HomeCaliforniaOrange CountyLaguna Beach
Laguna Beach, California: commercial real estate data.
Laguna Beach is a Census city of 22,710 people across 8.89 square miles of land, in Orange County. Median household income is $143,843, 66.1 percent of occupied homes are owned, and the SBA record carries 57 7(a) approvals to borrowers here worth $29.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Laguna Beach
What Laguna Beach is
- Census place typecity
- Land area8.89 sq mi
- Water area0.97 sq mi
- Population per square mile of land2,553
- County holding the largest share of its areaOrange County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Laguna Beach
How many people live in Laguna Beach
- Population22,710
- Median age53.9
- Population under 183,456
- Share under 1815.2 percent
- Population 65 and over6,831
- Share 65 and over30.1 percent
- Households10,839
- Family households6,082
- Share of households that are families56.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Laguna Beach
Income and work in Laguna Beach
- Median household income$143,843
- Per capita income$113,228
- Civilian labor force12,038
- Employed11,437
- Unemployed601 plus or minus 177
- Unemployment rate5.0 percent plus or minus 1.5
- Adults 25 and over18,331
- Adults 25 and over with a high school diploma or higher97.6 percent
- Adults 25 and over with a bachelor degree or higher69.3 percent
- Adults 25 and over with a graduate degree29.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Laguna Beach
Housing in Laguna Beach
- Housing units13,598
- Occupied units10,839
- Vacant units2,759
- Vacancy rate20.3 percent
- Owner occupied7,165
- Renter occupied3,674
- Ownership rate66.1 percent
- Median owner-occupied home value$2,000,001
- Median gross rent, monthly$2,986
- Annual rent as a share of median income24.9 percent
- Single family units10,065
- Share single family74.0 percent
- Units in buildings of two or more3,308
- Share in buildings of two or more24.3 percent
- Mobile homes212 plus or minus 86
- Median year structure built1964
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Laguna Beach
How Laguna Beach gets to work
- Workers 16 and over who commute7,117
- Commuting under 15 minutes1,555
- Share commuting under 15 minutes21.8 percent
- Commuting 30 minutes or more2,892
- Share commuting 30 minutes or more40.6 percent
- Drove alone54.8 percent
- Carpooled3.5 percent plus or minus 1.5
- Public transport0.5 percent plus or minus 0.4
- Walked2.8 percent plus or minus 1.1
- Worked from home36.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Laguna Beach
SBA loans in Laguna Beach (7(a))
- Approvals57
- Gross approval$29,342,800
- Average approval$514,786
- Median approval$150,000
- Ninetieth percentile approval$1,396,000
- Largest approval$5,000,000
- Jobs supported544
- Jobs per approval9.5
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more12.3 percent
- Share to franchises3.5 percent
- Distinct lenders29
- Distinct industries by NAICS42
Counted by borrower city: approvals to borrowers whose address is in Laguna Beach, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Laguna Beach
SBA loans in Laguna Beach (504)
- Approvals17
- Gross approval$16,751,000
- Average approval$985,353
- Median approval$793,000
- Largest approval$3,660,000
- Jobs supported103
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs7
Counted by borrower city: approvals to borrowers whose address is in Laguna Beach, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Laguna Beach
Flood risk in Laguna Beach
- NFIP communityCity of Laguna Beach
- NFIP community number060223
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/21/19
The City of Laguna Beach participates in the National Flood Insurance Program as community 060223 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Orange County, not Laguna Beach
Orange County context, not Laguna Beach figures
- Establishments in Orange County106,961
- Covered employment, Orange County1,661,276
- Average annual pay, Orange County$81,403
- Housing units permitted, Orange County6,972
Every figure in this section is published for Orange County as a whole and is not a measurement of Laguna Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Laguna Beach questions, answered from the record.
How many people live in Laguna Beach, California?
22,710, in 10,839 households. Laguna Beach city covers 8.89 square miles of land, which is 2,553 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Laguna Beach in?
Orange County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Laguna Beach?
$143,843. The median owner-occupied home is valued at $2,000,001. Median gross rent is $2,986 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Laguna Beach businesses?
57 7(a) approvals totaling $29.3 m since FY2020, across 29 lenders, median approval $150,000, plus 17 504 approvals worth $16.8 m since FY2010. These count approvals to borrowers whose address is in Laguna Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Laguna Beach borrowers get paid back?
No rate is published for Laguna Beach. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Laguna Beach in the National Flood Insurance Program?
Yes. Laguna Beach appears in the FEMA Community Status Book as Laguna Beach, city of, community 060223, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Laguna Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Orange County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Laguna Beach.
Is zoning published for Laguna Beach?
No. Nothing on this page presents parcel level zoning.