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HomeCaliforniaMarin CountySan Rafael city

San Rafael city, California: commercial real estate data.

San Rafael city is a Census city of 60,433 people across 16.59 square miles of land, in Marin County. Median household income is $119,435, 53.0 percent of occupied homes are owned, and the SBA record carries 94 7(a) approvals to borrowers here worth $52.1 m.

82 sourced place values · tier FULL · 9 sections

San Rafael

What San Rafael is

  • Census place typecity
  • Land area16.59 sq mi
  • Water area5.96 sq mi
  • Population per square mile of land3,643
  • County holding the largest share of its areaMarin County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

San Rafael

How many people live in San Rafael

  • Population60,433
  • Median age43.2
  • Population under 1811,905
  • Share under 1819.7 percent
  • Population 65 and over12,299
  • Share 65 and over20.4 percent
  • Households22,910
  • Family households13,532
  • Share of households that are families59.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

San Rafael

Income and work in San Rafael

  • Median household income$119,435
  • Per capita income$70,031
  • Civilian labor force32,254
  • Employed30,497
  • Unemployed1,757 plus or minus 366
  • Unemployment rate5.4 percent plus or minus 1.1
  • Adults 25 and over43,093
  • Adults 25 and over with a high school diploma or higher84.8 percent
  • Adults 25 and over with a bachelor degree or higher49.7 percent
  • Adults 25 and over with a graduate degree21.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

San Rafael

Housing in San Rafael

  • Housing units23,909
  • Occupied units22,910
  • Vacant units999 plus or minus 325
  • Vacancy rate4.2 percent plus or minus 1.4
  • Owner occupied12,140
  • Renter occupied10,770
  • Ownership rate53.0 percent
  • Median owner-occupied home value$1,355,600
  • Median gross rent, monthly$2,377
  • Annual rent as a share of median income23.9 percent
  • Single family units13,320
  • Share single family55.7 percent
  • Units in buildings of two or more10,229
  • Share in buildings of two or more42.8 percent
  • Mobile homes335 plus or minus 120
  • Median year structure built1968

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

San Rafael

How San Rafael gets to work

  • Workers 16 and over who commute22,022
  • Commuting under 15 minutes6,291
  • Share commuting under 15 minutes28.6 percent
  • Commuting 30 minutes or more7,770
  • Share commuting 30 minutes or more35.3 percent
  • Drove alone48.3 percent
  • Carpooled12.8 percent
  • Public transport5.6 percent plus or minus 1.4
  • Walked4.5 percent plus or minus 1.3
  • Worked from home26.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

San Rafael

SBA 7(a) lending to San Rafael borrowers

  • Approvals94
  • Gross approval$52,057,700
  • Average approval$553,805
  • Median approval$300,000
  • Ninetieth percentile approval$1,526,500
  • Largest approval$3,204,500
  • Jobs supported706
  • Jobs per approval7.5
  • Loans with a final outcome18
  • Paid in full17
  • Charged off1
  • Charge-off rate over resolved loans5.6 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more11.7 percent
  • Share to franchises6.4 percent
  • Distinct lenders37
  • Distinct industries by NAICS58

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

San Rafael

SBA 504 lending to San Rafael borrowers

  • Approvals87
  • Gross approval$66,746,000
  • Average approval$767,195
  • Median approval$619,000
  • Largest approval$3,517,000
  • Jobs supported600
  • Loans with a final outcome25
  • Charged off0
  • Charge-off rate over resolved loans0.0 percent
  • Median term240 months
  • Distinct CDCs5

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

San Rafael

Flood programme status in San Rafael

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number065058
  • Currently effective map date03/16/16

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Marin County, not San Rafael

Marin County context, not San Rafael figures

These are Marin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as San Rafael measurements.

  • Establishments in Marin County10,049
  • Employment at those establishments, Marin County106,249
  • Covered employment, Marin County110,934
  • Average annual pay, Marin County$93,552
  • Average weekly wage, Marin County$1,799
  • Housing units permitted, Marin County158
  • Of those, single family, Marin County151
  • County product, 2024, Marin County$36,853,590,000
  • County product change over the prior year, Marin County3.9 percent
  • Average income of an arriving household, Marin County$309,655

Every figure in this section is published for Marin County as a whole and is not a measurement of San Rafael. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

San Rafael questions, answered from the record.

How many people live in San Rafael, California?

60,433, in 22,910 households. San Rafael city covers 16.59 square miles of land, which is 3,643 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is San Rafael in?

Marin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in San Rafael?

$119,435. The median owner-occupied home is valued at $1,355,600. Median gross rent is $2,377 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to San Rafael businesses?

94 7(a) approvals totalling $52.1 m, across 37 lenders, median approval $300,000, plus 87 504 approvals worth $66.7 m. These count approvals to borrowers whose address is in San Rafael, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to San Rafael borrowers get paid back?

Of the 18 loans that have reached a final outcome, 17 were paid in full and 1 charged off, a charge off rate of 5.6 percent. Loans still running are excluded because they have not yet succeeded or failed.

Is San Rafael in the National Flood Insurance Program?

Yes. San Rafael appears in the FEMA Community Status Book as community 065058, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page San Rafael figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Marin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of San Rafael.

Is zoning published for San Rafael?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.