HomeArizonaNavajo CountyClay Springs CDP
Clay Springs CDP, Arizona: commercial real estate data.
Clay Springs CDP is a Census CDP of 338 people across 2.85 square miles of land, in Navajo County. 100.0 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $15,000.
63 sourced place values · tier FULL · 7 sections
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Clay Springs through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 338 with a margin of error of plus or minus 269, which is 79.6 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Clay Springs
What Clay Springs is
- Census place typeCDP
- Land area2.85 sq mi
- Water area0 sq mi
- Population per square mile of land119 plus or minus 95
- County holding the largest share of its areaNavajo County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clay Springs
How many people live in Clay Springs
- Population338 plus or minus 269
- Median age63.2 plus or minus 18.3
- Population under 18100 plus or minus 96
- Share under 1829.6 percent plus or minus 15.8
- Population 65 and over145 plus or minus 107
- Share 65 and over42.9 percent plus or minus 46.6
- Households139 plus or minus 85
- Family households62 plus or minus 59
- Share of households that are families44.6 percent plus or minus 32.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clay Springs
Income and work in Clay Springs
- Per capita income$28,523 plus or minus $16,305
- Civilian labor force66 plus or minus 60
- Employed66 plus or minus 60
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over234 plus or minus 156
- Adults 25 and over with a high school diploma or higher100.0 percent plus or minus 93.9
- Adults 25 and over with a bachelor degree or higher36.8 percent plus or minus 34.0
- Adults 25 and over with a graduate degree12.4 percent plus or minus 19.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clay Springs
Housing in Clay Springs
- Housing units178 plus or minus 90
- Occupied units139 plus or minus 85
- Vacant units39 plus or minus 44
- Vacancy rate21.9 percent plus or minus 22.1
- Owner occupied139 plus or minus 85
- Renter occupied0
- Ownership rate100.0 percent
- Median owner-occupied home value$195,100 plus or minus $121,449
- Single family units130 plus or minus 77
- Share single family73.0 percent plus or minus 22.8
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes48 plus or minus 70
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clay Springs
How Clay Springs gets to work
- Workers 16 and over who commute62 plus or minus 59
- Commuting under 15 minutes5 plus or minus 16
- Share commuting under 15 minutes8.1 percent plus or minus 24.8
- Commuting 30 minutes or more57 plus or minus 62
- Share commuting 30 minutes or more91.9 percent plus or minus 48.8
- Drove alone86.4 percent plus or minus 36.0
- Carpooled7.6 percent plus or minus 10.0
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home6.1 percent plus or minus 9.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clay Springs
SBA 7(a) lending to Clay Springs borrowers
- Approvals1
- Gross approval$15,000
- Average approval$15,000
- Median approval$15,000
- Ninetieth percentile approval$15,000
- Largest approval$15,000
- Jobs supported1
- Jobs per approval1.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Navajo County, not Clay Springs
Navajo County context, not Clay Springs figures
These are Navajo County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Clay Springs measurements.
- Establishments in Navajo County1,860
- Employment at those establishments, Navajo County20,516
- Covered employment, Navajo County28,615
- Average annual pay, Navajo County$50,447
- Average weekly wage, Navajo County$970
- Housing units permitted, Navajo County487
- Of those, single family, Navajo County451
- County product, 2024, Navajo County$4,065,297,000
- County product change over the prior year, Navajo County6.7 percent
- Average income of an arriving household, Navajo County$61,776
Every figure in this section is published for Navajo County as a whole and is not a measurement of Clay Springs. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- The American Community Survey does not publish a median household income for this place, which happens where the sample is too small to support one.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Clay Springs questions, answered from the record.
How many people live in Clay Springs, Arizona?
338, in 139 households. Clay Springs CDP covers 2.85 square miles of land, which is 119 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Clay Springs in?
Navajo County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Clay Springs businesses?
1 7(a) approvals totalling $15,000, across 1 lenders, median approval $15,000. These count approvals to borrowers whose address is in Clay Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Clay Springs borrowers get paid back?
No rate is published for Clay Springs. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Clay Springs figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Navajo County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Clay Springs.
Is zoning published for Clay Springs?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.