HomeCaliforniaHumboldt CountyBlue Lake city
Blue Lake city, California: commercial real estate data.
Blue Lake city is a Census city of 982 people across 0.62 square miles of land, in Humboldt County. Median household income is $53,594, 54.3 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $1.6 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Blue Lake
What Blue Lake is
- Census place typecity
- Land area0.62 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,588 plus or minus 331
- County holding the largest share of its areaHumboldt County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Blue Lake
How many people live in Blue Lake
- Population982 plus or minus 205
- Median age61.0
- Population under 1886 plus or minus 58
- Share under 188.8 percent plus or minus 5.6
- Population 65 and over377 plus or minus 98
- Share 65 and over38.4 percent
- Households575
- Family households273 plus or minus 72
- Share of households that are families47.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Blue Lake
Income and work in Blue Lake
- Median household income$53,594
- Per capita income$41,124 plus or minus $9,289
- Civilian labor force471 plus or minus 121
- Employed424 plus or minus 112
- Unemployed47 plus or minus 68
- Unemployment rate10.0 percent plus or minus 14.2
- Adults 25 and over831
- Adults 25 and over with a high school diploma or higher95.1 percent plus or minus 24.8
- Adults 25 and over with a bachelor degree or higher38.7 percent plus or minus 8.8
- Adults 25 and over with a graduate degree3.7 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Blue Lake
Housing in Blue Lake
- Housing units646
- Occupied units575
- Vacant units71 plus or minus 45
- Vacancy rate11.0 percent plus or minus 6.6
- Owner occupied312 plus or minus 79
- Renter occupied263 plus or minus 95
- Ownership rate54.3 percent
- Median owner-occupied home value$445,200
- Median gross rent, monthly$1,284
- Annual rent as a share of median income28.7 percent plus or minus 6.4
- Single family units463 plus or minus 115
- Share single family71.7 percent
- Units in buildings of two or more101 plus or minus 61
- Share in buildings of two or more15.6 percent plus or minus 8.9
- Mobile homes82 plus or minus 52
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Blue Lake
How Blue Lake gets to work
- Workers 16 and over who commute289 plus or minus 92
- Commuting under 15 minutes105 plus or minus 53
- Share commuting under 15 minutes36.3 percent plus or minus 14.3
- Commuting 30 minutes or more26 plus or minus 30
- Share commuting 30 minutes or more9.0 percent plus or minus 9.8
- Drove alone61.6 percent
- Carpooled3.7 percent plus or minus 4.1
- Public transport0.0 percent
- Walked7.6 percent plus or minus 6.5
- Worked from home23.9 percent plus or minus 12.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Blue Lake
SBA loans in Blue Lake (7(a))
- Approvals5
- Gross approval$1,635,000
- Average approval$327,000
- Median approval$400,000
- Ninetieth percentile approval$685,000
- Largest approval$685,000
- Jobs supported64
- Jobs per approval12.8
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Blue Lake
SBA loans in Blue Lake (504)
- Approvals1
- Gross approval$157,000
- Average approval$157,000
- Median approval$157,000
- Largest approval$157,000
- Jobs supported3
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Blue Lake
Flood risk in Blue Lake
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060438
- Currently effective map date11/04/16
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Humboldt County, not Blue Lake
Humboldt County context, not Blue Lake figures
These are Humboldt County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Blue Lake measurements.
- Establishments in Humboldt County3,178
- Employment at those establishments, Humboldt County34,729
- Covered employment, Humboldt County51,858
- Average annual pay, Humboldt County$55,212
- Average weekly wage, Humboldt County$1,062
- Housing units permitted, Humboldt County194
- Of those, single family, Humboldt County148
- County product, 2024, Humboldt County$7,590,512,000
- County product change over the prior year, Humboldt County6.7 percent
- Average income of an arriving household, Humboldt County$60,412
Every figure in this section is published for Humboldt County as a whole and is not a measurement of Blue Lake. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Blue Lake questions, answered from the record.
How many people live in Blue Lake, California?
982, in 575 households. Blue Lake city covers 0.62 square miles of land, which is 1,588 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Blue Lake in?
Humboldt County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Blue Lake?
$53,594. The median owner-occupied home is valued at $445,200. Median gross rent is $1,284 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Blue Lake businesses?
5 7(a) approvals totalling $1.6 m, across 4 lenders, median approval $400,000, plus 1 504 approvals worth $157,000. These count approvals to borrowers whose address is in Blue Lake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Blue Lake borrowers get paid back?
No rate is published for Blue Lake. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Blue Lake in the National Flood Insurance Program?
Yes. Blue Lake appears in the FEMA Community Status Book as community 060438, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Blue Lake figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Humboldt County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Blue Lake.
Is zoning published for Blue Lake?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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