HomeAlabamaJefferson CountyClay
Clay, Alabama: commercial real estate data.
Clay is a Census city of 10,273 people across 11.28 square miles of land, in Jefferson County. Median household income is $81,920, 90.5 percent of occupied homes are owned.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Clay
What Clay is
- Census place typecity
- Land area11.28 sq mi
- Water area0.06 sq mi
- Population per square mile of land911
- County holding the largest share of its areaJefferson County, 99.5 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clay
How many people live in Clay
- Population10,273
- Median age39.9
- Population under 182,894 plus or minus 628
- Share under 1828.2 percent plus or minus 6.1
- Population 65 and over1,944 plus or minus 486
- Share 65 and over18.9 percent plus or minus 4.7
- Households3,740
- Family households3,004
- Share of households that are families80.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clay
Income and work in Clay
- Median household income$81,920 plus or minus $21,822
- Per capita income$30,802
- Civilian labor force5,030
- Employed4,800
- Unemployed230 plus or minus 146
- Unemployment rate4.6 percent plus or minus 2.8
- Adults 25 and over6,746
- Adults 25 and over with a high school diploma or higher93.1 percent
- Adults 25 and over with a bachelor degree or higher23.2 percent plus or minus 4.6
- Adults 25 and over with a graduate degree6.8 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clay
Housing in Clay
- Housing units4,335
- Occupied units3,740
- Vacant units595 plus or minus 324
- Vacancy rate13.7 percent plus or minus 7.4
- Owner occupied3,385
- Renter occupied355 plus or minus 201
- Ownership rate90.5 percent
- Median owner-occupied home value$220,600
- Median gross rent, monthly$2,240
- Annual rent as a share of median income32.8 percent plus or minus 10.1
- Single family units4,040
- Share single family93.2 percent
- Units in buildings of two or more295 plus or minus 317
- Share in buildings of two or more6.8 percent plus or minus 7.3
- Mobile homes0
- Median year structure built1994
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clay
How Clay gets to work
- Workers 16 and over who commute4,454
- Commuting under 15 minutes503 plus or minus 328
- Share commuting under 15 minutes11.3 percent plus or minus 7.2
- Commuting 30 minutes or more2,416 plus or minus 485
- Share commuting 30 minutes or more54.2 percent
- Drove alone89.2 percent
- Carpooled3.9 percent plus or minus 3.8
- Public transport0.0 percent
- Walked0.3 percent plus or minus 0.5
- Worked from home6.4 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clay
SBA loans in Clay (504)
- Approvals1
- Gross approval$462,000
- Average approval$462,000
- Median approval$462,000
- Largest approval$462,000
- Jobs supported11
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Clay, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Clay
Flood risk in Clay
- NFIP communityCity of Clay
- NFIP community number010446
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/24/21
The City of Clay participates in the National Flood Insurance Program as community 010446 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Jefferson County, not Clay
Jefferson County context, not Clay figures
- Establishments in Jefferson County16,989
- Covered employment, Jefferson County367,081
- Average annual pay, Jefferson County$71,562
- Housing units permitted, Jefferson County2,117
Every figure in this section is published for Jefferson County as a whole and is not a measurement of Clay.
All Jefferson County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Clay questions, answered from the record.
How many people live in Clay, Alabama?
10,273, in 3,740 households. Clay city covers 11.28 square miles of land, which is 911 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Clay in?
Jefferson County, which holds 99.5 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Clay?
$81,920. The median owner-occupied home is valued at $220,600. Median gross rent is $2,240 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Is Clay in the National Flood Insurance Program?
Yes. Clay appears in the FEMA Community Status Book as Clay, city of, community 010446, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Clay figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jefferson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Clay.
Is zoning published for Clay?
No. Nothing on this page presents parcel level zoning.