HomeArizonaSanta Cruz CountyNogales city
Nogales city, Arizona: commercial real estate data.
Nogales city is a Census city of 19,841 people across 20.82 square miles of land, in Santa Cruz County. Median household income is $43,214, 49.4 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $10.0 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Nogales
What Nogales is
- Census place typecity
- Land area20.82 sq mi
- Water area0.01 sq mi
- Population per square mile of land953
- County holding the largest share of its areaSanta Cruz County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nogales
How many people live in Nogales
- Population19,841
- Median age36.4
- Population under 185,096
- Share under 1825.7 percent
- Population 65 and over3,726
- Share 65 and over18.8 percent
- Households6,538
- Family households4,609
- Share of households that are families70.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nogales
Income and work in Nogales
- Median household income$43,214
- Per capita income$21,824
- Civilian labor force8,869
- Employed7,481
- Unemployed1,388 plus or minus 314
- Unemployment rate15.7 percent plus or minus 3.4
- Adults 25 and over13,000
- Adults 25 and over with a high school diploma or higher68.4 percent
- Adults 25 and over with a bachelor degree or higher17.6 percent
- Adults 25 and over with a graduate degree6.4 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nogales
Housing in Nogales
- Housing units7,414
- Occupied units6,538
- Vacant units876 plus or minus 248
- Vacancy rate11.8 percent plus or minus 3.3
- Owner occupied3,230
- Renter occupied3,308
- Ownership rate49.4 percent
- Median owner-occupied home value$186,300
- Median gross rent, monthly$737
- Annual rent as a share of median income20.5 percent
- Single family units4,569
- Share single family61.6 percent
- Units in buildings of two or more2,196
- Share in buildings of two or more29.6 percent
- Mobile homes649 plus or minus 186
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nogales
How Nogales gets to work
- Workers 16 and over who commute6,842
- Commuting under 15 minutes3,113
- Share commuting under 15 minutes45.5 percent
- Commuting 30 minutes or more1,052 plus or minus 306
- Share commuting 30 minutes or more15.4 percent plus or minus 4.3
- Drove alone70.6 percent
- Carpooled14.7 percent plus or minus 6.2
- Public transport0.8 percent plus or minus 0.7
- Walked2.1 percent plus or minus 1.8
- Worked from home7.4 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nogales
SBA loans in Nogales (7(a))
- Approvals15
- Gross approval$10,001,200
- Average approval$666,747
- Median approval$125,000
- Ninetieth percentile approval$2,772,100
- Largest approval$4,522,800
- Jobs supported112
- Jobs per approval7.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises0.0 percent
- Distinct lenders10
- Distinct industries by NAICS13
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Nogales
SBA loans in Nogales (504)
- Approvals10
- Gross approval$7,293,000
- Average approval$729,300
- Median approval$750,000
- Largest approval$1,942,000
- Jobs supported56
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Nogales
Flood risk in Nogales
- Listed NFIP communities1
- Of those, participating1
- NFIP community number040091
- Currently effective map date12/02/11
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Santa Cruz County, not Nogales
Santa Cruz County context, not Nogales figures
These are Santa Cruz County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Nogales measurements.
- Establishments in Santa Cruz County1,129
- Employment at those establishments, Santa Cruz County11,201
- Covered employment, Santa Cruz County13,675
- Average annual pay, Santa Cruz County$59,656
- Average weekly wage, Santa Cruz County$1,147
- Housing units permitted, Santa Cruz County338
- Of those, single family, Santa Cruz County336
- County product, 2024, Santa Cruz County$2,843,969,000
- County product change over the prior year, Santa Cruz County4.6 percent
- Average income of an arriving household, Santa Cruz County$61,819
Every figure in this section is published for Santa Cruz County as a whole and is not a measurement of Nogales. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Nogales questions, answered from the record.
How many people live in Nogales, Arizona?
19,841, in 6,538 households. Nogales city covers 20.82 square miles of land, which is 953 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Nogales in?
Santa Cruz County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Nogales?
$43,214. The median owner-occupied home is valued at $186,300. Median gross rent is $737 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Nogales businesses?
15 7(a) approvals totalling $10.0 m, across 10 lenders, median approval $125,000, plus 10 504 approvals worth $7.3 m. These count approvals to borrowers whose address is in Nogales, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Nogales borrowers get paid back?
No rate is published for Nogales. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Nogales in the National Flood Insurance Program?
Yes. Nogales appears in the FEMA Community Status Book as community 040091, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Nogales figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Santa Cruz County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Nogales.
Is zoning published for Nogales?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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