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HomeCaliforniaSan Mateo CountyRedwood City city

Redwood City city, California: commercial real estate data.

Redwood City city is a Census city of 82,447 people across 19.34 square miles of land, in San Mateo County. Median household income is $157,814, 48.6 percent of occupied homes are owned, and the SBA record carries 91 7(a) approvals to borrowers here worth $47.8 m.

82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Redwood City

What Redwood City is

  • Census place typecity
  • Land area19.34 sq mi
  • Water area15.41 sq mi
  • Population per square mile of land4,264
  • County holding the largest share of its areaSan Mateo County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Redwood City

How many people live in Redwood City

  • Population82,447
  • Median age37.5
  • Population under 1817,570
  • Share under 1821.3 percent
  • Population 65 and over11,387
  • Share 65 and over13.8 percent
  • Households29,951
  • Family households19,618
  • Share of households that are families65.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Redwood City

Income and work in Redwood City

  • Median household income$157,814
  • Per capita income$84,106
  • Civilian labor force45,987
  • Employed44,102
  • Unemployed1,885 plus or minus 411
  • Unemployment rate4.1 percent plus or minus 0.9
  • Adults 25 and over59,150
  • Adults 25 and over with a high school diploma or higher87.1 percent
  • Adults 25 and over with a bachelor degree or higher54.4 percent
  • Adults 25 and over with a graduate degree26.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Redwood City

Housing in Redwood City

  • Housing units32,135
  • Occupied units29,951
  • Vacant units2,184
  • Vacancy rate6.8 percent
  • Owner occupied14,549
  • Renter occupied15,402
  • Ownership rate48.6 percent
  • Median owner-occupied home value$1,801,700
  • Median gross rent, monthly$2,968
  • Annual rent as a share of median income22.6 percent
  • Single family units18,103
  • Share single family56.3 percent
  • Units in buildings of two or more13,377
  • Share in buildings of two or more41.6 percent
  • Mobile homes620 plus or minus 164
  • Median year structure built1968

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Redwood City

How Redwood City gets to work

  • Workers 16 and over who commute31,764
  • Commuting under 15 minutes7,092
  • Share commuting under 15 minutes22.3 percent
  • Commuting 30 minutes or more11,367
  • Share commuting 30 minutes or more35.8 percent
  • Drove alone55.3 percent
  • Carpooled9.5 percent
  • Public transport3.8 percent
  • Walked2.4 percent plus or minus 0.6
  • Worked from home26.7 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Redwood City

SBA loans in Redwood City (7(a))

  • Approvals91
  • Gross approval$47,760,500
  • Average approval$524,841
  • Median approval$200,000
  • Ninetieth percentile approval$1,572,000
  • Largest approval$4,300,000
  • Jobs supported829
  • Jobs per approval9.1
  • Loans with a final outcome13
  • Paid in full12
  • Charged off1
  • Charge-off rate over resolved loans7.7 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more11.0 percent
  • Share to franchises9.9 percent
  • Distinct lenders28
  • Distinct industries by NAICS54

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Redwood City

SBA loans in Redwood City (504)

  • Approvals41
  • Gross approval$47,573,000
  • Average approval$1,160,317
  • Median approval$893,000
  • Largest approval$4,646,000
  • Jobs supported433
  • Loans with a final outcome17
  • Charged off0
  • Charge-off rate over resolved loans0.0 percent
  • Median term240 months
  • Distinct CDCs6

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Redwood City

Flood risk in Redwood City

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number060325
  • Currently effective map date04/05/19

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

San Mateo County, not Redwood City

San Mateo County context, not Redwood City figures

These are San Mateo County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Redwood City measurements.

  • Establishments in San Mateo County21,569
  • Employment at those establishments, San Mateo County477,938
  • Covered employment, San Mateo County416,422
  • Average annual pay, San Mateo County$196,441
  • Average weekly wage, San Mateo County$3,778
  • Housing units permitted, San Mateo County1,088
  • Of those, single family, San Mateo County521
  • County product, 2024, San Mateo County$217,017,754,000
  • County product change over the prior year, San Mateo County11.1 percent
  • Average income of an arriving household, San Mateo County$211,636

Every figure in this section is published for San Mateo County as a whole and is not a measurement of Redwood City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Redwood City questions, answered from the record.

How many people live in Redwood City, California?

82,447, in 29,951 households. Redwood City city covers 19.34 square miles of land, which is 4,264 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Redwood City in?

San Mateo County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Redwood City?

$157,814. The median owner-occupied home is valued at $1,801,700. Median gross rent is $2,968 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Redwood City businesses?

91 7(a) approvals totalling $47.8 m, across 28 lenders, median approval $200,000, plus 41 504 approvals worth $47.6 m. These count approvals to borrowers whose address is in Redwood City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Redwood City borrowers get paid back?

Of the 13 loans that have reached a final outcome, 12 were paid in full and 1 charged off, a charge off rate of 7.7 percent. Loans still running are excluded because they have not yet succeeded or failed.

Is Redwood City in the National Flood Insurance Program?

Yes. Redwood City appears in the FEMA Community Status Book as community 060325, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Redwood City figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Mateo County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Redwood City.

Is zoning published for Redwood City?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.