HomeCaliforniaSan Mateo CountyPacifica
Pacifica, California: commercial real estate data.
Pacifica is a Census city of 37,261 people across 12.58 square miles of land, in San Mateo County. Median household income is $160,523, 67.7 percent of occupied homes are owned, and the SBA record carries 35 7(a) approvals to borrowers here worth $25.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Pacifica
What Pacifica is
- Census place typecity
- Land area12.58 sq mi
- Water area0.01 sq mi
- Population per square mile of land2,961
- County holding the largest share of its areaSan Mateo County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pacifica
How many people live in Pacifica
- Population37,261
- Median age44.6
- Population under 186,782
- Share under 1818.2 percent
- Population 65 and over7,612
- Share 65 and over20.4 percent
- Households13,915
- Family households9,504
- Share of households that are families68.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pacifica
Income and work in Pacifica
- Median household income$160,523
- Per capita income$73,854
- Civilian labor force21,158
- Employed20,326
- Unemployed832 plus or minus 226
- Unemployment rate3.9 percent plus or minus 1.1
- Adults 25 and over28,224
- Adults 25 and over with a high school diploma or higher95.4 percent
- Adults 25 and over with a bachelor degree or higher48.9 percent
- Adults 25 and over with a graduate degree18.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pacifica
Housing in Pacifica
- Housing units14,665
- Occupied units13,915
- Vacant units750 plus or minus 259
- Vacancy rate5.1 percent plus or minus 1.8
- Owner occupied9,419
- Renter occupied4,496
- Ownership rate67.7 percent
- Median owner-occupied home value$1,249,800
- Median gross rent, monthly$3,098
- Annual rent as a share of median income23.2 percent
- Single family units11,590
- Share single family79.0 percent
- Units in buildings of two or more2,901
- Share in buildings of two or more19.8 percent
- Mobile homes174 plus or minus 95
- Median year structure built1966
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pacifica
How Pacifica gets to work
- Workers 16 and over who commute15,208
- Commuting under 15 minutes2,373
- Share commuting under 15 minutes15.6 percent
- Commuting 30 minutes or more6,988
- Share commuting 30 minutes or more45.9 percent
- Drove alone62.1 percent
- Carpooled7.0 percent plus or minus 1.4
- Public transport3.8 percent plus or minus 1.4
- Walked1.2 percent plus or minus 0.9
- Worked from home23.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pacifica
SBA loans in Pacifica (7(a))
- Approvals35
- Gross approval$25,650,000
- Average approval$732,857
- Median approval$351,000
- Ninetieth percentile approval$1,487,600
- Largest approval$5,000,000
- Jobs supported325
- Jobs per approval9.3
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises8.6 percent
- Distinct lenders23
- Distinct industries by NAICS25
Counted by borrower city: approvals to borrowers whose address is in Pacifica, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pacifica
SBA loans in Pacifica (504)
- Approvals8
- Gross approval$4,297,000
- Average approval$537,125
- Median approval$330,000
- Largest approval$1,201,000
- Jobs supported58
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Pacifica, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pacifica
Flood risk in Pacifica
- NFIP communityCity of Pacifica
- NFIP community number060323
- Participating in the NFIPYes
- Community Rating System classClass 8
- Currently effective map date04/05/19
The City of Pacifica participates in the National Flood Insurance Program as community 060323 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
San Mateo County, not Pacifica
San Mateo County context, not Pacifica figures
- Establishments in San Mateo County21,569
- Covered employment, San Mateo County416,422
- Average annual pay, San Mateo County$196,441
- Housing units permitted, San Mateo County1,088
Every figure in this section is published for San Mateo County as a whole and is not a measurement of Pacifica.
All San Mateo County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Pacifica questions, answered from the record.
How many people live in Pacifica, California?
37,261, in 13,915 households. Pacifica city covers 12.58 square miles of land, which is 2,961 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pacifica in?
San Mateo County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pacifica?
$160,523. The median owner-occupied home is valued at $1,249,800. Median gross rent is $3,098 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pacifica businesses?
35 7(a) approvals totaling $25.6 m since FY2020, across 23 lenders, median approval $351,000, plus 8 504 approvals worth $4.3 m since FY2010. These count approvals to borrowers whose address is in Pacifica, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pacifica borrowers get paid back?
No rate is published for Pacifica. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Pacifica in the National Flood Insurance Program?
Yes. Pacifica appears in the FEMA Community Status Book as Pacifica, city of, community 060323, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Pacifica figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Mateo County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pacifica.
Is zoning published for Pacifica?
No. Nothing on this page presents parcel level zoning.