HomeAlabamaJefferson CountyCenter Point city
Center Point city, Alabama: commercial real estate data.
Center Point city is a Census city of 15,914 people across 6.21 square miles of land, in Jefferson County. Median household income is $56,417, 61.1 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $3.4 m.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Center Point
What Center Point is
- Census place typecity
- Land area6.21 sq mi
- Water area0.01 sq mi
- Population per square mile of land2,561
- County holding the largest share of its areaJefferson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center Point
How many people live in Center Point
- Population15,914
- Median age37.1
- Population under 184,208
- Share under 1826.4 percent
- Population 65 and over1,878
- Share 65 and over11.8 percent
- Households5,951
- Family households4,123
- Share of households that are families69.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center Point
Income and work in Center Point
- Median household income$56,417
- Per capita income$29,806
- Civilian labor force7,882
- Employed7,246
- Unemployed636 plus or minus 257
- Unemployment rate8.1 percent plus or minus 3.2
- Adults 25 and over10,559
- Adults 25 and over with a high school diploma or higher90.6 percent
- Adults 25 and over with a bachelor degree or higher17.0 percent
- Adults 25 and over with a graduate degree4.8 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center Point
Housing in Center Point
- Housing units6,992
- Occupied units5,951
- Vacant units1,041 plus or minus 270
- Vacancy rate14.9 percent plus or minus 3.7
- Owner occupied3,634
- Renter occupied2,317
- Ownership rate61.1 percent
- Median owner-occupied home value$151,700
- Median gross rent, monthly$1,218
- Annual rent as a share of median income25.9 percent
- Single family units5,349
- Share single family76.5 percent
- Units in buildings of two or more1,608 plus or minus 363
- Share in buildings of two or more23.0 percent plus or minus 5.0
- Mobile homes35 plus or minus 37
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center Point
How Center Point gets to work
- Workers 16 and over who commute6,577
- Commuting under 15 minutes920 plus or minus 315
- Share commuting under 15 minutes14.0 percent plus or minus 4.6
- Commuting 30 minutes or more3,111
- Share commuting 30 minutes or more47.3 percent
- Drove alone76.1 percent
- Carpooled11.0 percent plus or minus 3.9
- Public transport1.5 percent plus or minus 1.3
- Walked1.0 percent plus or minus 1.1
- Worked from home8.2 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center Point
SBA loans in Center Point (7(a))
- Approvals5
- Gross approval$3,395,000
- Average approval$679,000
- Median approval$500,000
- Ninetieth percentile approval$2,200,000
- Largest approval$2,200,000
- Jobs supported87
- Jobs per approval17.4
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jefferson County, not Center Point
Jefferson County context, not Center Point figures
These are Jefferson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Center Point measurements.
- Establishments in Jefferson County16,989
- Employment at those establishments, Jefferson County341,042
- Covered employment, Jefferson County367,081
- Average annual pay, Jefferson County$71,562
- Average weekly wage, Jefferson County$1,376
- Housing units permitted, Jefferson County2,117
- Of those, single family, Jefferson County1,536
- County product, 2024, Jefferson County$65,539,202,000
- County product change over the prior year, Jefferson County4.3 percent
- Average income of an arriving household, Jefferson County$73,144
Every figure in this section is published for Jefferson County as a whole and is not a measurement of Center Point. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Center Point questions, answered from the record.
How many people live in Center Point, Alabama?
15,914, in 5,951 households. Center Point city covers 6.21 square miles of land, which is 2,561 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Center Point in?
Jefferson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Center Point?
$56,417. The median owner-occupied home is valued at $151,700. Median gross rent is $1,218 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Center Point businesses?
5 7(a) approvals totalling $3.4 m, across 5 lenders, median approval $500,000. These count approvals to borrowers whose address is in Center Point, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Center Point borrowers get paid back?
No rate is published for Center Point. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Center Point figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jefferson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Center Point.
Is zoning published for Center Point?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.