HomeCaliforniaMerced CountyLos Banos
Los Banos, California: commercial real estate data.
Los Banos is a Census city of 47,593 people across 10.00 square miles of land, in Merced County. Median household income is $68,171, 59.8 percent of occupied homes are owned, and the SBA record carries 28 7(a) approvals to borrowers here worth $27.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Los Banos
What Los Banos is
- Census place typecity
- Land area10 sq mi
- Water area0.12 sq mi
- Population per square mile of land4,761
- County holding the largest share of its areaMerced County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Los Banos
How many people live in Los Banos
- Population47,593
- Median age30.3
- Population under 1814,770
- Share under 1831.0 percent
- Population 65 and over5,205
- Share 65 and over10.9 percent
- Households13,403
- Family households9,775
- Share of households that are families72.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Los Banos
Income and work in Los Banos
- Median household income$68,171
- Per capita income$25,963
- Civilian labor force20,177
- Employed18,372
- Unemployed1,805 plus or minus 472
- Unemployment rate8.9 percent plus or minus 2.3
- Adults 25 and over27,320
- Adults 25 and over with a high school diploma or higher71.6 percent
- Adults 25 and over with a bachelor degree or higher12.5 percent
- Adults 25 and over with a graduate degree3.9 percent plus or minus 1.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Los Banos
Housing in Los Banos
- Housing units13,906
- Occupied units13,403
- Vacant units503 plus or minus 223
- Vacancy rate3.6 percent plus or minus 1.6
- Owner occupied8,020
- Renter occupied5,383
- Ownership rate59.8 percent
- Median owner-occupied home value$440,900
- Median gross rent, monthly$1,557
- Annual rent as a share of median income27.4 percent
- Single family units11,840
- Share single family85.1 percent
- Units in buildings of two or more1,709 plus or minus 475
- Share in buildings of two or more12.3 percent plus or minus 3.4
- Mobile homes329 plus or minus 139
- Median year structure built1997
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Los Banos
How Los Banos gets to work
- Workers 16 and over who commute16,288
- Commuting under 15 minutes4,811
- Share commuting under 15 minutes29.5 percent
- Commuting 30 minutes or more9,481
- Share commuting 30 minutes or more58.2 percent
- Drove alone76.7 percent
- Carpooled15.0 percent plus or minus 3.5
- Public transport0.4 percent plus or minus 0.4
- Walked1.2 percent plus or minus 0.7
- Worked from home6.1 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Los Banos
SBA loans in Los Banos (7(a))
- Approvals28
- Gross approval$27,614,700
- Average approval$986,239
- Median approval$219,000
- Ninetieth percentile approval$4,272,290
- Largest approval$5,000,000
- Jobs supported295
- Jobs per approval10.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more35.7 percent
- Share to franchises10.7 percent
- Distinct lenders19
- Distinct industries by NAICS18
Counted by borrower city: approvals to borrowers whose address is in Los Banos, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Los Banos
SBA loans in Los Banos (504)
- Approvals5
- Gross approval$7,118,000
- Average approval$1,423,600
- Median approval$858,000
- Largest approval$3,900,000
- Jobs supported128
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Los Banos, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Los Banos
Flood risk in Los Banos
- NFIP communityCity of Los Banos
- NFIP community number060747
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date(NSFHA)
The City of Los Banos participates in the National Flood Insurance Program as community 060747 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Merced County, not Los Banos
Merced County context, not Los Banos figures
- Establishments in Merced County3,592
- Covered employment, Merced County84,952
- Average annual pay, Merced County$54,952
- Housing units permitted, Merced County520
Every figure in this section is published for Merced County as a whole and is not a measurement of Los Banos.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Los Banos questions, answered from the record.
How many people live in Los Banos, California?
47,593, in 13,403 households. Los Banos city covers 10.00 square miles of land, which is 4,761 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Los Banos in?
Merced County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Los Banos?
$68,171. The median owner-occupied home is valued at $440,900. Median gross rent is $1,557 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Los Banos businesses?
28 7(a) approvals totaling $27.6 m since FY2020, across 19 lenders, median approval $219,000, plus 5 504 approvals worth $7.1 m since FY2010. These count approvals to borrowers whose address is in Los Banos, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Los Banos borrowers get paid back?
No rate is published for Los Banos. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Los Banos in the National Flood Insurance Program?
Yes. Los Banos appears in the FEMA Community Status Book as Los Banos, city of, community 060747, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Los Banos figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Merced County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Los Banos.
Is zoning published for Los Banos?
No. Nothing on this page presents parcel level zoning.
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