HomeCaliforniaOrange CountyLaguna Niguel
Laguna Niguel, California: commercial real estate data.
Laguna Niguel is a Census city of 64,139 people across 14.74 square miles of land, in Orange County. Median household income is $140,452, 67.4 percent of occupied homes are owned, and the SBA record carries 90 7(a) approvals to borrowers here worth $39.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Laguna Niguel
What Laguna Niguel is
- Census place typecity
- Land area14.74 sq mi
- Water area0.05 sq mi
- Population per square mile of land4,353
- County holding the largest share of its areaOrange County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Laguna Niguel
How many people live in Laguna Niguel
- Population64,139
- Median age47.6
- Population under 1811,472
- Share under 1817.9 percent
- Population 65 and over14,372
- Share 65 and over22.4 percent
- Households25,670
- Family households18,146
- Share of households that are families70.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Laguna Niguel
Income and work in Laguna Niguel
- Median household income$140,452
- Per capita income$77,395
- Civilian labor force35,294
- Employed32,803
- Unemployed2,491 plus or minus 618
- Unemployment rate7.1 percent plus or minus 1.7
- Adults 25 and over48,207
- Adults 25 and over with a high school diploma or higher96.7 percent
- Adults 25 and over with a bachelor degree or higher59.8 percent
- Adults 25 and over with a graduate degree25.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Laguna Niguel
Housing in Laguna Niguel
- Housing units27,643
- Occupied units25,670
- Vacant units1,973
- Vacancy rate7.1 percent
- Owner occupied17,293
- Renter occupied8,377
- Ownership rate67.4 percent
- Median owner-occupied home value$1,190,900
- Median gross rent, monthly$2,903
- Annual rent as a share of median income24.8 percent
- Single family units20,658
- Share single family74.7 percent
- Units in buildings of two or more6,970
- Share in buildings of two or more25.2 percent
- Mobile homes15 plus or minus 24
- Median year structure built1986
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Laguna Niguel
How Laguna Niguel gets to work
- Workers 16 and over who commute23,848
- Commuting under 15 minutes4,053
- Share commuting under 15 minutes17.0 percent
- Commuting 30 minutes or more8,948
- Share commuting 30 minutes or more37.5 percent
- Drove alone62.8 percent
- Carpooled6.7 percent plus or minus 1.5
- Public transport0.4 percent plus or minus 0.3
- Walked1.5 percent plus or minus 1.1
- Worked from home26.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Laguna Niguel
SBA loans in Laguna Niguel (7(a))
- Approvals90
- Gross approval$39,905,800
- Average approval$443,398
- Median approval$250,000
- Ninetieth percentile approval$829,140
- Largest approval$5,000,000
- Jobs supported912
- Jobs per approval10.1
- Loans with a final outcome14
- Paid in full12
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more3.3 percent
- Share to franchises16.7 percent
- Distinct lenders34
- Distinct industries by NAICS62
Counted by borrower city: approvals to borrowers whose address is in Laguna Niguel, in any county, FY2020 to FY2026. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Laguna Niguel
SBA loans in Laguna Niguel (504)
- Approvals8
- Gross approval$8,902,000
- Average approval$1,112,750
- Median approval$957,000
- Largest approval$2,712,000
- Jobs supported37
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs7
Counted by borrower city: approvals to borrowers whose address is in Laguna Niguel, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Laguna Niguel
Flood risk in Laguna Niguel
- NFIP communityCity of Laguna Niguel
- NFIP community number060764
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/21/19
The City of Laguna Niguel participates in the National Flood Insurance Program as community 060764 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Orange County, not Laguna Niguel
Orange County context, not Laguna Niguel figures
- Establishments in Orange County106,961
- Covered employment, Orange County1,661,276
- Average annual pay, Orange County$81,403
- Housing units permitted, Orange County6,972
Every figure in this section is published for Orange County as a whole and is not a measurement of Laguna Niguel.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Laguna Niguel questions, answered from the record.
How many people live in Laguna Niguel, California?
64,139, in 25,670 households. Laguna Niguel city covers 14.74 square miles of land, which is 4,353 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Laguna Niguel in?
Orange County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Laguna Niguel?
$140,452. The median owner-occupied home is valued at $1,190,900. Median gross rent is $2,903 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Laguna Niguel businesses?
90 7(a) approvals totaling $39.9 m since FY2020, across 34 lenders, median approval $250,000, plus 8 504 approvals worth $8.9 m since FY2010. These count approvals to borrowers whose address is in Laguna Niguel, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Laguna Niguel borrowers get paid back?
No rate is published for Laguna Niguel. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Laguna Niguel in the National Flood Insurance Program?
Yes. Laguna Niguel appears in the FEMA Community Status Book as Laguna Niguel, city of, community 060764, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Laguna Niguel figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Orange County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Laguna Niguel.
Is zoning published for Laguna Niguel?
No. Nothing on this page presents parcel level zoning.