HomeAlabamaDeKalb CountyFort Payne city
Fort Payne city, Alabama: commercial real estate data.
Fort Payne city is a Census city of 14,927 people across 56.41 square miles of land, in DeKalb County. Median household income is $47,479, 69.3 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $3.1 m.
76 sourced place values · tier FULL · 8 sections
Fort Payne
What Fort Payne is
- Census place typecity
- Land area56.41 sq mi
- Water area0.35 sq mi
- Population per square mile of land265
- County holding the largest share of its areaDeKalb County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Payne
How many people live in Fort Payne
- Population14,927
- Median age37.4
- Population under 183,933
- Share under 1826.3 percent
- Population 65 and over2,311
- Share 65 and over15.5 percent
- Households5,522
- Family households3,560
- Share of households that are families64.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Payne
Income and work in Fort Payne
- Median household income$47,479
- Per capita income$26,126
- Civilian labor force6,488
- Employed6,165
- Unemployed323 plus or minus 207
- Unemployment rate5.0 percent plus or minus 3.2
- Adults 25 and over9,456
- Adults 25 and over with a high school diploma or higher79.2 percent
- Adults 25 and over with a bachelor degree or higher17.3 percent
- Adults 25 and over with a graduate degree8.3 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Payne
Housing in Fort Payne
- Housing units6,369
- Occupied units5,522
- Vacant units847 plus or minus 248
- Vacancy rate13.3 percent plus or minus 3.8
- Owner occupied3,827
- Renter occupied1,695 plus or minus 343
- Ownership rate69.3 percent
- Median owner-occupied home value$157,000
- Median gross rent, monthly$679
- Annual rent as a share of median income17.2 percent
- Single family units4,791
- Share single family75.2 percent
- Units in buildings of two or more1,025 plus or minus 279
- Share in buildings of two or more16.1 percent plus or minus 4.3
- Mobile homes553 plus or minus 215
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Payne
How Fort Payne gets to work
- Workers 16 and over who commute5,711
- Commuting under 15 minutes3,045
- Share commuting under 15 minutes53.3 percent
- Commuting 30 minutes or more1,016 plus or minus 267
- Share commuting 30 minutes or more17.8 percent plus or minus 4.4
- Drove alone78.3 percent
- Carpooled12.2 percent plus or minus 3.5
- Public transport0.0 percent
- Walked1.4 percent plus or minus 1.3
- Worked from home7.2 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Payne
SBA 7(a) lending to Fort Payne borrowers
- Approvals10
- Gross approval$3,095,200
- Average approval$309,520
- Median approval$100,000
- Ninetieth percentile approval$1,528,000
- Largest approval$1,528,000
- Jobs supported48
- Jobs per approval4.8
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises10.0 percent
- Distinct lenders8
- Distinct industries by NAICS10
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fort Payne
SBA 504 lending to Fort Payne borrowers
- Approvals8
- Gross approval$11,324,000
- Average approval$1,415,500
- Median approval$475,000
- Largest approval$4,577,000
- Jobs supported76
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
DeKalb County, not Fort Payne
DeKalb County context, not Fort Payne figures
These are DeKalb County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Fort Payne measurements.
- Establishments in DeKalb County1,165
- Employment at those establishments, DeKalb County20,004
- Covered employment, DeKalb County23,367
- Average annual pay, DeKalb County$50,391
- Average weekly wage, DeKalb County$969
- Housing units permitted, DeKalb County39
- Of those, single family, DeKalb County39
- County product, 2024, DeKalb County$3,060,598,000
- County product change over the prior year, DeKalb County8.4 percent
- Average income of an arriving household, DeKalb County$50,627
Every figure in this section is published for DeKalb County as a whole and is not a measurement of Fort Payne. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Fort Payne questions, answered from the record.
How many people live in Fort Payne, Alabama?
14,927, in 5,522 households. Fort Payne city covers 56.41 square miles of land, which is 265 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fort Payne in?
DeKalb County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fort Payne?
$47,479. The median owner-occupied home is valued at $157,000. Median gross rent is $679 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fort Payne businesses?
10 7(a) approvals totalling $3.1 m, across 8 lenders, median approval $100,000, plus 8 504 approvals worth $11.3 m. These count approvals to borrowers whose address is in Fort Payne, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fort Payne borrowers get paid back?
No rate is published for Fort Payne. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Fort Payne figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for DeKalb County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fort Payne.
Is zoning published for Fort Payne?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.