HomeCaliforniaMerced CountyGustine
Gustine, California: commercial real estate data.
Gustine is a Census city of 6,133 people across 1.88 square miles of land, in Merced County. Median household income is $59,532, 56.6 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $3.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Gustine
What Gustine is
- Census place typecity
- Land area1.88 sq mi
- Water area0 sq mi
- Population per square mile of land3,262
- County holding the largest share of its areaMerced County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gustine
How many people live in Gustine
- Population6,133
- Median age44.1
- Population under 181,209 plus or minus 464
- Share under 1819.7 percent plus or minus 7.6
- Population 65 and over1,064 plus or minus 273
- Share 65 and over17.3 percent plus or minus 4.4
- Households2,503
- Family households1,670
- Share of households that are families66.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gustine
Income and work in Gustine
- Median household income$59,532 plus or minus $13,591
- Per capita income$29,985
- Civilian labor force2,983
- Employed2,646
- Unemployed337 plus or minus 235
- Unemployment rate11.3 percent plus or minus 7.7
- Adults 25 and over4,260
- Adults 25 and over with a high school diploma or higher75.9 percent
- Adults 25 and over with a bachelor degree or higher7.9 percent plus or minus 4.2
- Adults 25 and over with a graduate degree0.8 percent plus or minus 1.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gustine
Housing in Gustine
- Housing units2,675
- Occupied units2,503
- Vacant units172 plus or minus 161
- Vacancy rate6.4 percent plus or minus 5.9
- Owner occupied1,416 plus or minus 380
- Renter occupied1,087 plus or minus 403
- Ownership rate56.6 percent plus or minus 12.4
- Median owner-occupied home value$441,700
- Median gross rent, monthly$1,395
- Annual rent as a share of median income28.1 percent plus or minus 7.5
- Single family units2,293
- Share single family85.7 percent
- Units in buildings of two or more305 plus or minus 242
- Share in buildings of two or more11.4 percent plus or minus 8.9
- Mobile homes77 plus or minus 59
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gustine
How Gustine gets to work
- Workers 16 and over who commute2,284 plus or minus 503
- Commuting under 15 minutes839 plus or minus 332
- Share commuting under 15 minutes36.7 percent plus or minus 12.1
- Commuting 30 minutes or more1,013 plus or minus 398
- Share commuting 30 minutes or more44.4 percent plus or minus 14.4
- Drove alone80.6 percent
- Carpooled10.8 percent plus or minus 6.6
- Public transport0.0 percent
- Walked5.7 percent plus or minus 4.3
- Worked from home1.9 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gustine
SBA loans in Gustine (7(a))
- Approvals7
- Gross approval$3,667,800
- Average approval$523,971
- Median approval$100,000
- Largest approval$2,032,000
- Jobs supported70
- Jobs per approval10.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more28.6 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Gustine, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gustine
SBA loans in Gustine (504)
- Approvals3
- Gross approval$2,583,000
- Average approval$861,000
- Median approval$746,000
- Largest approval$1,727,000
- Jobs supported6
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Gustine, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gustine
Flood risk in Gustine
- NFIP communityCity of Gustine
- NFIP community number060447
- Participating in the NFIPNo
- Community Rating System classNone
- Currently effective map date12/02/08
The City of Gustine does not participate in the National Flood Insurance Program as community 060447 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Merced County, not Gustine
Merced County context, not Gustine figures
- Establishments in Merced County3,592
- Covered employment, Merced County84,952
- Average annual pay, Merced County$54,952
- Housing units permitted, Merced County520
Every figure in this section is published for Merced County as a whole and is not a measurement of Gustine.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Gustine questions, answered from the record.
How many people live in Gustine, California?
6,133, in 2,503 households. Gustine city covers 1.88 square miles of land, which is 3,262 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gustine in?
Merced County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gustine?
$59,532. The median owner-occupied home is valued at $441,700. Median gross rent is $1,395 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gustine businesses?
7 7(a) approvals totaling $3.7 m since FY2020, across 6 lenders, median approval $100,000, plus 3 504 approvals worth $2.6 m since FY2010. These count approvals to borrowers whose address is in Gustine, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gustine borrowers get paid back?
No rate is published for Gustine. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Gustine in the National Flood Insurance Program?
No, it is listed but not participating. Gustine appears in the FEMA Community Status Book as Gustine, city of, community 060447, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Gustine figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Merced County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gustine.
Is zoning published for Gustine?
No. Nothing on this page presents parcel level zoning.
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