HomeCaliforniaSanta Cruz CountyBen Lomond CDP
Ben Lomond CDP, California: commercial real estate data.
Ben Lomond CDP is a Census CDP of 6,858 people across 8.37 square miles of land, in Santa Cruz County. Median household income is $130,041, 76.8 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $2.9 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ben Lomond
What Ben Lomond is
- Census place typeCDP
- Land area8.37 sq mi
- Water area0 sq mi
- Population per square mile of land819
- County holding the largest share of its areaSanta Cruz County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ben Lomond
How many people live in Ben Lomond
- Population6,858
- Median age46.6
- Population under 181,449 plus or minus 397
- Share under 1821.1 percent plus or minus 4.8
- Population 65 and over1,476
- Share 65 and over21.5 percent
- Households2,650
- Family households1,775
- Share of households that are families67.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ben Lomond
Income and work in Ben Lomond
- Median household income$130,041
- Per capita income$66,167
- Civilian labor force3,675
- Employed3,250
- Unemployed425 plus or minus 286
- Unemployment rate11.6 percent plus or minus 7.5
- Adults 25 and over4,804
- Adults 25 and over with a high school diploma or higher97.9 percent
- Adults 25 and over with a bachelor degree or higher47.5 percent
- Adults 25 and over with a graduate degree15.4 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ben Lomond
Housing in Ben Lomond
- Housing units2,804
- Occupied units2,650
- Vacant units154 plus or minus 102
- Vacancy rate5.5 percent plus or minus 3.6
- Owner occupied2,034
- Renter occupied616 plus or minus 260
- Ownership rate76.8 percent
- Median owner-occupied home value$960,700
- Median gross rent, monthly$2,514
- Annual rent as a share of median income23.2 percent
- Single family units2,471
- Share single family88.1 percent
- Units in buildings of two or more134 plus or minus 67
- Share in buildings of two or more4.8 percent plus or minus 2.3
- Mobile homes199 plus or minus 230
- Median year structure built1963
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ben Lomond
How Ben Lomond gets to work
- Workers 16 and over who commute2,560
- Commuting under 15 minutes382 plus or minus 197
- Share commuting under 15 minutes14.9 percent plus or minus 7.3
- Commuting 30 minutes or more1,278 plus or minus 292
- Share commuting 30 minutes or more49.9 percent
- Drove alone71.8 percent
- Carpooled3.7 percent plus or minus 3.1
- Public transport0.8 percent plus or minus 0.8
- Walked1.5 percent plus or minus 1.5
- Worked from home20.7 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ben Lomond
SBA loans in Ben Lomond (7(a))
- Approvals5
- Gross approval$2,929,400
- Average approval$585,880
- Median approval$82,400
- Ninetieth percentile approval$1,687,000
- Largest approval$1,687,000
- Jobs supported13
- Jobs per approval2.6
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ben Lomond
SBA loans in Ben Lomond (504)
- Approvals4
- Gross approval$1,046,000
- Average approval$261,500
- Median approval$263,000
- Largest approval$516,000
- Jobs supported12
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Santa Cruz County, not Ben Lomond
Santa Cruz County context, not Ben Lomond figures
These are Santa Cruz County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ben Lomond measurements.
- Establishments in Santa Cruz County7,136
- Employment at those establishments, Santa Cruz County80,209
- Covered employment, Santa Cruz County104,514
- Average annual pay, Santa Cruz County$67,622
- Average weekly wage, Santa Cruz County$1,300
- Housing units permitted, Santa Cruz County259
- Of those, single family, Santa Cruz County189
- County product, 2024, Santa Cruz County$21,092,114,000
- County product change over the prior year, Santa Cruz County6.4 percent
- Average income of an arriving household, Santa Cruz County$136,380
Every figure in this section is published for Santa Cruz County as a whole and is not a measurement of Ben Lomond. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ben Lomond questions, answered from the record.
How many people live in Ben Lomond, California?
6,858, in 2,650 households. Ben Lomond CDP covers 8.37 square miles of land, which is 819 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ben Lomond in?
Santa Cruz County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ben Lomond?
$130,041. The median owner-occupied home is valued at $960,700. Median gross rent is $2,514 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ben Lomond businesses?
5 7(a) approvals totalling $2.9 m, across 4 lenders, median approval $82,400, plus 4 504 approvals worth $1.0 m. These count approvals to borrowers whose address is in Ben Lomond, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ben Lomond borrowers get paid back?
No rate is published for Ben Lomond. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Ben Lomond figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Santa Cruz County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ben Lomond.
Is zoning published for Ben Lomond?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.