HomeAlabamaDeKalb CountyGeraldine
Geraldine, Alabama: commercial real estate data.
Geraldine is a Census town of 1,011 people across 3.82 square miles of land, in DeKalb County. Median household income is $43,594, 66.1 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $750,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Geraldine
What Geraldine is
- Census place typetown
- Land area3.82 sq mi
- Water area0.01 sq mi
- Population per square mile of land265 plus or minus 65
- County holding the largest share of its areaDeKalb County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geraldine
How many people live in Geraldine
- Population1,011 plus or minus 249
- Median age44.1 plus or minus 19.6
- Population under 18218 plus or minus 80
- Share under 1821.6 percent plus or minus 5.8
- Population 65 and over205 plus or minus 56
- Share 65 and over20.3 percent
- Households389 plus or minus 86
- Family households242 plus or minus 69
- Share of households that are families62.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geraldine
Income and work in Geraldine
- Median household income$43,594 plus or minus $9,997
- Per capita income$25,739 plus or minus $7,620
- Civilian labor force399 plus or minus 119
- Employed389 plus or minus 118
- Unemployed10 plus or minus 11
- Unemployment rate2.5 percent plus or minus 2.7
- Adults 25 and over707 plus or minus 151
- Adults 25 and over with a high school diploma or higher76.4 percent
- Adults 25 and over with a bachelor degree or higher12.7 percent plus or minus 5.5
- Adults 25 and over with a graduate degree4.8 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geraldine
Housing in Geraldine
- Housing units432 plus or minus 89
- Occupied units389 plus or minus 86
- Vacant units43 plus or minus 35
- Vacancy rate10.0 percent plus or minus 7.8
- Owner occupied257 plus or minus 60
- Renter occupied132 plus or minus 49
- Ownership rate66.1 percent
- Median owner-occupied home value$171,900
- Median gross rent, monthly$417
- Annual rent as a share of median income11.5 percent plus or minus 3.5
- Single family units342 plus or minus 69
- Share single family79.2 percent plus or minus 22.9
- Units in buildings of two or more71 plus or minus 39
- Share in buildings of two or more16.4 percent plus or minus 8.4
- Mobile homes19 plus or minus 20
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geraldine
How Geraldine gets to work
- Workers 16 and over who commute355 plus or minus 116
- Commuting under 15 minutes109 plus or minus 48
- Share commuting under 15 minutes30.7 percent plus or minus 9.0
- Commuting 30 minutes or more81 plus or minus 40
- Share commuting 30 minutes or more22.8 percent plus or minus 8.4
- Drove alone81.5 percent
- Carpooled10.7 percent plus or minus 7.7
- Public transport0.0 percent
- Walked0.5 percent plus or minus 1.0
- Worked from home7.3 percent plus or minus 6.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geraldine
SBA loans in Geraldine (7(a))
- Approvals4
- Gross approval$750,000
- Average approval$187,500
- Median approval$150,000
- Largest approval$350,000
- Jobs supported73
- Jobs per approval18.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Geraldine, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Geraldine
Flood risk in Geraldine
- NFIP communityTown of Geraldine
- NFIP community number010356
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/29/11(M)
The Town of Geraldine participates in the National Flood Insurance Program as community 010356 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
DeKalb County, not Geraldine
DeKalb County context, not Geraldine figures
- Establishments in DeKalb County1,165
- Covered employment, DeKalb County23,367
- Average annual pay, DeKalb County$50,391
- Housing units permitted, DeKalb County39
Every figure in this section is published for DeKalb County as a whole and is not a measurement of Geraldine.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Geraldine questions, answered from the record.
How many people live in Geraldine, Alabama?
1,011, in 389 households. Geraldine town covers 3.82 square miles of land, which is 265 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Geraldine in?
DeKalb County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Geraldine?
$43,594. The median owner-occupied home is valued at $171,900. Median gross rent is $417 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Geraldine businesses?
4 7(a) approvals totaling $750,000 since FY2020, across 3 lenders, median approval $150,000. These count approvals to borrowers whose address is in Geraldine, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Geraldine borrowers get paid back?
No rate is published for Geraldine. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Geraldine in the National Flood Insurance Program?
Yes. Geraldine appears in the FEMA Community Status Book as Geraldine, town of, community 010356, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Geraldine figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for DeKalb County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Geraldine.
Is zoning published for Geraldine?
No. Nothing on this page presents parcel level zoning.