HomeCaliforniaSan Mateo CountyBelmont city
Belmont city, California: commercial real estate data.
Belmont city is a Census city of 27,337 people across 4.63 square miles of land, in San Mateo County. Median household income is $205,297, 54.8 percent of occupied homes are owned, and the SBA record carries 20 7(a) approvals to borrowers here worth $16.4 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Belmont
What Belmont is
- Census place typecity
- Land area4.63 sq mi
- Water area0.01 sq mi
- Population per square mile of land5,905
- County holding the largest share of its areaSan Mateo County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belmont
How many people live in Belmont
- Population27,337
- Median age39.8
- Population under 186,466
- Share under 1823.7 percent
- Population 65 and over3,813
- Share 65 and over13.9 percent
- Households10,500
- Family households6,994
- Share of households that are families66.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belmont
Income and work in Belmont
- Median household income$205,297
- Per capita income$101,385
- Civilian labor force15,036
- Employed13,953
- Unemployed1,083 plus or minus 408
- Unemployment rate7.2 percent plus or minus 2.7
- Adults 25 and over19,245
- Adults 25 and over with a high school diploma or higher95.5 percent
- Adults 25 and over with a bachelor degree or higher69.7 percent
- Adults 25 and over with a graduate degree34.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belmont
Housing in Belmont
- Housing units11,346
- Occupied units10,500
- Vacant units846 plus or minus 217
- Vacancy rate7.5 percent plus or minus 1.9
- Owner occupied5,759
- Renter occupied4,741
- Ownership rate54.8 percent
- Median owner-occupied home value$2,000,001
- Median gross rent, monthly$2,875
- Annual rent as a share of median income16.8 percent
- Single family units6,681
- Share single family58.9 percent
- Units in buildings of two or more4,665
- Share in buildings of two or more41.1 percent
- Mobile homes0
- Median year structure built1966
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belmont
How Belmont gets to work
- Workers 16 and over who commute9,095
- Commuting under 15 minutes1,927
- Share commuting under 15 minutes21.2 percent
- Commuting 30 minutes or more4,000
- Share commuting 30 minutes or more44.0 percent
- Drove alone52.2 percent
- Carpooled6.1 percent plus or minus 1.7
- Public transport4.7 percent plus or minus 1.9
- Walked2.0 percent plus or minus 0.9
- Worked from home33.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belmont
SBA loans in Belmont (7(a))
- Approvals20
- Gross approval$16,437,100
- Average approval$821,855
- Median approval$510,000
- Ninetieth percentile approval$2,468,400
- Largest approval$5,000,000
- Jobs supported315
- Jobs per approval15.8
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises5.0 percent
- Distinct lenders16
- Distinct industries by NAICS15
A charge-off rate is not published here. only 7 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Belmont
SBA loans in Belmont (504)
- Approvals15
- Gross approval$18,901,000
- Average approval$1,260,067
- Median approval$668,000
- Largest approval$4,958,000
- Jobs supported76
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Belmont
Flood risk in Belmont
- Listed NFIP communities1
- Of those, participating1
- NFIP community number065016
- Currently effective map date04/05/19
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
San Mateo County, not Belmont
San Mateo County context, not Belmont figures
These are San Mateo County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Belmont measurements.
- Establishments in San Mateo County21,569
- Employment at those establishments, San Mateo County477,938
- Covered employment, San Mateo County416,422
- Average annual pay, San Mateo County$196,441
- Average weekly wage, San Mateo County$3,778
- Housing units permitted, San Mateo County1,088
- Of those, single family, San Mateo County521
- County product, 2024, San Mateo County$217,017,754,000
- County product change over the prior year, San Mateo County11.1 percent
- Average income of an arriving household, San Mateo County$211,636
Every figure in this section is published for San Mateo County as a whole and is not a measurement of Belmont. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Belmont questions, answered from the record.
How many people live in Belmont, California?
27,337, in 10,500 households. Belmont city covers 4.63 square miles of land, which is 5,905 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Belmont in?
San Mateo County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Belmont?
$205,297. The median owner-occupied home is valued at $2,000,001. Median gross rent is $2,875 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Belmont businesses?
20 7(a) approvals totalling $16.4 m, across 16 lenders, median approval $510,000, plus 15 504 approvals worth $18.9 m. These count approvals to borrowers whose address is in Belmont, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Belmont borrowers get paid back?
No rate is published for Belmont. only 7 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Belmont in the National Flood Insurance Program?
Yes. Belmont appears in the FEMA Community Status Book as community 065016, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Belmont figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Mateo County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Belmont.
Is zoning published for Belmont?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.