HomeAlabamaJefferson CountyFairfield
Fairfield, Alabama: commercial real estate data.
Fairfield is a Census city of 9,728 people across 3.46 square miles of land, in Jefferson County. Median household income is $48,456, 59.0 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $559,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Fairfield
What Fairfield is
- Census place typecity
- Land area3.46 sq mi
- Water area0 sq mi
- Population per square mile of land2,808
- County holding the largest share of its areaJefferson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairfield
How many people live in Fairfield
- Population9,728
- Median age30.3
- Population under 182,522 plus or minus 523
- Share under 1825.9 percent plus or minus 5.4
- Population 65 and over1,751
- Share 65 and over18.0 percent
- Households3,744
- Family households2,084
- Share of households that are families55.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairfield
Income and work in Fairfield
- Median household income$48,456 plus or minus $15,153
- Per capita income$25,155
- Civilian labor force4,227
- Employed3,952
- Unemployed275 plus or minus 129
- Unemployment rate6.5 percent plus or minus 3.0
- Adults 25 and over5,826
- Adults 25 and over with a high school diploma or higher93.2 percent
- Adults 25 and over with a bachelor degree or higher25.4 percent plus or minus 5.7
- Adults 25 and over with a graduate degree9.3 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairfield
Housing in Fairfield
- Housing units4,731
- Occupied units3,744
- Vacant units987 plus or minus 233
- Vacancy rate20.9 percent plus or minus 4.7
- Owner occupied2,210
- Renter occupied1,534 plus or minus 360
- Ownership rate59.0 percent
- Median owner-occupied home value$129,300
- Median gross rent, monthly$1,008 plus or minus $326
- Annual rent as a share of median income25.0 percent plus or minus 11.2
- Single family units3,653
- Share single family77.2 percent
- Units in buildings of two or more990 plus or minus 257
- Share in buildings of two or more20.9 percent plus or minus 5.2
- Mobile homes88 plus or minus 97
- Median year structure built1963
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairfield
How Fairfield gets to work
- Workers 16 and over who commute3,432
- Commuting under 15 minutes741 plus or minus 240
- Share commuting under 15 minutes21.6 percent plus or minus 6.6
- Commuting 30 minutes or more611 plus or minus 198
- Share commuting 30 minutes or more17.8 percent plus or minus 5.4
- Drove alone64.6 percent
- Carpooled21.0 percent plus or minus 9.3
- Public transport0.0 percent
- Walked2.7 percent plus or minus 2.2
- Worked from home11.0 percent plus or minus 7.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairfield
SBA loans in Fairfield (7(a))
- Approvals2
- Gross approval$559,000
- Average approval$279,500
- Median approval$279,500
- Largest approval$544,000
- Jobs supported5
- Jobs per approval2.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Fairfield, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fairfield
SBA loans in Fairfield (504)
- Approvals1
- Gross approval$439,000
- Average approval$439,000
- Median approval$439,000
- Largest approval$439,000
- Jobs supported4
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Fairfield, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Fairfield
Flood risk in Fairfield
- NFIP communityCity of Fairfield
- NFIP community number010120
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/29/06
The City of Fairfield participates in the National Flood Insurance Program as community 010120 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Jefferson County, not Fairfield
Jefferson County context, not Fairfield figures
- Establishments in Jefferson County16,989
- Covered employment, Jefferson County367,081
- Average annual pay, Jefferson County$71,562
- Housing units permitted, Jefferson County2,117
Every figure in this section is published for Jefferson County as a whole and is not a measurement of Fairfield.
All Jefferson County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Fairfield questions, answered from the record.
How many people live in Fairfield, Alabama?
9,728, in 3,744 households. Fairfield city covers 3.46 square miles of land, which is 2,808 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fairfield in?
Jefferson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fairfield?
$48,456. The median owner-occupied home is valued at $129,300. Median gross rent is $1,008 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fairfield businesses?
2 7(a) approvals totaling $559,000 since FY2020, across 2 lenders, median approval $279,500, plus 1 504 approvals worth $439,000 since FY2010. These count approvals to borrowers whose address is in Fairfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fairfield borrowers get paid back?
No rate is published for Fairfield. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Fairfield in the National Flood Insurance Program?
Yes. Fairfield appears in the FEMA Community Status Book as Fairfield, city of, community 010120, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Fairfield figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jefferson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fairfield.
Is zoning published for Fairfield?
No. Nothing on this page presents parcel level zoning.