HomeAlabamaJefferson CountyVestavia Hills
Vestavia Hills, Alabama: commercial real estate data.
Vestavia Hills is a Census city of 38,616 people across 20.03 square miles of land, in Jefferson County. Median household income is $134,369, 78.0 percent of occupied homes are owned, and the SBA record carries 31 7(a) approvals to borrowers here worth $14.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Vestavia Hills
What Vestavia Hills is
- Census place typecity
- Land area20.03 sq mi
- Water area0.24 sq mi
- Population per square mile of land1,928
- County holding the largest share of its areaJefferson County, 99.4 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vestavia Hills
How many people live in Vestavia Hills
- Population38,616
- Median age41.7
- Population under 189,591
- Share under 1824.8 percent
- Population 65 and over7,394
- Share 65 and over19.1 percent
- Households13,840
- Family households10,010
- Share of households that are families72.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vestavia Hills
Income and work in Vestavia Hills
- Median household income$134,369
- Per capita income$68,012
- Civilian labor force18,230
- Employed17,878
- Unemployed352 plus or minus 134
- Unemployment rate1.9 percent plus or minus 0.7
- Adults 25 and over26,570
- Adults 25 and over with a high school diploma or higher93.9 percent
- Adults 25 and over with a bachelor degree or higher65.3 percent
- Adults 25 and over with a graduate degree31.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vestavia Hills
Housing in Vestavia Hills
- Housing units15,014
- Occupied units13,840
- Vacant units1,174 plus or minus 332
- Vacancy rate7.8 percent plus or minus 2.2
- Owner occupied10,792
- Renter occupied3,048
- Ownership rate78.0 percent
- Median owner-occupied home value$530,000
- Median gross rent, monthly$1,515
- Annual rent as a share of median income13.5 percent
- Single family units11,369
- Share single family75.7 percent
- Units in buildings of two or more3,607
- Share in buildings of two or more24.0 percent
- Mobile homes38 plus or minus 50
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vestavia Hills
How Vestavia Hills gets to work
- Workers 16 and over who commute14,530
- Commuting under 15 minutes4,088
- Share commuting under 15 minutes28.1 percent
- Commuting 30 minutes or more2,705
- Share commuting 30 minutes or more18.6 percent
- Drove alone74.7 percent
- Carpooled5.6 percent plus or minus 1.2
- Public transport0.1 percent plus or minus 0.2
- Walked1.2 percent plus or minus 0.5
- Worked from home17.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vestavia Hills
SBA loans in Vestavia Hills (7(a))
- Approvals31
- Gross approval$14,929,200
- Average approval$481,587
- Median approval$254,500
- Ninetieth percentile approval$888,600
- Largest approval$4,483,000
- Jobs supported365
- Jobs per approval11.8
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more9.7 percent
- Share to franchises48.4 percent
- Distinct lenders20
- Distinct industries by NAICS25
Counted by borrower city: approvals to borrowers whose address is in Vestavia Hills, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Vestavia Hills
SBA loans in Vestavia Hills (504)
- Approvals7
- Gross approval$6,056,000
- Average approval$865,143
- Median approval$684,000
- Largest approval$2,306,000
- Jobs supported80
- Loans with a final outcome3
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Vestavia Hills, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Vestavia Hills
Flood risk in Vestavia Hills
- NFIP communityCity of Vestavia Hills
- NFIP community number010132
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/24/21
The City of Vestavia Hills participates in the National Flood Insurance Program as community 010132 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Jefferson County, not Vestavia Hills
Jefferson County context, not Vestavia Hills figures
- Establishments in Jefferson County16,989
- Covered employment, Jefferson County367,081
- Average annual pay, Jefferson County$71,562
- Housing units permitted, Jefferson County2,117
Every figure in this section is published for Jefferson County as a whole and is not a measurement of Vestavia Hills.
All Jefferson County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Vestavia Hills questions, answered from the record.
How many people live in Vestavia Hills, Alabama?
38,616, in 13,840 households. Vestavia Hills city covers 20.03 square miles of land, which is 1,928 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Vestavia Hills in?
Jefferson County, which holds 99.4 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Vestavia Hills?
$134,369. The median owner-occupied home is valued at $530,000. Median gross rent is $1,515 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Vestavia Hills businesses?
31 7(a) approvals totaling $14.9 m since FY2020, across 20 lenders, median approval $254,500, plus 7 504 approvals worth $6.1 m since FY2010. These count approvals to borrowers whose address is in Vestavia Hills, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Vestavia Hills borrowers get paid back?
No rate is published for Vestavia Hills. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Vestavia Hills in the National Flood Insurance Program?
Yes. Vestavia Hills appears in the FEMA Community Status Book as Vestavia Hills, city of, community 010132, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Vestavia Hills figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jefferson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Vestavia Hills.
Is zoning published for Vestavia Hills?
No. Nothing on this page presents parcel level zoning.
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