HomeCaliforniaMarin CountySan Rafael
San Rafael, California: commercial real estate data.
San Rafael is a Census city of 60,433 people across 16.59 square miles of land, in Marin County. Median household income is $119,435, 53.0 percent of occupied homes are owned, and the SBA record carries 94 7(a) approvals to borrowers here worth $52.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
San Rafael
What San Rafael is
- Census place typecity
- Land area16.59 sq mi
- Water area5.96 sq mi
- Population per square mile of land3,643
- County holding the largest share of its areaMarin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Rafael
How many people live in San Rafael
- Population60,433
- Median age43.2
- Population under 1811,905
- Share under 1819.7 percent
- Population 65 and over12,299
- Share 65 and over20.4 percent
- Households22,910
- Family households13,532
- Share of households that are families59.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Rafael
Income and work in San Rafael
- Median household income$119,435
- Per capita income$70,031
- Civilian labor force32,254
- Employed30,497
- Unemployed1,757 plus or minus 366
- Unemployment rate5.4 percent plus or minus 1.1
- Adults 25 and over43,093
- Adults 25 and over with a high school diploma or higher84.8 percent
- Adults 25 and over with a bachelor degree or higher49.7 percent
- Adults 25 and over with a graduate degree21.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Rafael
Housing in San Rafael
- Housing units23,909
- Occupied units22,910
- Vacant units999 plus or minus 325
- Vacancy rate4.2 percent plus or minus 1.4
- Owner occupied12,140
- Renter occupied10,770
- Ownership rate53.0 percent
- Median owner-occupied home value$1,355,600
- Median gross rent, monthly$2,377
- Annual rent as a share of median income23.9 percent
- Single family units13,320
- Share single family55.7 percent
- Units in buildings of two or more10,229
- Share in buildings of two or more42.8 percent
- Mobile homes335 plus or minus 120
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Rafael
How San Rafael gets to work
- Workers 16 and over who commute22,022
- Commuting under 15 minutes6,291
- Share commuting under 15 minutes28.6 percent
- Commuting 30 minutes or more7,770
- Share commuting 30 minutes or more35.3 percent
- Drove alone48.3 percent
- Carpooled12.8 percent
- Public transport5.6 percent plus or minus 1.4
- Walked4.5 percent plus or minus 1.3
- Worked from home26.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Rafael
SBA loans in San Rafael (7(a))
- Approvals94
- Gross approval$52,057,700
- Average approval$553,805
- Median approval$293,500
- Ninetieth percentile approval$1,496,050
- Largest approval$3,204,500
- Jobs supported706
- Jobs per approval7.5
- Loans with a final outcome18
- Paid in full17
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more11.7 percent
- Share to franchises6.4 percent
- Distinct lenders37
- Distinct industries by NAICS58
Counted by borrower city: approvals to borrowers whose address is in San Rafael, in any county, FY2020 to FY2026. Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
San Rafael
SBA loans in San Rafael (504)
- Approvals87
- Gross approval$66,746,000
- Average approval$767,195
- Median approval$619,000
- Largest approval$3,517,000
- Jobs supported600
- Loans with a final outcome25
- Charged off0
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in San Rafael, in any county, FY2010 to FY2026. Only 25 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
San Rafael
Flood risk in San Rafael
- NFIP communityCity of San Rafael
- NFIP community number065058
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/16/16
The City of San Rafael participates in the National Flood Insurance Program as community 065058 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Marin County, not San Rafael
Marin County context, not San Rafael figures
- Establishments in Marin County10,049
- Covered employment, Marin County110,934
- Average annual pay, Marin County$93,552
- Housing units permitted, Marin County158
Every figure in this section is published for Marin County as a whole and is not a measurement of San Rafael.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
San Rafael questions, answered from the record.
How many people live in San Rafael, California?
60,433, in 22,910 households. San Rafael city covers 16.59 square miles of land, which is 3,643 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is San Rafael in?
Marin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in San Rafael?
$119,435. The median owner-occupied home is valued at $1,355,600. Median gross rent is $2,377 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to San Rafael businesses?
94 7(a) approvals totaling $52.1 m since FY2020, across 37 lenders, median approval $293,500, plus 87 504 approvals worth $66.7 m since FY2010. These count approvals to borrowers whose address is in San Rafael, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to San Rafael borrowers get paid back?
No rate is published for San Rafael. Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is San Rafael in the National Flood Insurance Program?
Yes. San Rafael appears in the FEMA Community Status Book as San Rafael, city of, community 065058, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page San Rafael figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Marin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of San Rafael.
Is zoning published for San Rafael?
No. Nothing on this page presents parcel level zoning.