HomeCaliforniaSanta Cruz CountyLive Oak CDP
Live Oak CDP, California: commercial real estate data.
Live Oak CDP is a Census CDP of 16,911 people across 3.24 square miles of land, in Santa Cruz County. Median household income is $103,674, 58.7 percent of occupied homes are owned.
55 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Live Oak
What Live Oak is
- Census place typeCDP
- Land area3.24 sq mi
- Water area0 sq mi
- Population per square mile of land5,215
- County holding the largest share of its areaSanta Cruz County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Live Oak
How many people live in Live Oak
- Population16,911
- Median age41.8
- Population under 182,734
- Share under 1816.2 percent
- Population 65 and over3,465
- Share 65 and over20.5 percent
- Households6,574
- Family households3,839
- Share of households that are families58.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Live Oak
Income and work in Live Oak
- Median household income$103,674
- Per capita income$58,372
- Civilian labor force9,652
- Employed9,260
- Unemployed392 plus or minus 137
- Unemployment rate4.1 percent plus or minus 1.4
- Adults 25 and over12,179
- Adults 25 and over with a high school diploma or higher88.8 percent
- Adults 25 and over with a bachelor degree or higher40.8 percent
- Adults 25 and over with a graduate degree14.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Live Oak
Housing in Live Oak
- Housing units6,880
- Occupied units6,574
- Vacant units306 plus or minus 159
- Vacancy rate4.4 percent plus or minus 2.3
- Owner occupied3,858
- Renter occupied2,716
- Ownership rate58.7 percent
- Median owner-occupied home value$1,015,200
- Median gross rent, monthly$2,421
- Annual rent as a share of median income28.0 percent
- Single family units4,224
- Share single family61.4 percent
- Units in buildings of two or more1,863
- Share in buildings of two or more27.1 percent
- Mobile homes793 plus or minus 204
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Live Oak
How Live Oak gets to work
- Workers 16 and over who commute7,536
- Commuting under 15 minutes2,662 plus or minus 574
- Share commuting under 15 minutes35.3 percent
- Commuting 30 minutes or more1,933
- Share commuting 30 minutes or more25.7 percent
- Drove alone63.2 percent
- Carpooled11.0 percent plus or minus 3.2
- Public transport2.0 percent plus or minus 1.2
- Walked3.6 percent plus or minus 1.6
- Worked from home15.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Live Oak
Flood risk in Live Oak
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 10
- NFIP community number060395
- Currently effective map date03/23/84(M)
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Santa Cruz County, not Live Oak
Santa Cruz County context, not Live Oak figures
These are Santa Cruz County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Live Oak measurements.
- Establishments in Santa Cruz County7,136
- Employment at those establishments, Santa Cruz County80,209
- Covered employment, Santa Cruz County104,514
- Average annual pay, Santa Cruz County$67,622
- Average weekly wage, Santa Cruz County$1,300
- Housing units permitted, Santa Cruz County259
- Of those, single family, Santa Cruz County189
- County product, 2024, Santa Cruz County$21,092,114,000
- County product change over the prior year, Santa Cruz County6.4 percent
- Average income of an arriving household, Santa Cruz County$136,380
Every figure in this section is published for Santa Cruz County as a whole and is not a measurement of Live Oak. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No SBA figures are shown. withheld: California has 2 places named Live Oak and the tape records none of their loans in Santa Cruz County.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Live Oak questions, answered from the record.
How many people live in Live Oak, California?
16,911, in 6,574 households. Live Oak CDP covers 3.24 square miles of land, which is 5,215 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Live Oak in?
Santa Cruz County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Live Oak?
$103,674. The median owner-occupied home is valued at $1,015,200. Median gross rent is $2,421 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Is Live Oak in the National Flood Insurance Program?
Yes. Live Oak appears in the FEMA Community Status Book as community 060395, carrying Community Rating System class 10, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Live Oak figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Santa Cruz County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Live Oak.
Is zoning published for Live Oak?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.