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HomeCaliforniaMerced CountyGustine city

Gustine city, California: commercial real estate data.

Gustine city is a Census city of 6,133 people across 1.88 square miles of land, in Merced County. Median household income is $59,532, 56.6 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $3.7 m.

80 sourced place values · tier FULL · 9 sections

Gustine

What Gustine is

  • Census place typecity
  • Land area1.88 sq mi
  • Water area0 sq mi
  • Population per square mile of land3,262
  • County holding the largest share of its areaMerced County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gustine

How many people live in Gustine

  • Population6,133
  • Median age44.1
  • Population under 181,209 plus or minus 464
  • Share under 1819.7 percent plus or minus 7.6
  • Population 65 and over1,064 plus or minus 273
  • Share 65 and over17.3 percent plus or minus 4.4
  • Households2,503
  • Family households1,670
  • Share of households that are families66.7 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gustine

Income and work in Gustine

  • Median household income$59,532 plus or minus $13,591
  • Per capita income$29,985
  • Civilian labor force2,983
  • Employed2,646
  • Unemployed337 plus or minus 235
  • Unemployment rate11.3 percent plus or minus 7.7
  • Adults 25 and over4,260
  • Adults 25 and over with a high school diploma or higher75.9 percent
  • Adults 25 and over with a bachelor degree or higher7.9 percent plus or minus 4.2
  • Adults 25 and over with a graduate degree0.8 percent plus or minus 1.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gustine

Housing in Gustine

  • Housing units2,675
  • Occupied units2,503
  • Vacant units172 plus or minus 161
  • Vacancy rate6.4 percent plus or minus 5.9
  • Owner occupied1,416 plus or minus 380
  • Renter occupied1,087 plus or minus 403
  • Ownership rate56.6 percent plus or minus 12.4
  • Median owner-occupied home value$441,700
  • Median gross rent, monthly$1,395
  • Annual rent as a share of median income28.1 percent plus or minus 7.5
  • Single family units2,293
  • Share single family85.7 percent
  • Units in buildings of two or more305 plus or minus 242
  • Share in buildings of two or more11.4 percent plus or minus 8.9
  • Mobile homes77 plus or minus 59
  • Median year structure built1988

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gustine

How Gustine gets to work

  • Workers 16 and over who commute2,284 plus or minus 503
  • Commuting under 15 minutes839 plus or minus 332
  • Share commuting under 15 minutes36.7 percent plus or minus 12.1
  • Commuting 30 minutes or more1,013 plus or minus 398
  • Share commuting 30 minutes or more44.4 percent plus or minus 14.4
  • Drove alone80.6 percent
  • Carpooled10.8 percent plus or minus 6.6
  • Public transport0.0 percent
  • Walked5.7 percent plus or minus 4.3
  • Worked from home1.9 percent plus or minus 2.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gustine

SBA 7(a) lending to Gustine borrowers

  • Approvals7
  • Gross approval$3,667,800
  • Average approval$523,971
  • Median approval$100,000
  • Ninetieth percentile approval$2,032,000
  • Largest approval$2,032,000
  • Jobs supported70
  • Jobs per approval10.0
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more28.6 percent
  • Share to franchises0.0 percent
  • Distinct lenders6
  • Distinct industries by NAICS6

A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Gustine

SBA 504 lending to Gustine borrowers

  • Approvals3
  • Gross approval$2,583,000
  • Average approval$861,000
  • Median approval$746,000
  • Largest approval$1,727,000
  • Jobs supported6
  • Loans with a final outcome1
  • Charged off0
  • Median term240 months
  • Distinct CDCs3

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Gustine

Flood programme status in Gustine

  • Listed NFIP communities1
  • Of those, participating0
  • NFIP community number060447
  • Currently effective map date12/02/08

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Merced County, not Gustine

Merced County context, not Gustine figures

These are Merced County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Gustine measurements.

  • Establishments in Merced County3,592
  • Employment at those establishments, Merced County49,545
  • Covered employment, Merced County84,952
  • Average annual pay, Merced County$54,952
  • Average weekly wage, Merced County$1,057
  • Housing units permitted, Merced County520
  • Of those, single family, Merced County517
  • County product, 2024, Merced County$13,282,268,000
  • County product change over the prior year, Merced County9.2 percent
  • Average income of an arriving household, Merced County$53,930

Every figure in this section is published for Merced County as a whole and is not a measurement of Gustine. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Gustine questions, answered from the record.

How many people live in Gustine, California?

6,133, in 2,503 households. Gustine city covers 1.88 square miles of land, which is 3,262 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Gustine in?

Merced County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Gustine?

$59,532. The median owner-occupied home is valued at $441,700. Median gross rent is $1,395 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Gustine businesses?

7 7(a) approvals totalling $3.7 m, across 6 lenders, median approval $100,000, plus 3 504 approvals worth $2.6 m. These count approvals to borrowers whose address is in Gustine, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Gustine borrowers get paid back?

No rate is published for Gustine. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Gustine in the National Flood Insurance Program?

It is listed but not shown as participating. Gustine appears in the FEMA Community Status Book as community 060447, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Gustine figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Merced County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gustine.

Is zoning published for Gustine?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.