HomeAlabamaDeKalb CountyRainsville city
Rainsville city, Alabama: commercial real estate data.
Rainsville city is a Census city of 5,702 people across 20.73 square miles of land, in DeKalb County. Median household income is $74,046, 89.3 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $2.2 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Rainsville
What Rainsville is
- Census place typecity
- Land area20.73 sq mi
- Water area0.02 sq mi
- Population per square mile of land275
- County holding the largest share of its areaDeKalb County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rainsville
How many people live in Rainsville
- Population5,702
- Median age49.4
- Population under 181,008 plus or minus 231
- Share under 1817.7 percent plus or minus 4.1
- Population 65 and over1,430 plus or minus 358
- Share 65 and over25.1 percent plus or minus 6.3
- Households2,529
- Family households1,867
- Share of households that are families73.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rainsville
Income and work in Rainsville
- Median household income$74,046 plus or minus $19,367
- Per capita income$36,888
- Civilian labor force2,952
- Employed2,923
- Unemployed29 plus or minus 30
- Unemployment rate1.0 percent plus or minus 1.0
- Adults 25 and over4,160
- Adults 25 and over with a high school diploma or higher85.9 percent
- Adults 25 and over with a bachelor degree or higher28.6 percent plus or minus 11.9
- Adults 25 and over with a graduate degree9.1 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rainsville
Housing in Rainsville
- Housing units2,762
- Occupied units2,529
- Vacant units233 plus or minus 148
- Vacancy rate8.4 percent plus or minus 5.3
- Owner occupied2,258
- Renter occupied271 plus or minus 157
- Ownership rate89.3 percent
- Median owner-occupied home value$230,400
- Median gross rent, monthly$519 plus or minus $212
- Annual rent as a share of median income8.4 percent plus or minus 4.1
- Single family units2,426
- Share single family87.8 percent
- Units in buildings of two or more194 plus or minus 119
- Share in buildings of two or more7.0 percent plus or minus 4.3
- Mobile homes142 plus or minus 98
- Median year structure built1991
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rainsville
How Rainsville gets to work
- Workers 16 and over who commute2,800
- Commuting under 15 minutes1,268 plus or minus 480
- Share commuting under 15 minutes45.3 percent plus or minus 15.4
- Commuting 30 minutes or more637 plus or minus 242
- Share commuting 30 minutes or more22.8 percent plus or minus 7.8
- Drove alone94.4 percent
- Carpooled2.1 percent plus or minus 1.7
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home3.5 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rainsville
SBA loans in Rainsville (7(a))
- Approvals4
- Gross approval$2,167,600
- Average approval$541,900
- Median approval$500,300
- Ninetieth percentile approval$1,367,300
- Largest approval$1,367,300
- Jobs supported72
- Jobs per approval18.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises50.0 percent
- Distinct lenders4
- Distinct industries by NAICS3
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rainsville
SBA loans in Rainsville (504)
- Approvals6
- Gross approval$4,589,000
- Average approval$764,833
- Median approval$600,000
- Largest approval$1,540,000
- Jobs supported41
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
DeKalb County, not Rainsville
DeKalb County context, not Rainsville figures
These are DeKalb County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Rainsville measurements.
- Establishments in DeKalb County1,165
- Employment at those establishments, DeKalb County20,004
- Covered employment, DeKalb County23,367
- Average annual pay, DeKalb County$50,391
- Average weekly wage, DeKalb County$969
- Housing units permitted, DeKalb County39
- Of those, single family, DeKalb County39
- County product, 2024, DeKalb County$3,060,598,000
- County product change over the prior year, DeKalb County8.4 percent
- Average income of an arriving household, DeKalb County$50,627
Every figure in this section is published for DeKalb County as a whole and is not a measurement of Rainsville. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Rainsville questions, answered from the record.
How many people live in Rainsville, Alabama?
5,702, in 2,529 households. Rainsville city covers 20.73 square miles of land, which is 275 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rainsville in?
DeKalb County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rainsville?
$74,046. The median owner-occupied home is valued at $230,400. Median gross rent is $519 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rainsville businesses?
4 7(a) approvals totalling $2.2 m, across 4 lenders, median approval $500,300, plus 6 504 approvals worth $4.6 m. These count approvals to borrowers whose address is in Rainsville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rainsville borrowers get paid back?
No rate is published for Rainsville. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Rainsville figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for DeKalb County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rainsville.
Is zoning published for Rainsville?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.