HomeCaliforniaOrange CountyLa Palma city
La Palma city, California: commercial real estate data.
La Palma city is a Census city of 15,272 people across 1.78 square miles of land, in Orange County. Median household income is $117,989, 67.6 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $9.1 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
La Palma
What La Palma is
- Census place typecity
- Land area1.78 sq mi
- Water area0.02 sq mi
- Population per square mile of land8,577
- County holding the largest share of its areaOrange County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
La Palma
How many people live in La Palma
- Population15,272
- Median age45.1
- Population under 183,146
- Share under 1820.6 percent
- Population 65 and over3,087
- Share 65 and over20.2 percent
- Households5,118
- Family households3,919
- Share of households that are families76.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
La Palma
Income and work in La Palma
- Median household income$117,989
- Per capita income$54,733
- Civilian labor force7,820
- Employed7,517
- Unemployed303 plus or minus 114
- Unemployment rate3.9 percent plus or minus 1.4
- Adults 25 and over11,109
- Adults 25 and over with a high school diploma or higher94.2 percent
- Adults 25 and over with a bachelor degree or higher52.9 percent
- Adults 25 and over with a graduate degree18.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
La Palma
Housing in La Palma
- Housing units5,206
- Occupied units5,118
- Vacant units88 plus or minus 96
- Vacancy rate1.7 percent plus or minus 1.8
- Owner occupied3,458
- Renter occupied1,660
- Ownership rate67.6 percent
- Median owner-occupied home value$973,600
- Median gross rent, monthly$2,262
- Annual rent as a share of median income23.0 percent
- Single family units3,818
- Share single family73.3 percent
- Units in buildings of two or more1,338 plus or minus 335
- Share in buildings of two or more25.7 percent plus or minus 6.3
- Mobile homes50 plus or minus 49
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
La Palma
How La Palma gets to work
- Workers 16 and over who commute6,203
- Commuting under 15 minutes989 plus or minus 250
- Share commuting under 15 minutes15.9 percent plus or minus 3.9
- Commuting 30 minutes or more3,233
- Share commuting 30 minutes or more52.1 percent
- Drove alone69.2 percent
- Carpooled11.7 percent plus or minus 3.8
- Public transport0.6 percent plus or minus 0.8
- Walked0.7 percent plus or minus 0.7
- Worked from home15.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
La Palma
SBA loans in La Palma (7(a))
- Approvals17
- Gross approval$9,071,400
- Average approval$533,612
- Median approval$282,000
- Ninetieth percentile approval$625,000
- Largest approval$4,998,000
- Jobs supported208
- Jobs per approval12.2
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises17.6 percent
- Distinct lenders12
- Distinct industries by NAICS13
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
La Palma
SBA loans in La Palma (504)
- Approvals4
- Gross approval$7,869,000
- Average approval$1,967,250
- Median approval$2,468,000
- Largest approval$3,129,000
- Jobs supported46
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
La Palma
Flood risk in La Palma
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060225
- Currently effective map date(NSFHA)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Orange County, not La Palma
Orange County context, not La Palma figures
These are Orange County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as La Palma measurements.
- Establishments in Orange County106,961
- Employment at those establishments, Orange County1,580,778
- Covered employment, Orange County1,661,276
- Average annual pay, Orange County$81,403
- Average weekly wage, Orange County$1,565
- Housing units permitted, Orange County6,972
- Of those, single family, Orange County2,671
- County product, 2024, Orange County$351,752,654,000
- County product change over the prior year, Orange County5.6 percent
- Average income of an arriving household, Orange County$114,759
Every figure in this section is published for Orange County as a whole and is not a measurement of La Palma. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
La Palma questions, answered from the record.
How many people live in La Palma, California?
15,272, in 5,118 households. La Palma city covers 1.78 square miles of land, which is 8,577 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is La Palma in?
Orange County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in La Palma?
$117,989. The median owner-occupied home is valued at $973,600. Median gross rent is $2,262 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to La Palma businesses?
17 7(a) approvals totalling $9.1 m, across 12 lenders, median approval $282,000, plus 4 504 approvals worth $7.9 m. These count approvals to borrowers whose address is in La Palma, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to La Palma borrowers get paid back?
No rate is published for La Palma. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is La Palma in the National Flood Insurance Program?
Yes. La Palma appears in the FEMA Community Status Book as community 060225, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page La Palma figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Orange County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of La Palma.
Is zoning published for La Palma?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.