HomeCaliforniaSanta Cruz CountyBen Lomond
Ben Lomond, California: commercial real estate data.
Ben Lomond is a Census CDP of 6,858 people across 8.37 square miles of land, in Santa Cruz County. Median household income is $130,041, 76.8 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $2.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ben Lomond
What Ben Lomond is
- Census place typeCDP
- Land area8.37 sq mi
- Water area0 sq mi
- Population per square mile of land819
- County holding the largest share of its areaSanta Cruz County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ben Lomond
How many people live in Ben Lomond
- Population6,858
- Median age46.6
- Population under 181,449 plus or minus 397
- Share under 1821.1 percent plus or minus 4.8
- Population 65 and over1,476
- Share 65 and over21.5 percent
- Households2,650
- Family households1,775
- Share of households that are families67.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ben Lomond
Income and work in Ben Lomond
- Median household income$130,041
- Per capita income$66,167
- Civilian labor force3,675
- Employed3,250
- Unemployed425 plus or minus 286
- Unemployment rate11.6 percent plus or minus 7.5
- Adults 25 and over4,804
- Adults 25 and over with a high school diploma or higher97.9 percent
- Adults 25 and over with a bachelor degree or higher47.5 percent
- Adults 25 and over with a graduate degree15.4 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ben Lomond
Housing in Ben Lomond
- Housing units2,804
- Occupied units2,650
- Vacant units154 plus or minus 102
- Vacancy rate5.5 percent plus or minus 3.6
- Owner occupied2,034
- Renter occupied616 plus or minus 260
- Ownership rate76.8 percent
- Median owner-occupied home value$960,700
- Median gross rent, monthly$2,514
- Annual rent as a share of median income23.2 percent
- Single family units2,471
- Share single family88.1 percent
- Units in buildings of two or more134 plus or minus 67
- Share in buildings of two or more4.8 percent plus or minus 2.3
- Mobile homes199 plus or minus 230
- Median year structure built1963
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ben Lomond
How Ben Lomond gets to work
- Workers 16 and over who commute2,560
- Commuting under 15 minutes382 plus or minus 197
- Share commuting under 15 minutes14.9 percent plus or minus 7.3
- Commuting 30 minutes or more1,278 plus or minus 292
- Share commuting 30 minutes or more49.9 percent
- Drove alone71.8 percent
- Carpooled3.7 percent plus or minus 3.1
- Public transport0.8 percent plus or minus 0.8
- Walked1.5 percent plus or minus 1.5
- Worked from home20.7 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ben Lomond
SBA loans in Ben Lomond (7(a))
- Approvals5
- Gross approval$2,929,400
- Average approval$585,880
- Median approval$82,400
- Largest approval$1,687,000
- Jobs supported13
- Jobs per approval2.6
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Ben Lomond, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ben Lomond
SBA loans in Ben Lomond (504)
- Approvals4
- Gross approval$1,046,000
- Average approval$261,500
- Median approval$200,500
- Largest approval$516,000
- Jobs supported12
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Ben Lomond, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Santa Cruz County, not Ben Lomond
Santa Cruz County context, not Ben Lomond figures
- Establishments in Santa Cruz County7,136
- Covered employment, Santa Cruz County104,514
- Average annual pay, Santa Cruz County$67,622
- Housing units permitted, Santa Cruz County259
Every figure in this section is published for Santa Cruz County as a whole and is not a measurement of Ben Lomond.
All Santa Cruz County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ben Lomond questions, answered from the record.
How many people live in Ben Lomond, California?
6,858, in 2,650 households. Ben Lomond CDP covers 8.37 square miles of land, which is 819 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ben Lomond in?
Santa Cruz County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ben Lomond?
$130,041. The median owner-occupied home is valued at $960,700. Median gross rent is $2,514 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ben Lomond businesses?
5 7(a) approvals totaling $2.9 m since FY2020, across 4 lenders, median approval $82,400, plus 4 504 approvals worth $1.0 m since FY2010. These count approvals to borrowers whose address is in Ben Lomond, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ben Lomond borrowers get paid back?
No rate is published for Ben Lomond. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Ben Lomond figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Santa Cruz County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ben Lomond.
Is zoning published for Ben Lomond?
No. Nothing on this page presents parcel level zoning.