HomeCaliforniaOrange CountyLaguna Beach city
Laguna Beach city, California: commercial real estate data.
Laguna Beach city is a Census city of 22,710 people across 8.89 square miles of land, in Orange County. Median household income is $143,843, 66.1 percent of occupied homes are owned, and the SBA record carries 57 7(a) approvals to borrowers here worth $29.3 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Laguna Beach
What Laguna Beach is
- Census place typecity
- Land area8.89 sq mi
- Water area0.97 sq mi
- Population per square mile of land2,553
- County holding the largest share of its areaOrange County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Laguna Beach
How many people live in Laguna Beach
- Population22,710
- Median age53.9
- Population under 183,456
- Share under 1815.2 percent
- Population 65 and over6,831
- Share 65 and over30.1 percent
- Households10,839
- Family households6,082
- Share of households that are families56.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Laguna Beach
Income and work in Laguna Beach
- Median household income$143,843
- Per capita income$113,228
- Civilian labor force12,038
- Employed11,437
- Unemployed601 plus or minus 177
- Unemployment rate5.0 percent plus or minus 1.5
- Adults 25 and over18,331
- Adults 25 and over with a high school diploma or higher97.6 percent
- Adults 25 and over with a bachelor degree or higher69.3 percent
- Adults 25 and over with a graduate degree29.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Laguna Beach
Housing in Laguna Beach
- Housing units13,598
- Occupied units10,839
- Vacant units2,759
- Vacancy rate20.3 percent
- Owner occupied7,165
- Renter occupied3,674
- Ownership rate66.1 percent
- Median owner-occupied home value$2,000,001
- Median gross rent, monthly$2,986
- Annual rent as a share of median income24.9 percent
- Single family units10,065
- Share single family74.0 percent
- Units in buildings of two or more3,308
- Share in buildings of two or more24.3 percent
- Mobile homes212 plus or minus 86
- Median year structure built1964
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Laguna Beach
How Laguna Beach gets to work
- Workers 16 and over who commute7,117
- Commuting under 15 minutes1,555
- Share commuting under 15 minutes21.8 percent
- Commuting 30 minutes or more2,892
- Share commuting 30 minutes or more40.6 percent
- Drove alone54.8 percent
- Carpooled3.5 percent plus or minus 1.5
- Public transport0.5 percent plus or minus 0.4
- Walked2.8 percent plus or minus 1.1
- Worked from home36.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Laguna Beach
SBA loans in Laguna Beach (7(a))
- Approvals57
- Gross approval$29,342,800
- Average approval$514,786
- Median approval$150,000
- Ninetieth percentile approval$1,487,500
- Largest approval$5,000,000
- Jobs supported544
- Jobs per approval9.5
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more12.3 percent
- Share to franchises3.5 percent
- Distinct lenders29
- Distinct industries by NAICS42
A charge-off rate is not published here. only 7 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Laguna Beach
SBA loans in Laguna Beach (504)
- Approvals17
- Gross approval$16,751,000
- Average approval$985,353
- Median approval$793,000
- Largest approval$3,660,000
- Jobs supported103
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs7
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Laguna Beach
Flood risk in Laguna Beach
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060223
- Currently effective map date03/21/19
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Orange County, not Laguna Beach
Orange County context, not Laguna Beach figures
These are Orange County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Laguna Beach measurements.
- Establishments in Orange County106,961
- Employment at those establishments, Orange County1,580,778
- Covered employment, Orange County1,661,276
- Average annual pay, Orange County$81,403
- Average weekly wage, Orange County$1,565
- Housing units permitted, Orange County6,972
- Of those, single family, Orange County2,671
- County product, 2024, Orange County$351,752,654,000
- County product change over the prior year, Orange County5.6 percent
- Average income of an arriving household, Orange County$114,759
Every figure in this section is published for Orange County as a whole and is not a measurement of Laguna Beach. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Laguna Beach questions, answered from the record.
How many people live in Laguna Beach, California?
22,710, in 10,839 households. Laguna Beach city covers 8.89 square miles of land, which is 2,553 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Laguna Beach in?
Orange County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Laguna Beach?
$143,843. The median owner-occupied home is valued at $2,000,001. Median gross rent is $2,986 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Laguna Beach businesses?
57 7(a) approvals totalling $29.3 m, across 29 lenders, median approval $150,000, plus 17 504 approvals worth $16.8 m. These count approvals to borrowers whose address is in Laguna Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Laguna Beach borrowers get paid back?
No rate is published for Laguna Beach. only 7 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Laguna Beach in the National Flood Insurance Program?
Yes. Laguna Beach appears in the FEMA Community Status Book as community 060223, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Laguna Beach figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Orange County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Laguna Beach.
Is zoning published for Laguna Beach?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.