HomeCaliforniaPlacer CountyGranite Bay CDP
Granite Bay CDP, California: commercial real estate data.
Granite Bay CDP is a Census CDP of 21,673 people across 21.55 square miles of land, in Placer County. Median household income is $184,606, 90.0 percent of occupied homes are owned, and the SBA record carries 31 7(a) approvals to borrowers here worth $19.0 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Granite Bay
What Granite Bay is
- Census place typeCDP
- Land area21.55 sq mi
- Water area0.04 sq mi
- Population per square mile of land1,006
- County holding the largest share of its areaPlacer County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Granite Bay
How many people live in Granite Bay
- Population21,673
- Median age47.2
- Population under 184,911
- Share under 1822.7 percent
- Population 65 and over4,871
- Share 65 and over22.5 percent
- Households7,557
- Family households6,265
- Share of households that are families82.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Granite Bay
Income and work in Granite Bay
- Median household income$184,606
- Per capita income$84,773
- Civilian labor force10,069
- Employed9,618
- Unemployed451 plus or minus 200
- Unemployment rate4.5 percent plus or minus 2.0
- Adults 25 and over15,431
- Adults 25 and over with a high school diploma or higher97.9 percent
- Adults 25 and over with a bachelor degree or higher63.7 percent
- Adults 25 and over with a graduate degree29.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Granite Bay
Housing in Granite Bay
- Housing units8,003
- Occupied units7,557
- Vacant units446 plus or minus 189
- Vacancy rate5.6 percent plus or minus 2.3
- Owner occupied6,805
- Renter occupied752 plus or minus 179
- Ownership rate90.0 percent
- Median owner-occupied home value$1,135,900
- Median gross rent, monthly$2,740
- Annual rent as a share of median income17.8 percent
- Single family units7,611
- Share single family95.1 percent
- Units in buildings of two or more89 plus or minus 59
- Share in buildings of two or more1.1 percent plus or minus 0.7
- Mobile homes303 plus or minus 165
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Granite Bay
How Granite Bay gets to work
- Workers 16 and over who commute6,934
- Commuting under 15 minutes1,990 plus or minus 445
- Share commuting under 15 minutes28.7 percent
- Commuting 30 minutes or more2,337
- Share commuting 30 minutes or more33.7 percent
- Drove alone63.4 percent
- Carpooled7.0 percent plus or minus 2.0
- Public transport0.6 percent plus or minus 0.6
- Walked1.4 percent plus or minus 1.2
- Worked from home26.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Granite Bay
SBA loans in Granite Bay (7(a))
- Approvals31
- Gross approval$18,983,200
- Average approval$612,361
- Median approval$330,000
- Ninetieth percentile approval$1,700,000
- Largest approval$2,555,000
- Jobs supported236
- Jobs per approval7.6
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more19.4 percent
- Share to franchises25.8 percent
- Distinct lenders19
- Distinct industries by NAICS23
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Granite Bay
SBA loans in Granite Bay (504)
- Approvals9
- Gross approval$7,974,000
- Average approval$886,000
- Median approval$889,000
- Largest approval$1,405,000
- Jobs supported123
- Loans with a final outcome4
- Charged off0
- Median term300 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Placer County, not Granite Bay
Placer County context, not Granite Bay figures
These are Placer County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Granite Bay measurements.
- Establishments in Placer County12,180
- Employment at those establishments, Placer County167,628
- Covered employment, Placer County186,942
- Average annual pay, Placer County$72,804
- Average weekly wage, Placer County$1,400
- Housing units permitted, Placer County3,713
- Of those, single family, Placer County2,828
- County product, 2024, Placer County$34,304,249,000
- County product change over the prior year, Placer County5.2 percent
- Average income of an arriving household, Placer County$116,341
Every figure in this section is published for Placer County as a whole and is not a measurement of Granite Bay. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Granite Bay questions, answered from the record.
How many people live in Granite Bay, California?
21,673, in 7,557 households. Granite Bay CDP covers 21.55 square miles of land, which is 1,006 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Granite Bay in?
Placer County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Granite Bay?
$184,606. The median owner-occupied home is valued at $1,135,900. Median gross rent is $2,740 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Granite Bay businesses?
31 7(a) approvals totalling $19.0 m, across 19 lenders, median approval $330,000, plus 9 504 approvals worth $8.0 m. These count approvals to borrowers whose address is in Granite Bay, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Granite Bay borrowers get paid back?
No rate is published for Granite Bay. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Granite Bay figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Placer County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Granite Bay.
Is zoning published for Granite Bay?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.