HomeArizonaSanta Cruz CountyElgin CDP
Elgin CDP, Arizona: commercial real estate data.
Elgin CDP is a Census CDP of 349 people across 5.95 square miles of land, in Santa Cruz County. Median household income is $90,231, 70.6 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $3.4 m.
74 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Elgin through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 349 with a margin of error of plus or minus 261, which is 74.8 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Elgin
What Elgin is
- Census place typeCDP
- Land area5.95 sq mi
- Water area0 sq mi
- Population per square mile of land59 plus or minus 44
- County holding the largest share of its areaSanta Cruz County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elgin
How many people live in Elgin
- Population349 plus or minus 261
- Median age36.8 plus or minus 25.1
- Population under 180
- Share under 180.0 percent
- Population 65 and over101 plus or minus 64
- Share 65 and over28.9 percent plus or minus 28.3
- Households119 plus or minus 68
- Family households73 plus or minus 57
- Share of households that are families61.3 percent plus or minus 32.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elgin
Income and work in Elgin
- Median household income$90,231 plus or minus $76,207
- Per capita income$25,788
- Civilian labor force205 plus or minus 234
- Employed205 plus or minus 234
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over249 plus or minus 181
- Adults 25 and over with a high school diploma or higher100.0 percent plus or minus 87.6
- Adults 25 and over with a bachelor degree or higher35.7 percent plus or minus 20.1
- Adults 25 and over with a graduate degree30.1 percent plus or minus 23.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elgin
Housing in Elgin
- Housing units119 plus or minus 68
- Occupied units119 plus or minus 68
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied84 plus or minus 53
- Renter occupied35 plus or minus 45
- Ownership rate70.6 percent plus or minus 18.9
- Median owner-occupied home value$356,800
- Single family units115 plus or minus 72
- Share single family96.6 percent plus or minus 25.1
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes4 plus or minus 7
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elgin
How Elgin gets to work
- Workers 16 and over who commute151 plus or minus 162
- Commuting under 15 minutes0
- Share commuting under 15 minutes0.0 percent
- Commuting 30 minutes or more119 plus or minus 120
- Share commuting 30 minutes or more78.8 percent plus or minus 116.0
- Drove alone28.8 percent plus or minus 43.4
- Carpooled44.9 percent plus or minus 24.0
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home26.3 percent plus or minus 20.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elgin
SBA loans in Elgin (7(a))
- Approvals2
- Gross approval$3,386,300
- Average approval$1,693,150
- Median approval$2,025,000
- Ninetieth percentile approval$2,025,000
- Largest approval$2,025,000
- Jobs supported11
- Jobs per approval5.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term309 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Elgin
SBA loans in Elgin (504)
- Approvals1
- Gross approval$235,000
- Average approval$235,000
- Median approval$235,000
- Largest approval$235,000
- Jobs supported4
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Santa Cruz County, not Elgin
Santa Cruz County context, not Elgin figures
These are Santa Cruz County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Elgin measurements.
- Establishments in Santa Cruz County1,129
- Employment at those establishments, Santa Cruz County11,201
- Covered employment, Santa Cruz County13,675
- Average annual pay, Santa Cruz County$59,656
- Average weekly wage, Santa Cruz County$1,147
- Housing units permitted, Santa Cruz County338
- Of those, single family, Santa Cruz County336
- County product, 2024, Santa Cruz County$2,843,969,000
- County product change over the prior year, Santa Cruz County4.6 percent
- Average income of an arriving household, Santa Cruz County$61,819
Every figure in this section is published for Santa Cruz County as a whole and is not a measurement of Elgin. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Elgin questions, answered from the record.
How many people live in Elgin, Arizona?
349, in 119 households. Elgin CDP covers 5.95 square miles of land, which is 59 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elgin in?
Santa Cruz County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elgin?
$90,231. The median owner-occupied home is valued at $356,800. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Elgin businesses?
2 7(a) approvals totalling $3.4 m, across 2 lenders, median approval $2,025,000, plus 1 504 approvals worth $235,000. These count approvals to borrowers whose address is in Elgin, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Elgin borrowers get paid back?
No rate is published for Elgin. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Elgin figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Santa Cruz County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elgin.
Is zoning published for Elgin?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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