HomeCaliforniaPlacer CountyLincoln city
Lincoln city, California: commercial real estate data.
Lincoln city is a Census city of 52,956 people across 24.53 square miles of land, in Placer County. Median household income is $111,990, 83.9 percent of occupied homes are owned, and the SBA record carries 61 7(a) approvals to borrowers here worth $33.9 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Lincoln
What Lincoln is
- Census place typecity
- Land area24.53 sq mi
- Water area0.04 sq mi
- Population per square mile of land2,159
- County holding the largest share of its areaPlacer County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
How many people live in Lincoln
- Population52,956
- Median age43.2
- Population under 1812,191
- Share under 1823.0 percent
- Population 65 and over14,302
- Share 65 and over27.0 percent
- Households20,078
- Family households14,641
- Share of households that are families72.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
Income and work in Lincoln
- Median household income$111,990
- Per capita income$53,082
- Civilian labor force23,084
- Employed22,118
- Unemployed966 plus or minus 224
- Unemployment rate4.2 percent plus or minus 1.0
- Adults 25 and over37,438
- Adults 25 and over with a high school diploma or higher94.5 percent
- Adults 25 and over with a bachelor degree or higher40.1 percent
- Adults 25 and over with a graduate degree14.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
Housing in Lincoln
- Housing units20,779
- Occupied units20,078
- Vacant units701 plus or minus 249
- Vacancy rate3.4 percent plus or minus 1.2
- Owner occupied16,851
- Renter occupied3,227
- Ownership rate83.9 percent
- Median owner-occupied home value$651,000
- Median gross rent, monthly$2,090
- Annual rent as a share of median income22.4 percent
- Single family units19,589
- Share single family94.3 percent
- Units in buildings of two or more1,118 plus or minus 313
- Share in buildings of two or more5.4 percent plus or minus 1.5
- Mobile homes28 plus or minus 27
- Median year structure built2005
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
How Lincoln gets to work
- Workers 16 and over who commute16,941
- Commuting under 15 minutes3,929
- Share commuting under 15 minutes23.2 percent
- Commuting 30 minutes or more7,620
- Share commuting 30 minutes or more45.0 percent
- Drove alone67.9 percent
- Carpooled6.5 percent plus or minus 1.4
- Public transport0.6 percent plus or minus 0.5
- Walked0.5 percent plus or minus 0.3
- Worked from home22.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
SBA loans in Lincoln (7(a))
- Approvals61
- Gross approval$33,912,400
- Average approval$555,941
- Median approval$135,000
- Ninetieth percentile approval$2,000,000
- Largest approval$5,000,000
- Jobs supported653
- Jobs per approval10.7
- Loans with a final outcome12
- Paid in full11
- Charged off1
- Charge-off rate over resolved loans8.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more16.4 percent
- Share to franchises16.4 percent
- Distinct lenders25
- Distinct industries by NAICS40
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lincoln
SBA loans in Lincoln (504)
- Approvals26
- Gross approval$40,570,000
- Average approval$1,560,385
- Median approval$910,000
- Largest approval$5,470,000
- Jobs supported535
- Loans with a final outcome7
- Charged off0
- Median term300 months
- Distinct CDCs7
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lincoln
Flood risk in Lincoln
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060241
- Currently effective map date11/02/18
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Placer County, not Lincoln
Placer County context, not Lincoln figures
These are Placer County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lincoln measurements.
- Establishments in Placer County12,180
- Employment at those establishments, Placer County167,628
- Covered employment, Placer County186,942
- Average annual pay, Placer County$72,804
- Average weekly wage, Placer County$1,400
- Housing units permitted, Placer County3,713
- Of those, single family, Placer County2,828
- County product, 2024, Placer County$34,304,249,000
- County product change over the prior year, Placer County5.2 percent
- Average income of an arriving household, Placer County$116,341
Every figure in this section is published for Placer County as a whole and is not a measurement of Lincoln. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lincoln questions, answered from the record.
How many people live in Lincoln, California?
52,956, in 20,078 households. Lincoln city covers 24.53 square miles of land, which is 2,159 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lincoln in?
Placer County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lincoln?
$111,990. The median owner-occupied home is valued at $651,000. Median gross rent is $2,090 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lincoln businesses?
61 7(a) approvals totalling $33.9 m, across 25 lenders, median approval $135,000, plus 26 504 approvals worth $40.6 m. These count approvals to borrowers whose address is in Lincoln, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lincoln borrowers get paid back?
Of the 12 loans that have reached a final outcome, 11 were paid in full and 1 charged off, a charge off rate of 8.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Lincoln in the National Flood Insurance Program?
Yes. Lincoln appears in the FEMA Community Status Book as community 060241, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lincoln figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Placer County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lincoln.
Is zoning published for Lincoln?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.