HomeCaliforniaMerced CountyLivingston city
Livingston city, California: commercial real estate data.
Livingston city is a Census city of 14,606 people across 3.67 square miles of land, in Merced County. Median household income is $74,494, 62.6 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $13.8 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Livingston
What Livingston is
- Census place typecity
- Land area3.67 sq mi
- Water area0 sq mi
- Population per square mile of land3,974
- County holding the largest share of its areaMerced County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Livingston
How many people live in Livingston
- Population14,606
- Median age33.0
- Population under 184,048
- Share under 1827.7 percent
- Population 65 and over1,537
- Share 65 and over10.5 percent
- Households3,520
- Family households2,917
- Share of households that are families82.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Livingston
Income and work in Livingston
- Median household income$74,494
- Per capita income$23,226
- Civilian labor force6,801
- Employed6,009
- Unemployed792 plus or minus 240
- Unemployment rate11.6 percent plus or minus 3.4
- Adults 25 and over8,726
- Adults 25 and over with a high school diploma or higher55.2 percent
- Adults 25 and over with a bachelor degree or higher10.9 percent plus or minus 3.0
- Adults 25 and over with a graduate degree2.3 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Livingston
Housing in Livingston
- Housing units3,633
- Occupied units3,520
- Vacant units113 plus or minus 95
- Vacancy rate3.1 percent plus or minus 2.6
- Owner occupied2,203
- Renter occupied1,317
- Ownership rate62.6 percent
- Median owner-occupied home value$372,700
- Median gross rent, monthly$1,315
- Annual rent as a share of median income21.2 percent
- Single family units3,093
- Share single family85.1 percent
- Units in buildings of two or more479 plus or minus 200
- Share in buildings of two or more13.2 percent plus or minus 5.4
- Mobile homes57 plus or minus 38
- Median year structure built1994
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Livingston
How Livingston gets to work
- Workers 16 and over who commute5,380
- Commuting under 15 minutes1,940 plus or minus 388
- Share commuting under 15 minutes36.1 percent
- Commuting 30 minutes or more1,745
- Share commuting 30 minutes or more32.4 percent
- Drove alone85.5 percent
- Carpooled8.8 percent plus or minus 3.5
- Public transport0.1 percent plus or minus 0.1
- Walked0.0 percent
- Worked from home4.5 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Livingston
SBA loans in Livingston (7(a))
- Approvals10
- Gross approval$13,833,000
- Average approval$1,383,300
- Median approval$1,352,000
- Ninetieth percentile approval$5,000,000
- Largest approval$5,000,000
- Jobs supported48
- Jobs per approval4.8
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more60.0 percent
- Share to franchises20.0 percent
- Distinct lenders8
- Distinct industries by NAICS5
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Livingston
SBA loans in Livingston (504)
- Approvals7
- Gross approval$12,086,000
- Average approval$1,726,571
- Median approval$735,000
- Largest approval$5,000,000
- Jobs supported90
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Livingston
Flood risk in Livingston
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060450
- Currently effective map date12/02/08(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Merced County, not Livingston
Merced County context, not Livingston figures
These are Merced County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Livingston measurements.
- Establishments in Merced County3,592
- Employment at those establishments, Merced County49,545
- Covered employment, Merced County84,952
- Average annual pay, Merced County$54,952
- Average weekly wage, Merced County$1,057
- Housing units permitted, Merced County520
- Of those, single family, Merced County517
- County product, 2024, Merced County$13,282,268,000
- County product change over the prior year, Merced County9.2 percent
- Average income of an arriving household, Merced County$53,930
Every figure in this section is published for Merced County as a whole and is not a measurement of Livingston. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Livingston questions, answered from the record.
How many people live in Livingston, California?
14,606, in 3,520 households. Livingston city covers 3.67 square miles of land, which is 3,974 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Livingston in?
Merced County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Livingston?
$74,494. The median owner-occupied home is valued at $372,700. Median gross rent is $1,315 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Livingston businesses?
10 7(a) approvals totalling $13.8 m, across 8 lenders, median approval $1,352,000, plus 7 504 approvals worth $12.1 m. These count approvals to borrowers whose address is in Livingston, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Livingston borrowers get paid back?
No rate is published for Livingston. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Livingston in the National Flood Insurance Program?
Yes. Livingston appears in the FEMA Community Status Book as community 060450, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Livingston figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Merced County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Livingston.
Is zoning published for Livingston?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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