HomeCaliforniaMarin CountyNovato
Novato, California: commercial real estate data.
Novato is a Census city of 52,546 people across 27.37 square miles of land, in Marin County. Median household income is $115,736, 66.1 percent of occupied homes are owned, and the SBA record carries 60 7(a) approvals to borrowers here worth $25.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Novato
What Novato is
- Census place typecity
- Land area27.37 sq mi
- Water area0.62 sq mi
- Population per square mile of land1,920
- County holding the largest share of its areaMarin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Novato
How many people live in Novato
- Population52,546
- Median age47.5
- Population under 1810,774
- Share under 1820.5 percent
- Population 65 and over12,612
- Share 65 and over24.0 percent
- Households20,056
- Family households13,722
- Share of households that are families68.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Novato
Income and work in Novato
- Median household income$115,736
- Per capita income$65,423
- Civilian labor force26,545
- Employed24,978
- Unemployed1,567 plus or minus 357
- Unemployment rate5.9 percent plus or minus 1.3
- Adults 25 and over38,063
- Adults 25 and over with a high school diploma or higher89.0 percent
- Adults 25 and over with a bachelor degree or higher48.9 percent
- Adults 25 and over with a graduate degree18.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Novato
Housing in Novato
- Housing units20,982
- Occupied units20,056
- Vacant units926 plus or minus 293
- Vacancy rate4.4 percent plus or minus 1.4
- Owner occupied13,258
- Renter occupied6,798
- Ownership rate66.1 percent
- Median owner-occupied home value$1,032,500
- Median gross rent, monthly$2,506
- Annual rent as a share of median income26.0 percent
- Single family units14,718
- Share single family70.1 percent
- Units in buildings of two or more5,620
- Share in buildings of two or more26.8 percent
- Mobile homes644 plus or minus 209
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Novato
How Novato gets to work
- Workers 16 and over who commute19,534
- Commuting under 15 minutes4,723
- Share commuting under 15 minutes24.2 percent
- Commuting 30 minutes or more8,727
- Share commuting 30 minutes or more44.7 percent
- Drove alone64.0 percent
- Carpooled8.1 percent plus or minus 1.9
- Public transport3.8 percent plus or minus 1.3
- Walked2.2 percent plus or minus 1.0
- Worked from home19.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Novato
SBA loans in Novato (7(a))
- Approvals60
- Gross approval$25,707,900
- Average approval$428,465
- Median approval$165,000
- Ninetieth percentile approval$955,760
- Largest approval$3,700,000
- Jobs supported831
- Jobs per approval13.8
- Loans with a final outcome8
- Paid in full8
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more6.7 percent
- Share to franchises6.7 percent
- Distinct lenders31
- Distinct industries by NAICS40
Counted by borrower city: approvals to borrowers whose address is in Novato, in any county, FY2020 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Novato
SBA loans in Novato (504)
- Approvals48
- Gross approval$39,465,000
- Average approval$822,188
- Median approval$581,500
- Largest approval$4,602,000
- Jobs supported521
- Loans with a final outcome14
- Charged off0
- Median term240 months
- Distinct CDCs6
Counted by borrower city: approvals to borrowers whose address is in Novato, in any county, FY2010 to FY2026. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Novato
Flood risk in Novato
- NFIP communityCity of Novato
- NFIP community number060178
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date03/16/16
The City of Novato participates in the National Flood Insurance Program as community 060178 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Marin County, not Novato
Marin County context, not Novato figures
- Establishments in Marin County10,049
- Covered employment, Marin County110,934
- Average annual pay, Marin County$93,552
- Housing units permitted, Marin County158
Every figure in this section is published for Marin County as a whole and is not a measurement of Novato.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Novato questions, answered from the record.
How many people live in Novato, California?
52,546, in 20,056 households. Novato city covers 27.37 square miles of land, which is 1,920 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Novato in?
Marin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Novato?
$115,736. The median owner-occupied home is valued at $1,032,500. Median gross rent is $2,506 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Novato businesses?
60 7(a) approvals totaling $25.7 m since FY2020, across 31 lenders, median approval $165,000, plus 48 504 approvals worth $39.5 m since FY2010. These count approvals to borrowers whose address is in Novato, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Novato borrowers get paid back?
No rate is published for Novato. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Novato in the National Flood Insurance Program?
Yes. Novato appears in the FEMA Community Status Book as Novato, city of, community 060178, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Novato figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Marin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Novato.
Is zoning published for Novato?
No. Nothing on this page presents parcel level zoning.