HomeCaliforniaSanta Cruz CountyFreedom CDP
Freedom CDP, California: commercial real estate data.
Freedom CDP is a Census CDP of 3,172 people across 1.13 square miles of land, in Santa Cruz County. Median household income is $93,750, 56.6 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $720,000.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Freedom
What Freedom is
- Census place typeCDP
- Land area1.13 sq mi
- Water area0 sq mi
- Population per square mile of land2,799
- County holding the largest share of its areaSanta Cruz County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Freedom
How many people live in Freedom
- Population3,172
- Median age32.1
- Population under 18955 plus or minus 280
- Share under 1830.1 percent plus or minus 6.7
- Population 65 and over454 plus or minus 110
- Share 65 and over14.3 percent
- Households853
- Family households666
- Share of households that are families78.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Freedom
Income and work in Freedom
- Median household income$93,750 plus or minus $41,363
- Per capita income$35,286
- Civilian labor force1,347 plus or minus 284
- Employed1,313 plus or minus 279
- Unemployed34 plus or minus 37
- Unemployment rate2.5 percent plus or minus 2.7
- Adults 25 and over1,824
- Adults 25 and over with a high school diploma or higher74.1 percent plus or minus 16.9
- Adults 25 and over with a bachelor degree or higher24.8 percent plus or minus 6.1
- Adults 25 and over with a graduate degree7.5 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Freedom
Housing in Freedom
- Housing units901
- Occupied units853
- Vacant units48 plus or minus 43
- Vacancy rate5.3 percent plus or minus 4.7
- Owner occupied483
- Renter occupied370 plus or minus 132
- Ownership rate56.6 percent
- Median owner-occupied home value$755,300
- Median gross rent, monthly$1,621
- Annual rent as a share of median income20.7 percent plus or minus 9.5
- Single family units755
- Share single family83.8 percent
- Units in buildings of two or more108 plus or minus 90
- Share in buildings of two or more12.0 percent plus or minus 9.9
- Mobile homes15 plus or minus 25
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Freedom
How Freedom gets to work
- Workers 16 and over who commute1,227 plus or minus 282
- Commuting under 15 minutes309 plus or minus 188
- Share commuting under 15 minutes25.2 percent plus or minus 14.2
- Commuting 30 minutes or more496 plus or minus 125
- Share commuting 30 minutes or more40.4 percent
- Drove alone66.5 percent
- Carpooled23.1 percent plus or minus 8.4
- Public transport0.0 percent
- Walked1.5 percent plus or minus 2.4
- Worked from home5.4 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Freedom
SBA loans in Freedom (7(a))
- Approvals1
- Gross approval$720,000
- Average approval$720,000
- Median approval$720,000
- Ninetieth percentile approval$720,000
- Largest approval$720,000
- Jobs supported10
- Jobs per approval10.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Santa Cruz County, not Freedom
Santa Cruz County context, not Freedom figures
These are Santa Cruz County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Freedom measurements.
- Establishments in Santa Cruz County7,136
- Employment at those establishments, Santa Cruz County80,209
- Covered employment, Santa Cruz County104,514
- Average annual pay, Santa Cruz County$67,622
- Average weekly wage, Santa Cruz County$1,300
- Housing units permitted, Santa Cruz County259
- Of those, single family, Santa Cruz County189
- County product, 2024, Santa Cruz County$21,092,114,000
- County product change over the prior year, Santa Cruz County6.4 percent
- Average income of an arriving household, Santa Cruz County$136,380
Every figure in this section is published for Santa Cruz County as a whole and is not a measurement of Freedom. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Freedom questions, answered from the record.
How many people live in Freedom, California?
3,172, in 853 households. Freedom CDP covers 1.13 square miles of land, which is 2,799 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Freedom in?
Santa Cruz County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Freedom?
$93,750. The median owner-occupied home is valued at $755,300. Median gross rent is $1,621 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Freedom businesses?
1 7(a) approvals totalling $720,000, across 1 lenders, median approval $720,000. These count approvals to borrowers whose address is in Freedom, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Freedom borrowers get paid back?
No rate is published for Freedom. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Freedom figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Santa Cruz County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Freedom.
Is zoning published for Freedom?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.