HomeCaliforniaOrange CountyCypress city
Cypress city, California: commercial real estate data.
Cypress city is a Census city of 49,498 people across 6.61 square miles of land, in Orange County. Median household income is $130,215, 68.1 percent of occupied homes are owned, and the SBA record carries 64 7(a) approvals to borrowers here worth $39.6 m.
82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Cypress
What Cypress is
- Census place typecity
- Land area6.61 sq mi
- Water area0.01 sq mi
- Population per square mile of land7,484
- County holding the largest share of its areaOrange County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cypress
How many people live in Cypress
- Population49,498
- Median age41.4
- Population under 1810,954
- Share under 1822.1 percent
- Population 65 and over8,298
- Share 65 and over16.8 percent
- Households16,272
- Family households12,637
- Share of households that are families77.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cypress
Income and work in Cypress
- Median household income$130,215
- Per capita income$51,859
- Civilian labor force25,557
- Employed24,172
- Unemployed1,385 plus or minus 335
- Unemployment rate5.4 percent plus or minus 1.3
- Adults 25 and over34,575
- Adults 25 and over with a high school diploma or higher92.1 percent
- Adults 25 and over with a bachelor degree or higher50.7 percent
- Adults 25 and over with a graduate degree19.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cypress
Housing in Cypress
- Housing units16,920
- Occupied units16,272
- Vacant units648 plus or minus 188
- Vacancy rate3.8 percent plus or minus 1.1
- Owner occupied11,089
- Renter occupied5,183
- Ownership rate68.1 percent
- Median owner-occupied home value$913,900
- Median gross rent, monthly$2,483
- Annual rent as a share of median income22.9 percent
- Single family units13,406
- Share single family79.2 percent
- Units in buildings of two or more3,165
- Share in buildings of two or more18.7 percent
- Mobile homes340 plus or minus 169
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cypress
How Cypress gets to work
- Workers 16 and over who commute18,970
- Commuting under 15 minutes4,023
- Share commuting under 15 minutes21.2 percent
- Commuting 30 minutes or more9,056
- Share commuting 30 minutes or more47.7 percent
- Drove alone68.8 percent
- Carpooled7.6 percent plus or minus 1.6
- Public transport0.2 percent plus or minus 0.1
- Walked1.0 percent plus or minus 0.4
- Worked from home20.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cypress
SBA loans in Cypress (7(a))
- Approvals64
- Gross approval$39,608,800
- Average approval$618,888
- Median approval$252,000
- Ninetieth percentile approval$1,657,500
- Largest approval$5,000,000
- Jobs supported405
- Jobs per approval6.3
- Loans with a final outcome11
- Paid in full10
- Charged off1
- Charge-off rate over resolved loans9.1 percent
- Median term120 months
- Share on real estate terms of 20 years or more15.6 percent
- Share to franchises18.8 percent
- Distinct lenders32
- Distinct industries by NAICS41
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cypress
SBA loans in Cypress (504)
- Approvals24
- Gross approval$32,522,000
- Average approval$1,355,083
- Median approval$793,000
- Largest approval$5,000,000
- Jobs supported379
- Loans with a final outcome10
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs7
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cypress
Flood risk in Cypress
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060217
- Currently effective map date12/03/09(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Orange County, not Cypress
Orange County context, not Cypress figures
These are Orange County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cypress measurements.
- Establishments in Orange County106,961
- Employment at those establishments, Orange County1,580,778
- Covered employment, Orange County1,661,276
- Average annual pay, Orange County$81,403
- Average weekly wage, Orange County$1,565
- Housing units permitted, Orange County6,972
- Of those, single family, Orange County2,671
- County product, 2024, Orange County$351,752,654,000
- County product change over the prior year, Orange County5.6 percent
- Average income of an arriving household, Orange County$114,759
Every figure in this section is published for Orange County as a whole and is not a measurement of Cypress. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cypress questions, answered from the record.
How many people live in Cypress, California?
49,498, in 16,272 households. Cypress city covers 6.61 square miles of land, which is 7,484 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cypress in?
Orange County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cypress?
$130,215. The median owner-occupied home is valued at $913,900. Median gross rent is $2,483 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cypress businesses?
64 7(a) approvals totalling $39.6 m, across 32 lenders, median approval $252,000, plus 24 504 approvals worth $32.5 m. These count approvals to borrowers whose address is in Cypress, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cypress borrowers get paid back?
Of the 11 loans that have reached a final outcome, 10 were paid in full and 1 charged off, a charge off rate of 9.1 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Cypress in the National Flood Insurance Program?
Yes. Cypress appears in the FEMA Community Status Book as community 060217, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cypress figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Orange County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cypress.
Is zoning published for Cypress?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.