1.6
- Loans with a final outcome2
- Paid in full1
- Charged off1
- Median term180 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Opp
SBA loans in Opp (504)
- Approvals1
- Gross approval$132,000
- Average approval$132,000
- Median approval$132,000
- Largest approval$132,000
- Jobs supported20
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Covington County, not Opp
Covington County context, not Opp figures
These are Covington County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Opp measurements.
- Establishments in Covington County864
- Employment at those establishments, Covington County9,841
- Covered employment, Covington County12,174
- Average annual pay, Covington County$47,800
- Average weekly wage, Covington County$919
- Housing units permitted, Covington County14
- Of those, single family, Covington County14
- County product, 2024, Covington County$1,662,386,000
- County product change over the prior year, Covington County4.7 percent
- Average income of an arriving household, Covington County$49,127
Every figure in this section is published for Covington County as a whole and is not a measurement of Opp. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Opp questions, answered from the record.
How many people live in Opp, Alabama?
6,709, in 2,707 households. Opp city covers 23.67 square miles of land, which is 283 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Opp in?
Covington County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Opp?
$41,347. The median owner-occupied home is valued at $115,700. Median gross rent is $720 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Opp businesses?
5 7(a) approvals totalling $5.1 m, across 3 lenders, median approval $1,324,100, plus 1 504 approvals worth $132,000. These count approvals to borrowers whose address is in Opp, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Opp borrowers get paid back?
No rate is published for Opp. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Opp figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Covington County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Opp.
Is zoning published for Opp?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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