HomeCaliforniaSanta Cruz CountyBoulder Creek CDP
Boulder Creek CDP, California: commercial real estate data.
Boulder Creek CDP is a Census CDP of 4,632 people across 7.51 square miles of land, in Santa Cruz County. Median household income is $84,156, 76.5 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $767,300.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Boulder Creek
What Boulder Creek is
- Census place typeCDP
- Land area7.51 sq mi
- Water area0 sq mi
- Population per square mile of land617
- County holding the largest share of its areaSanta Cruz County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Boulder Creek
How many people live in Boulder Creek
- Population4,632
- Median age47.9
- Population under 18497 plus or minus 173
- Share under 1810.7 percent plus or minus 3.4
- Population 65 and over1,385 plus or minus 346
- Share 65 and over29.9 percent plus or minus 6.1
- Households2,016
- Family households1,221
- Share of households that are families60.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Boulder Creek
Income and work in Boulder Creek
- Median household income$84,156 plus or minus $20,287
- Per capita income$54,333
- Civilian labor force2,272 plus or minus 487
- Employed1,998 plus or minus 448
- Unemployed274 plus or minus 276
- Unemployment rate12.1 percent plus or minus 11.9
- Adults 25 and over3,744
- Adults 25 and over with a high school diploma or higher96.3 percent
- Adults 25 and over with a bachelor degree or higher40.2 percent plus or minus 8.0
- Adults 25 and over with a graduate degree13.0 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Boulder Creek
Housing in Boulder Creek
- Housing units2,201
- Occupied units2,016
- Vacant units185 plus or minus 104
- Vacancy rate8.4 percent plus or minus 4.6
- Owner occupied1,542
- Renter occupied474 plus or minus 184
- Ownership rate76.5 percent
- Median owner-occupied home value$849,900
- Median gross rent, monthly$1,907
- Annual rent as a share of median income27.2 percent plus or minus 6.9
- Single family units2,084
- Share single family94.7 percent
- Units in buildings of two or more35 plus or minus 45
- Share in buildings of two or more1.6 percent plus or minus 2.0
- Mobile homes32 plus or minus 43
- Median year structure built1953
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Boulder Creek
How Boulder Creek gets to work
- Workers 16 and over who commute1,723 plus or minus 393
- Commuting under 15 minutes365 plus or minus 225
- Share commuting under 15 minutes21.2 percent plus or minus 12.1
- Commuting 30 minutes or more1,085 plus or minus 282
- Share commuting 30 minutes or more63.0 percent
- Drove alone75.6 percent
- Carpooled5.9 percent plus or minus 4.8
- Public transport1.0 percent plus or minus 1.5
- Walked1.9 percent plus or minus 4.1
- Worked from home12.6 percent plus or minus 7.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Boulder Creek
SBA loans in Boulder Creek (7(a))
- Approvals4
- Gross approval$767,300
- Average approval$191,825
- Median approval$204,300
- Ninetieth percentile approval$263,000
- Largest approval$263,000
- Jobs supported16
- Jobs per approval4.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Boulder Creek
SBA loans in Boulder Creek (504)
- Approvals3
- Gross approval$932,000
- Average approval$310,667
- Median approval$313,000
- Largest approval$383,000
- Jobs supported6
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Santa Cruz County, not Boulder Creek
Santa Cruz County context, not Boulder Creek figures
These are Santa Cruz County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Boulder Creek measurements.
- Establishments in Santa Cruz County7,136
- Employment at those establishments, Santa Cruz County80,209
- Covered employment, Santa Cruz County104,514
- Average annual pay, Santa Cruz County$67,622
- Average weekly wage, Santa Cruz County$1,300
- Housing units permitted, Santa Cruz County259
- Of those, single family, Santa Cruz County189
- County product, 2024, Santa Cruz County$21,092,114,000
- County product change over the prior year, Santa Cruz County6.4 percent
- Average income of an arriving household, Santa Cruz County$136,380
Every figure in this section is published for Santa Cruz County as a whole and is not a measurement of Boulder Creek. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Boulder Creek questions, answered from the record.
How many people live in Boulder Creek, California?
4,632, in 2,016 households. Boulder Creek CDP covers 7.51 square miles of land, which is 617 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Boulder Creek in?
Santa Cruz County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Boulder Creek?
$84,156. The median owner-occupied home is valued at $849,900. Median gross rent is $1,907 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Boulder Creek businesses?
4 7(a) approvals totalling $767,300, across 4 lenders, median approval $204,300, plus 3 504 approvals worth $932,000. These count approvals to borrowers whose address is in Boulder Creek, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Boulder Creek borrowers get paid back?
No rate is published for Boulder Creek. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Boulder Creek figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Santa Cruz County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Boulder Creek.
Is zoning published for Boulder Creek?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.