HomeAlabamaCovington CountyOpp
Opp, Alabama: commercial real estate data.
Opp is a Census city of 6,709 people across 23.67 square miles of land, in Covington County. Median household income is $41,347, 71.2 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $5.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Opp
What Opp is
- Census place typecity
- Land area23.67 sq mi
- Water area0.92 sq mi
- Population per square mile of land283
- County holding the largest share of its areaCovington County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Opp
How many people live in Opp
- Population6,709
- Median age44.9
- Population under 181,565
- Share under 1823.3 percent
- Population 65 and over1,630
- Share 65 and over24.3 percent
- Households2,707
- Family households1,726
- Share of households that are families63.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Opp
Income and work in Opp
- Median household income$41,347
- Per capita income$24,607
- Civilian labor force2,754
- Employed2,611
- Unemployed143 plus or minus 98
- Unemployment rate5.2 percent plus or minus 3.5
- Adults 25 and over4,720
- Adults 25 and over with a high school diploma or higher85.0 percent
- Adults 25 and over with a bachelor degree or higher10.1 percent plus or minus 2.2
- Adults 25 and over with a graduate degree3.8 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Opp
Housing in Opp
- Housing units3,306
- Occupied units2,707
- Vacant units599 plus or minus 137
- Vacancy rate18.1 percent plus or minus 4.0
- Owner occupied1,928
- Renter occupied779
- Ownership rate71.2 percent
- Median owner-occupied home value$115,700
- Median gross rent, monthly$720
- Annual rent as a share of median income20.9 percent
- Single family units2,683
- Share single family81.2 percent
- Units in buildings of two or more398 plus or minus 111
- Share in buildings of two or more12.0 percent plus or minus 3.3
- Mobile homes225 plus or minus 70
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Opp
How Opp gets to work
- Workers 16 and over who commute2,546
- Commuting under 15 minutes1,002 plus or minus 220
- Share commuting under 15 minutes39.4 percent
- Commuting 30 minutes or more870 plus or minus 213
- Share commuting 30 minutes or more34.2 percent plus or minus 7.5
- Drove alone79.8 percent
- Carpooled12.0 percent plus or minus 4.3
- Public transport0.3 percent plus or minus 0.5
- Walked1.9 percent plus or minus 2.2
- Worked from home1.4 percent plus or minus 0.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Opp
SBA loans in Opp (7(a))
- Approvals5
- Gross approval$5,078,000
- Average approval$1,015,600
- Median approval$1,324,100
- Largest approval$2,185,400
- Jobs supported8
- Jobs per approval1.6
- Loans with a final outcome2
- Paid in full1
- Charged off1
- Median term180 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Opp, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Opp
SBA loans in Opp (504)
- Approvals1
- Gross approval$132,000
- Average approval$132,000
- Median approval$132,000
- Largest approval$132,000
- Jobs supported20
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Opp, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Opp
Flood risk in Opp
- NFIP communityCity of Opp
- NFIP community number010241
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/04/09(M)
The City of Opp participates in the National Flood Insurance Program as community 010241 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Covington County, not Opp
Covington County context, not Opp figures
- Establishments in Covington County864
- Covered employment, Covington County12,174
- Average annual pay, Covington County$47,800
- Housing units permitted, Covington County14
Every figure in this section is published for Covington County as a whole and is not a measurement of Opp.
All Covington County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Opp questions, answered from the record.
How many people live in Opp, Alabama?
6,709, in 2,707 households. Opp city covers 23.67 square miles of land, which is 283 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Opp in?
Covington County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Opp?
$41,347. The median owner-occupied home is valued at $115,700. Median gross rent is $720 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Opp businesses?
5 7(a) approvals totaling $5.1 m since FY2020, across 3 lenders, median approval $1,324,100, plus 1 504 approvals worth $132,000 since FY2010. These count approvals to borrowers whose address is in Opp, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Opp borrowers get paid back?
No rate is published for Opp. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Opp in the National Flood Insurance Program?
Yes. Opp appears in the FEMA Community Status Book as Opp, city of, community 010241, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Opp figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Covington County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Opp.
Is zoning published for Opp?
No. Nothing on this page presents parcel level zoning.
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